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Compare the Best Fintech Credit Cards

Fintech companies, startups, and neobanks have an increasing presence in the financial space. While the concept of fintech companies entering the banking sector isn’t new, their foray into the credit card market is. Browse the best fintech credit card offers from our partners below.

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Deserve® EDU

No Deposit Required. No Annual Fees

Deserve® EDU
  • Regular Purchase APR 18.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59)
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases
  • Feel secure with cell phone protection up to $600
  • No international transaction fees on purchases abroad so you can travel with confidence
  • No Social Security Number required for international students to apply
Rates & Fees
  • Regular Purchase APR: 18.74% variable based on the Prime Rate
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $37
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Exclusive tableware and home d?cor items from porcelain - Offer Expires on December 31, 2021 - See Details
  • Go on a guided truffle-hunting expedition in the Motovun Forest - Offer Expires on December 31, 2021 - See Details
  • Embark on a journey through the city of the Iron Throne - Offer Expires on December 31, 2021 - See Details
  • Discover Agra beyond the Taj Mahal on a virtual tour - Offer Expires on December 31, 2021 - See Details
  • Play the Hidden Network of Private Courses - Offer Expires on December 31, 2022 - See Details
  • Marvel at a celebrity stylist's star-studded fashion collection - Offer Expires on June 01, 2021 - See Details
  • Embark on a virtual trip to the Banaras' ghats, Sarnath, and more - Offer Expires on December 31, 2021 - See Details
  • Get a glimpse into India's history through the Gujarati thali - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Upgrade Visa® Card with Cash Rewards

Earn 1.5% Unlimited Cash Back

Upgrade Visa® Card with Cash Rewards
  • Regular Purchase APR 8.99%-29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good , Fair
  • Processing Network Visa
Best Benefits
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
Rates & Fees
  • Regular Purchase APR: 8.99%-29.99% variable based on creditworthiness and the Prime Rate
Credit Card Deals
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • View All Deals -

Capital on Tap Regular Rewards Business Visa

Earn $50 Cash Back After Spending $5,000 In the First 3 Months

Capital on Tap Regular Rewards Business Visa
  • Regular Purchase APR 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 34.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Unlimited 1% cash back on every purchase
  • Up to 20 additional employee cards free of charge
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 34.99% variable based on creditworthiness and the Prime Rate
  • Penalty APR: 34.99% for 12 months
  • Late Payment Penalty Fee: $29
Credit Card Deals
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • View All Deals -

Capital on Tap Founder Rewards Business Visa

Earn $199 Cash Back After Spending $15,000 In the First 3 Months

Capital on Tap Founder Rewards Business Visa
  • Regular Purchase APR 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 34.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee $199
  • Credit Needed Excellent , Good , Fair
  • Processing Network Visa
Best Benefits
  • Unlimited 2% cash back on every purchase
  • Up to 20 additional employee cards free of charge
  • No foreign transaction fees
  • Interest rates as low as 9.99%
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 34.99% variable based on creditworthiness and the Prime Rate
  • Penalty APR: 34.99% for 12 months
  • Annual Fee: $199
  • Late Payment Penalty Fee: $29
Credit Card Deals
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • View All Deals -

Petal 1® Visa Credit Card

Higher Limits, Better Rates, No Annual Fee

Petal 1® Visa Credit Card
  • Regular Purchase APR 19.99% to 29.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , Poor
  • Processing Network Visa
Best Benefits
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 19.99% to 29.49% variable based on the Prime Rate
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: $29
Credit Card Deals
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • View All Deals -

Petal 2 Visa® Credit Card

Earn Up To 1.5% Cash Back On All Purchases

Petal 2 Visa® Credit Card
  • Regular Purchase APR 12.99% to 26.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Up to 1.5% cash back after making 12 on-time monthly payments
  • Up to 10% back with select merchants
Rates & Fees
  • Regular Purchase APR: 12.99% to 26.99% variable based on creditworthiness and the Prime Rate
Credit Card Deals
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • View All Deals -

