| Last updated on November 13th, 2023
SkyBlue SKYPASS Visa® Card
SkyBlue SKYPASS Visa® Card
- 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 23.24% to 29.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The SKYPASS SkyBlue Visa® Card is a decent rewards credit card if you don’t want to pay an annual fee but do want to earn accelerated airline miles with Korean Air. The card earns 2X miles on streaming and rideshares, with all other purchases earning a single point.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- 10,000 SKYPASS Bonus Miles after you make $1,000 in purchases in the first 90 days
- Earn 2 mile for every $1 you spend streaming and rideshare purchases
- $250,000 in Travel Accident Insurance
- Regular Purchase APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 23.24% to 29.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: Up to 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You frequently fly using Korean Air or SkyTeam partners
- You plan to use your card to book hotels or purchase gas
- You want Auto Rental Insurance for no extra cost
SkyBlue SKYPASS Visa Card Review
The SkyBlue SKYPASS Visa is a basic airline rewards card for those who prefer to travel on Korean Air but don’t want the more prestigious SKYPASS Visa Signature Card. The card earns basic rewards on Korean Air purchases but provides enhanced rewards in everyday categories, all for no annual fee.
SKYPASS Miles Welcome Offer
Like the other SKYPASS Visa® credit cards from U.S. Bank, the SkyBlue SKYPASS Visa offers a decent and easily achievable welcome miles bonus. New accounts earn 10,000 Bonus Miles after spending $1,000 on eligible purchases within the first 90 days. That sign-up bonus has a cash value of around $100, which is equivalent to an excellent earning rate of 10X on that spend.
Earn On Everyday Types of Purchases
Interestingly, the SkyBlue version of the SKYPASS Visa credit card doesn’t earn accelerated rewards on Korean Air purchases. Instead, airfare purchases fall under the “all other purchases” category, earning a paltry 1X miles per $1 spent. Because of this, SkyBlue isn’t really an airline credit card, but rather, something more akin to the Amex EveryDay® Credit Card.
Fortunately, the card earns accelerated rewards in two “everyday” categories: rideshares, like Lyft and Uber, and select streaming services. Purchases in these two categories earn 2X miles per $1 spent, with no cap on the total number of miles earnable.
Here is what U.S. Bank classifies as an eligible streaming service:
|Google Play Music
How to Redeem Miles
SKYPASS miles are applicable to reward flights with Korean Air and any other SkyTeam airlines. The SkyTeam Alliance, featuring names like Delta, Air France, KLM, and more, reaches over 1,000 destinations worldwide. Miles also apply towards seat upgrades, additional baggage allowances, lounge access, rental cars, and stays with SkyTeam hotel partners.
Thin On Perks
While every other Korean Air SKYPASS credit card features an annual fee, the SkyBlue SKYPASS Card features no annual fee – always a nice perk. However, don’t expect many airport-centric perks because the card has no annual fee. There are no complimentary lounge passes, for example, or priority boarding.
Other U.S. Bank SKYPASS Visa Cards
Not sure if SkyBlue has the features that are right for you? Here is how the card compares with the other consumer Korean Air credit cards from U.S. Bank:
SKYPASS SkyBlue Visa
SKYPASS Visa Signature®
SKYPASS Select Visa Signature®
|2X miles per $1 on streaming services such as Netflix and Spotify, plus rideshares; 1X on all other purchases
|2X miles per $1 on eligible Korean Air, hotels, and dining purchases, including takeout and restaurant delivery; 1X on all other purchases
|3X miles per $1 on Korean Air ticket purchases; 2X on all other flights, hotels, car rentals, and dining purchases, including takeout and restaurant delivery; 1X on all other purchases
|Korean Air savings
|Save 5% on Korean Air flights for you and a companion 1X annually
|Save 5% on Korean Air flights for you and a companion 2X annually
|2 KAL Lounge coupons each year
|2 KAL Lounge coupons each year
Related Article: The Ultimate Guide to the SkyTeam Alliance
Other Card Features
The SkyBlue Card comes with the usual benefits of a Visa credit card, including $250,000 in travel insurance, Auto Rental Collison Damage Waiver, fraud and Zero Liability protection, and access to Visa’s 24/7 bilingual account services. Here’s everything you can expect from Visa:
|Zero Fraud Liability
|Cardholder Inquiry Services
|Emergency Card Replacement
|Roadside Dispatch and Auto Collision Damage Waiver
|Lost/Stolen Card Reporting
|ID Navigator from Norton
Cardholders also get complimentary access to their VantageScore credit score each month.
U.S. Bank Ratings
How does the U.S. Bank stack up? Here is a selection of expert reviews for the card, as well as an overview of U.S. Bank as a bank:
Should You Apply for the SkyBlue SKYPASS Visa?
If you are likely to travel now and then and are looking for a straightforward way to earn miles without paying an annual fee, the SkyBlue SKYPASS Visa Card is a decent option to consider. The card offers a straightforward way to earn towards award flights with Korean Air or another SkyTeam member without an annual fee.
Ultimately, the lack of robust rewards is what sets this card back. Far more lucrative credit cards are available, including ones with easy mileage transfers to Korean Air, such as the Delta credit cards from American Express.
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