Last updated on February 27th, 2023
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Orlando Magic Credit Card
Orlando Magic Credit Card
- 23.70% to 29.95% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 28.70% to 34.95% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Orlando Magic Credit Card is a basic cash back rewards credit card from the NBA’s Orlando Magic and Merrick Bank. The card earns an unlimited 1.5% cash back on all purchases, with special savings on select purchases at the Amway Center.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn unlimited 1.5% cash back on all purchases
- Enjoy 10% off at the Magic Team Store in the Amway Center
- Enjoy 10% off select food and drink concessions at Amway Center
- Regular Purchase APR: 23.70% to 29.95% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 28.70% to 34.95% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of the cash advance, whichever is greater
- Annual Fee: $0 to $48 for the first year, billed $0 to $4 per month thereafter
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: $0
- Over Limit Penalty Fee: $0
- You live in or around Orlando, FL
- You love the Magic and attend games often
- You want a basic cash back credit card
Orlando Magic City Edition Credit Card Review
The Orlando Magic City Edition Credit Card is a co-branded cash back credit card from Merrick Bank and the NBA’s Orlando Magic. The card provides up to 10% off on select purchases at the Amway Center, plus 1.5% back on everything else, and a whole lot more.
Earn Big Rewards at the Amway Center
As mentioned, the Orlando Magic Credit Card from Merrick Bank earns its best rewards at the Amway Center, the home arena of the NBA’s Orlando Magic. As a cardholder, you’ll enjoy 10% off savings on select food and drink concessions in the arena. You’ll also enjoy the same 10% discount on purchases from the Magic Team Store within the arena.
You’ll need to download the Orlando Magic mobile app to take advantage of the 10% cash back savings at the Amway Center. When you pre-purchase food and beverage through the app, or visit a concession in the Amway Center, use your Orlando Magic Credit Card through the Orlando Magic Mobile App to get the 10% discount.
How to Earn Cash Back
With everyday purchases, the Orlando Magic Mastercard earns a flat rate of cash back. That flat rate, 1.5% cash back on all purchases, applies to all net purchases made each billing cycle. Your cashback reward will be credited to your Merrick Bank account at the end of each billing cycle. There are no caps on total rewards, and rewards never expire.
High Interest Rates
The Magic Credit Card is from Merrick Bank, one of the leading issuers of near-Prime credit cards, including the Merrick Bank Double Your Line® Secured Credit Card. Because of this, interest rates with the Orlando Magic Mastercard are higher than average.
Despite the high APR, the card won’t cause many problems if you plan to spend within your means and make timely monthly payments. Doing so is a great way to build credit.
Basketball Credit Card Comparison
Here’s how the Orlando Magic City Edition Mastercard stacks up to other NBA credit cards:
Orlando Magic Credit Card
Boston Celtics Credit Card
Cleveland Cavaliers Credit Card
New Orleans Pelicans Credit Card
Blazers Rewards World Mastercard®
|10% savings at Team Shop & Amway Center||10% off purchases at the online Celtics shop||10% cash back at the Cavs team shop||10% off concessions at the Smoothie King Center and at the Pelicans Team Store||10% off everything at Rip City Clothing Company in the Moda Center|
|Earn 1.5% cash back on all purchases||Earn 7X points on Celtics tickets, rideshare services and streaming services, 4X on dining, 2X on groceries & drug stores, 1X on all else||Earn 4X points on Cavs tickets, gas, dining, and bars, and 1X on eveyrthing else||Earn 4X points on Pelicans tickets, gas, dining, and bars, and 1X on eveyrthing else||Earn 2X points for all everyday purchases|
Iconic Orlando Style
The Orlando Magic Credit Card incorporates the stylish design of the city’s NBA team, thanks to the Magic’s Nike NBA City Edition uniform. The card includes the design’s gothic “Orlando” script found front and center of the team’s jersey. This card branding is a nod to the city and its fans, representing the team battling for its beloved “sixth man” and the city they represent with pride.
Other Card Features
The Orlando Magic Mastercard provides the same benefits that come from other Merrick Bank credit cards. These features include:
|No account set-up fees||No over-the-limit fees||Online payment options|
|Online account management tools||Free FICO Score every month||Mastercard features and benefits|
The Orlando Magic Card features Mastercard Platinum benefits and protections, including:
|Zero Liability Protection||Mastercard Global Services||ID Theft Protection|
Merrick Bank Ratings
How does the Merrick Bank Card stack up? Here are a selection of expert reviews for the card:
Should You Apply for the Orlando Magic Credit Card?
The Orlando Magic Credit Card is an exciting product for Magic fans in and around Orlando. The card offers exclusive discounts and savings at the Amway Center. But what if you don’t live near Orlando? If that’s your situation, better cash back reward options are available. These options include the Citi Custom Cash℠ Card, Citi® Double Cash Card, or even the Chase Freedom Flex. These cards provide a higher rewards rate than the Merrick Card and offer savings at a more comprehensive selection of retailers.
Ultimately, the Orlando Magic City Edition Credit Card is great for Central Florida residents that live near Orlando, love their city, and want to show their pride with every swipe. If that’s you, this might just be your next credit card.