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Cleveland Cavaliers Credit Card

Cory Santos

| Last updated on September 23rd, 2023

Cleveland Cavaliers Credit Card

Cleveland Cavaliers Credit Card
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Good
Mastercard Processing Network
None Annual Fee

Cleveland Cavaliers Credit Card

  • 19.74% to 29.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR

At a Glance

The Cavaliers Credit Card is a Mastercard from fintech Cardless that provides Cavs fans their shot at savings on merchandise and more – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No foreign transaction fees
  • Earn 4X points on Cavs season tickets and streaming services
  • 10% cash back at the Cavs team shop
  • Regular Purchase APR: 19.74% to 29.74% variable based on creditworthiness and the Prime Rate
  • Penalty APR: 29.99%
  • You plan to purchase Cavaliers season tickets
  • You want the chance at a free jersey after meeting a minimum spend requirement
  • You don’t want to pay an annual fee

Cavaliers Credit Card Review

The Cavs Mastercard is a fintech credit card from Cardless and the Cleveland Cavaliers – one of the NBA’s most popular franchises. The card earns rewards towards unique experiences, merchandise, and exclusive offers from the Cavs – without any hidden or annual fees.

How to Earn Rewards

The card earns points towards Cavaliers gear, experiences, and more. Cardholders earn 5X points on Cavs season ticket purchases and streaming services, including Netflix, Spotify, Apple Music, Hulu, or other similar digital streaming services.

Earning 5X points on season tickets can be a lucrative proposition for the Cavs fan that wants to deck themselves out in the latest merch before the season starts. As season ticket plans run into the thousands of dollars range (or higher), 5X points can mean a considerable tally before the first tip-off!

The card also earns 3X points on all other Cavs ticket purchases, including single-game tickets or multi-game plans, plus 3X back on dining, delivery (including takeout), and grocery store purchases. All other purchases earn 1X points with no limit on the total number of points earnable.

How to Redeem Reward Points

Rewards points with the Cavaliers Credit Card apply towards special experiences, items, gift cards, or statement credits. Using points towards statement credits provides a point value of half a cent per point – and applies towards credits reducing the card’s statement balance.

Gift cards, on the other hand, provide more value for money. Using Cavs Mastercard points for a Cavs gift card allows cardholders to receive extra value. Points for gift cards are worth one cent per point – as are donations to the Cavaliers Community Foundation.

However, the major selling point with the card is the chance at unique Cavs experiences, including various unique perks, including meet-and-greets with the team, team-signed balls or jerseys, honorary benchwarmer experiences, and more.

Ongoing Cavs Savings and Benefits

The Cavs Credit Card offers members 10% back on purchases at the Cavs team shop, plus a range of ongoing benefits. These perks include ticket and concert presales, special monthly offers for account holders, early access to merchandise, and much more

No Hidden Fees

One of the excellent features of credit cards from Cardless is that there are no hidden fees. The Cavaliers Credit Card features no foreign transaction fees, no late payment fee, no return payment fee, and no over-the-limit fees. And, since Cardless products don’t allow balance transfers or cash advances, there are no fees there either.

A Digital Card Experience

Cardless credit cards are – at their heart – card-less. The company is a technology firm that focuses on digital credit card experiences, and the Cavaliers Mastercard is no different.

The card features an intuitive app (iOS only now, but Android will follow In the future) that synchs the card accountholder’s bank information for seamless payments and no-fuss account management.

Other Card Features

Because the Cavaliers Credit Card is a Mastercard, cardholders can anticipate the usual protections from the world’s second-largest payment network. These features include:

  • Zero Fraud Liability
  • ID Theft Protection
  • Mastercard Global Service and Assistance

Should You Apply for the Cavaliers Credit Card from Cardless?

The Cavaliers Credit Card is a unique retail card for fans of the Cleveland Cavaliers. The card is the first NBA credit card of its kind and offers many Cavs-centric perks for the fans who want to show their Cleveland pride with every swipe.

The 5X points the card earns on season tickets and streaming services makes the card a valuable tool for watching your favorite team play – home and away. Plus, the 3X points the card earns on dining (including takeout and delivery) and groceries makes it a versatile, everyday card for those that prefer Cavs swag to other rewards, like travel, lounge access, or the like.

Overall, the Cavaliers Mastercard hits many of the right notes and is an attractive retail credit card for the Cleveland fan that wants to broadcast their Cavaliers love worldwide.

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