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Last updated on July 2nd, 2021
- No annual fee
- No foreign transaction fees
- Earn 5X points on Cavs season tickets and streaming services
- 10% cash back at the Cavs team shop
- Regular Purchase APR: 13.99% to 25.99% variable based on creditworthiness and the Prime Rate
- Penalty APR: 29.99%
At a Glance
The Cavaliers Credit Card is a Mastercard from fintech Cardless that provides Cavs fans their shot at savings on merchandise and more – all for no annual fee.
Ideal for Those Who:
- Plan to purchase Cavaliers season tickets
- Want the chance at a free jersey after meeting a minimum spend requirement
- Don’t want to pay an annual fee
Cavaliers Credit Card Review
The Cavs Mastercard is a fintech credit card from Cardless and the Cleveland Cavaliers – one of the NBA’s most popular franchises. The card earns rewards towards unique experiences, merchandise, and exclusive offers from the Cavs – without any hidden or annual fees.
Free Cavs Jersey Sign-up Bonus
Rewards credits cards usually come with bonus points, introductory APR, or some other type of traditional sign-up bonus. The Cavaliers Credit Card from Cardless does things differently.
New accounts receive a free Cavs jersey after making $1,000 in purchases within the first three months of opening their account. According to the Cav’s official fan shop, this bonus offer has a cash value of approximately $110, making it a much better sign-up bonus than Cardless’s other card – the Manchester United Mastercard (Man U shirts are worth about $90).
How to Earn Rewards
The card earns points towards Cavaliers gear, experiences, and more. Cardholders earn 5X points on Cavs season ticket purchases and streaming services, including Netflix, Spotify, Apple Music, Hulu, or other similar digital streaming services.
Earning 5X points on season tickets can be a lucrative proposition for the Cavs fan that wants to deck themselves out in the latest merch before the season starts. As season ticket plans run into the thousands of dollars range (or higher), 5X points can mean a considerable tally before the first tip-off!
The card also earns 3X points on all other Cavs ticket purchases, including single-game tickets or multi-game plans, plus 3X back on dining, delivery (including takeout), and grocery store purchases. All other purchases earn 1X points with no limit on the total number of points earnable.
How to Redeem Reward Points
Rewards points with the Cavaliers Credit Card apply towards special experiences, items, gift cards, or statement credits. Using points towards statement credits provides a point value of half a cent per point – and applies towards credits reducing the card’s statement balance.
Gift cards, on the other hand, provide more value for money. Using Cavs Mastercard points for a Cavs gift card allows cardholders to receive extra value. Points for gift cards are worth one cent per point – as are donations to the Cavaliers Community Foundation.
However, the major selling point with the card is the chance at unique Cavs experiences, including various unique perks, including meet-and-greets with the team, team-signed balls or jerseys, honorary benchwarmer experiences, and more.
Ongoing Cavs Savings and Benefits
The Cavs Credit Card offers members 10% back on purchases at the Cavs team shop, plus a range of ongoing benefits. These perks include ticket and concert presales, special monthly offers for account holders, early access to merchandise, and much more
No Hidden Fees
One of the excellent features of credit cards from Cardless is that there are no hidden fees. The Cavaliers Credit Card features no foreign transaction fees, no late payment fee, no return payment fee, and no over-the-limit fees. And, since Cardless products don’t allow balance transfers or cash advances, there are no fees there either.
A Digital Card Experience
Cardless credit cards are – at their heart – card-less. The company is a technology firm that focuses on digital credit card experiences, and the Cavaliers Mastercard is no different.
The card features an intuitive app (iOS only now, but Android will follow In the future) that synchs the card accountholder’s bank information for seamless payments and no-fuss account management.
Other Card Features
Because the Cavaliers Credit Card is a Mastercard, cardholders can anticipate the usual protections from the world’s second-largest payment network. These features include:
- Zero Fraud Liability
- ID Theft Protection
- Mastercard Global Service and Assistance
Should You Apply for the Cavaliers Credit Card from Cardless?
The Cavaliers Credit Card is a unique retail card for fans of the Cleveland Cavaliers. The card is the first NBA credit card of its kind and offers many Cavs-centric perks for the fans who want to show their Cleveland pride with every swipe.
The 5X points the card earns on season tickets and streaming services makes the card a valuable tool for watching your favorite team play – home and away. Plus, the 3X points the card earns on dining (including takeout and delivery) and groceries makes it a versatile, everyday card for those that prefer Cavs swag to other rewards, like travel, lounge access, or the like.
Overall, the Cavaliers Mastercard hits many of the right notes and is an attractive retail credit card for the Cleveland fan that wants to broadcast their Cavaliers love worldwide.
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