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SKYPASS
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SKYPASS Visa® Secured Card

5,000 Bonus Miles After First Card Use

  • Regular Purchase APR   18.24% variable based on the Prime Rate
  • Balance Transfer APR  18.24% variable based on the Prime Rate
  • Cash Advance APR  20.99% variable based on the Prime Rate
  • Annual Fee  $50
  • Credit Needed  Poor , No Credit Required
  • Processing Network Visa

Best Benefits
  • 5,000 SKYPASS bonus miles after your first purchase
  • 1,000 Bonus miles at renewal
  • Earn 1 mile for every $1 you spend in eligible net purchases
  • $250,000 in Travel Accident Insurance
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 18.24% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 18.24% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater
     Cash Advance APR: 20.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either 4% of the amount of each advance or $5 minimum, whichever is greater
     Penalty APR: None
     Annual Fee: $50
     Foreign Transaction Fee: 2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars, 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
     Late Payment Penalty Fee: Up to $38
     Return Payment Penalty Fee: Up to $35
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $300
     Credit Needed: Poor , No Credit Required

 

At a Glance

The SKYPASS Visa® Secured Card is ideal for cardholders looking to build or re-establish their credit history while they collect airline miles. These miles can be redeemed for airline tickets and upgrades on Korean Air and SkyTeam partners.

The Gist

Many secured credit cards don’t offer many travel benefits, but the SKYPASS Visa® Secured Card helps cardholders improve their credit and collect miles. They can earn 1 mile for every $1 spent on eligible net purchases, and they’ll earn 5,000 SKYPASS bonus miles after their first purchase. Miles earned can then be redeemed for flights and upgrades on Korean Air and SkyTeam partners. The SKYPASS Visa® Secured Card requires a deposit, which will act as a credit line for this account. A U.S. Bank secured savings account will be opened using the deposit, and it will earn interest as long as the account is open and remains in good standing. Traveling with the SKYPASS Visa® Secured Card is beneficial as it provides travel and emergency assistance, as well as zero fraud liability. Also provided is an Auto Rental Collision Damage Waiver which covers the cost of damage to a rental vehicle.

Apply For this Card If You:

  • Frequently fly using Korean Air or SkyTeam partners
  • Are building or rebuilding your credit with a secured credit card
  • Want Auto Rental Insurance for no extra cost

 

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Published: September 3, 2019 12:30 pm

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