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SKYPASS Visa Signature® Card

BestCards Team

| Last updated on November 13th, 2023

SKYPASS Visa Signature® Card

SKYPASS Visa Signature® Card
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Visa Processing Network
$95 Annual Fee

SKYPASS Visa Signature® Card

  • 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 29.99% variable based on the Prime Rate Cash Advance APR

At a Glance

The SKYPASS Visa Signature Card from U.S. Bank provides frequent Korean Air travelers with smooth skies and accelerated miles earning over the SkyBlue SKYPASS Card. The rewards card is one of several decent credit card offers from U.S. Bank, one of the top credit card issuers. The card earns two miles for every dollar spent on Korean Air ticket purchases and everyday travel expenses, and a single mile for every other dollar spent on purchases with the card.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 40,000 miles after $4,000 spend in the first 90 days
  • Get double miles on Korean Air tickets, Dining and Hotel purchases
  • Receive 2 KAL Lounge Coupons, and many more benefits
  • Get Travel & Emergency Assistance Services and $1,000,000 in Travel Accident Insurance
  • Regular Purchase APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $95
  • Late Payment Penalty Fee: Up to $41
  • Return Payment Penalty Fee: Up to $41
  • You frequently fly using Korean Air or SkyTeam partners
  • You plan to use your card to book hotels or purchase gas
  • You want Auto Rental Insurance for no extra cost

SKYPASS Visa Signature Card Review

The SKYPASS Visa Signature Card, a co-branded airline card from Korean Air and U.S. Bank, offers considerable value for money for the frequent Pacific traveler.

SKYPASS Miles Welcome Offer

The SKYPASS Visa Signature Card offers a generous and easily achievable welcome miles bonus. New accounts earn 40,000 Bonus Miles after spending $4,000 on eligible purchases within the first 90 days. That sign-up bonus has a cash value of around $400, which is equivalent to an excellent earning rate of 10X on that spend.

Enjoy Value with KAL and SkyTeam

The card earns double miles (two miles per dollar spent) on ticket purchases with Korean Air and double points on other travel costs. The travel categories which earn two points per dollar spent with the card include dining purchases and bookings made with hotels – including SkyTeam partners Marriott Bonvoy, Radisson, and more. Every other dollar spent on purchases earns a single mile.

Korean Air is a proud member of the SkyTeam Alliance, which includes major names in the airline industry, including Delta, KLM, Air France, Aeromexico, China Eastern, and more. One of the great features of this card is the ability to earn bonus miles when booking through SkyTeam carriers – with a reach of over 1,000 destinations worldwide.

Not only that, but SKYPASS miles are applicable towards free flights with Korean Air and SkyTeam partners. The ability to sue miles for flights anywhere in the world makes this card an excellent option – especially given the 40,000 bonus miles after meeting a $3,000 spending minimum in the first three months. Miles also apply towards service upgrades on Korean flights, KAL lounge access, baggage allowances, and more.

How to Redeem Miles

SKYPASS miles are applicable to reward flights with Korean Air and any other SkyTeam airlines. The SkyTeam Alliance, featuring names like Delta, Air France, KLM, and more, reaches over 1,000 destinations worldwide. Miles also apply towards seat upgrades, additional baggage allowances, lounge access, rental cars, and stays with SkyTeam hotel partners.

International Airline Card Comparison



Cathay Pacific Visa
Annual fee $99 $450 $95
Rewards 2X miles on eligible Korean Air, hotels, and dining purchases, including takeout and restaurant delivery, 1X on all other purchases 3X on Korean Air ticket purchases, 2X on all other flights, hotels, car rentals, and dining purchases, including takeout and restaurant delivery, 1X on all other purchases 2X miles on Cathay Pacific purchases; 1.5X miles on US dining and international purchases; 1X miles everywhere else
Perks Exclusive Korean Air travel benefits including an annual Korean Air ticket purchase coupon, 2 KAL Lounge coupons, and renewal bonus miles Exclusive Korean Air travel benefits including an annual statement credit on travel purchases, an annual Korean Air ticket purchase coupon, KAL Lounge and Duty Free coupons, renewal bonus miles and more Benefits include priority check-in, boarding, seat selection, baggage handling, and more, use miles for Business Class lounge redemption, no foreign transaction fees, and more
Alliance SkyTeam SkyTeam Oneworld
Network Visa Signature Visa Signature Visa Signature

Exclusive KAL Benefits

The mile-earning potential of the card isn’t the only perk of the SKYPASS Visa Signature, however. Cardholders also receive exclusive Korean Air benefits and perks, including two free KAL Lounge coupons each year of membership and 5% off Korean Air tickets each year. This offer is available for you and a companion.

Visa Signature Benefits

Cardholders also receive the usual Visa Signature perks, products, and services they’ve come to expect, including:

Zero Fraud Liability Cardholder Inquiry Services Emergency Card Replacement Luxury Hotel Collection Extended Warranty Coverage
Roadside Dispatch Lost/Stolen Card Reporting ID Navigator from Norton Travel & Emergency Assistance

U.S. Bank Ratings

What’s the SKYPASS Visa like to live with every day? Here is a selection of ratings for U.S. Bank as a credit card issuer:

Should You Apply for the SKYPASS Visa Signature? Card?

So, is the U.S. Bank SKYPASS Visa Signature Card right for you? Well, that depends. While the initial rewards and bonus offer from the card aren’t exceptional, they are very competitive with similarly positioned rewards credit cards.

For those who frequently travel to South Korea or with Korean Air, however, the ability to earn double miles by flying Korean Air means they can quickly earn impressive rewards which can be applied to flights, seat upgrades, or a host of other great perks with SkyTeam partners.

For everyone else, however, the high $95 annual fee, plus the lack of bonus miles at renewal, may turn off many and which are impossible to overcome, meaning there might be better offers elsewhere.

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