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SkyBlue
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SkyBlue SKYPASS Visa® Card

Advertiser Disclosure

5,000 Bonus Miles After First Card Use

  • Regular Purchase APR 16.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 16.49% to 24.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • ◉  No annual fee
  • ◉   5,000 SKYPASS Bonus Miles after your first purchase
  • ◉   Earn 1 mile for every $2 you spend in eligible net purchases
  • ◉   $250,000 in Travel Accident Insurance
Rates & Fees
  •  Regular Purchase APR: 16.49% to 24.49% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer APR: 16.49% to 24.49% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
  •  Cash Advance APR: 25.49% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
  •  Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $35
  •  Credit Needed: Excellent , Good

 

At a Glance

The SkyBlue SKYPASS Visa Card is an airline reward card designed for those who regularly travel by Korean Air. A straightforward and no-frill rewards card, members earn a single mile for every $2 spent on net purchases, as well as an additional 5,000 bonus miles after making the first purchase with the card. The card also features no annual fee, plus a competitive purchase and balance transfer APR.

Ideal for Those Who:

  • Frequently travel on Korean Air
  • Want to earn frequent flyer miles but don’t want to pay an annual fee
  • Want complimentary travel insurance through Visa
  • Like having flexible redemption options for their miles

The SkyBlue SKYPASS Visa Card Review:

The SkyBlue SKYPASS Visa is a basic airline rewards card for those who prefer to travel on Korean Air. The card earns a flat-rate single SKYPASS mile for every $2 spent on purchases, with no cap on the total number of points available to earn. New cardholders also earn 5,000 bonus miles when they use their SkyBlue Card to make their first purchase.

SKYPASS miles are applicable towards reward flights with Korean Air, as well as with any other SkyTeam airlines. The SkyTeam Alliance, featuring names like Delta, Air France, KLM, and more, reaches over 1,000 destinations worldwide. Miles also apply towards seat upgrades, additional baggage allowances, lounge access, rental cars, and stays with SkyTeam hotel partners.

While every other Korean Air SKYPASS credit card features an annual fee, the SkyBlue SKYPASS card features no annual fee – always a nice perk. Because the card has no annual fee, however, don’t expect many airport-centric perks. There are no complimentary lounge passes, for example, or priority boarding. 

The SkyBlue Card comes with the usual benefits of a Visa credit card, including $250,000 in travel insurance, Auto Rental Collison Damage Waiver, fraud and Zero Liability protection, and access to Visa’s 24/7 bilingual account services.  Cardholders also get complimentary access to their VantageScore credit score each month.

Should You Apply for the SkyBlue SKYPASS Visa?

If you are like to travel now and then and are looking for a straightforward way to earn miles without paying an annual fee, the SkyBlue SKYPASS Visa Card is a decent option to consider. While the initial bonus of 5,000 miles after the first purchase and the meager ½ mile per dollar spent might not turn heads, no annual fee, no cap on miles earned, and solid redemption options make the card a respectable choice.

The card does offer some additional benefits, including $250,000 in travel insurance – which is certainly a plus. The addition of the Visa suite of cardmember protections and customer service support is another reason why you should consider this card.

Ultimately, however, the presence of foreign transaction fees, lower-than-average miles per dollar, and lack of airport perks may mean that potential applicants are better off choosing a general travel rewards card, such as the BB&T Vantage, Discover It Miles, or Spark Miles Select from Capital One – all of which feature no annual fee.

 

Editorial Disclosure — The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Published: January 2, 2020 8:19 am

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