SoFi Credit Card

Earn Unlimited 2% Cash Back

SoFi Credit Card
  • Regular Purchase APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • Earn 1% cash back on all eligible purchases. When you redeem it to pay down eligible debt, save, or invest with SoFi, you'll earn an additional 1% cash back
  • Get a 1% lower APR when you make 12 on-time payments
  • No annual fee
  • Earn additional rewards when you spend with Lyft, ShopRunner, and Boxed
Rates & Fees
  • Regular Purchase APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 12.99% to 24.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Exclusive tableware and home d?cor items from porcelain - Offer Expires on December 31, 2021 - See Details
  • Go on a guided truffle-hunting expedition in the Motovun Forest - Offer Expires on December 31, 2021 - See Details
  • Embark on a journey through the city of the Iron Throne - Offer Expires on December 31, 2021 - See Details
  • Discover Agra beyond the Taj Mahal on a virtual tour - Offer Expires on December 31, 2021 - See Details
  • Play the Hidden Network of Private Courses - Offer Expires on December 31, 2022 - See Details
  • Marvel at a celebrity stylist's star-studded fashion collection - Offer Expires on June 01, 2021 - See Details
  • Embark on a virtual trip to the Banaras' ghats, Sarnath, and more - Offer Expires on December 31, 2021 - See Details
  • Get a glimpse into India's history through the Gujarati thali - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Venmo Visa Credit Card

Earn Up to 3% Cash Back Automatically

Venmo Visa Credit Card
  • Regular Purchase APR 15.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn custom cash back rewards – up to 3% on your top spend category
  • Syncs seamlessly with the Venmo app
  • Visa contactless technology allows you to shop securely at contactless-enabled terminals
  • Choose from various colors, and each card contains a unique QR code that takes users straight to your profile
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 15.24% to 24.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29
Credit Card Deals
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
  • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
  • View All Deals -

Apple Card

Earn Up to 3% Cash Back + No Fees of Any Kind

Apple Card
  • Regular Purchase APR 10.99% to 21.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good , Fair
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Earn cash back with every purchase
  • No hidden fees
  • Get a detailed breakdown of your spending from your iPhone
Rates & Fees
  • Regular Purchase APR: 10.99% to 21.99% variable based on creditworthiness and the Prime Rate
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Exclusive tableware and home d?cor items from porcelain - Offer Expires on December 31, 2021 - See Details
  • Go on a guided truffle-hunting expedition in the Motovun Forest - Offer Expires on December 31, 2021 - See Details
  • Embark on a journey through the city of the Iron Throne - Offer Expires on December 31, 2021 - See Details
  • Discover Agra beyond the Taj Mahal on a virtual tour - Offer Expires on December 31, 2021 - See Details
  • Play the Hidden Network of Private Courses - Offer Expires on December 31, 2022 - See Details
  • Marvel at a celebrity stylist's star-studded fashion collection - Offer Expires on June 01, 2021 - See Details
  • Embark on a virtual trip to the Banaras' ghats, Sarnath, and more - Offer Expires on December 31, 2021 - See Details
  • Get a glimpse into India's history through the Gujarati thali - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Ollo Platinum Card

No Penalty APR, No Annual Fee

Ollo Platinum Card
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $0 to $39
  • Credit Needed Fair , Poor
  • Processing Network Mastercard
Best Benefits
  • No annual fee, no foreign transaction fees
  • Automatic credit line increase reviews
  • Zero Fraud Liability
  • Online and mobile access, 24/7 U.S. based customer service
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Annual Fee: $0 to $39
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Exclusive tableware and home d?cor items from porcelain - Offer Expires on December 31, 2021 - See Details
  • Go on a guided truffle-hunting expedition in the Motovun Forest - Offer Expires on December 31, 2021 - See Details
  • Embark on a journey through the city of the Iron Throne - Offer Expires on December 31, 2021 - See Details
  • Discover Agra beyond the Taj Mahal on a virtual tour - Offer Expires on December 31, 2021 - See Details
  • Play the Hidden Network of Private Courses - Offer Expires on December 31, 2022 - See Details
  • Marvel at a celebrity stylist's star-studded fashion collection - Offer Expires on June 01, 2021 - See Details
  • Embark on a virtual trip to the Banaras' ghats, Sarnath, and more - Offer Expires on December 31, 2021 - See Details
  • Get a glimpse into India's history through the Gujarati thali - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Ollo Rewards Card

Earn Unlimited 2% Cash Back

Ollo Rewards Card
  • Regular Purchase APR 24.99% variable based on the Prime Rate
  • Balance Transfer APR 24.99% variable based on the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee $0 to $39
  • Credit Needed Fair , Poor
  • Processing Network Mastercard
Best Benefits
  • Low, competitive annual fee
  • Unlimited 2% cash back on gas station, grocery store and drugstore purchases. 1% cash back on all other purchases.
  • No foreign transaction fees, no over the limit fees, no returned payment fees
  • Zero Fraud Liability
Rates & Fees
  • Regular Purchase APR: 24.99% variable based on the Prime Rate
  • Balance Transfer APR: 24.99% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 4% of the amount of each Balance Transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each Cash Advance, whichever is greater
  • Annual Fee: $0 to $39
  • Late Payment Penalty Fee: Up to $40
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Exclusive tableware and home d?cor items from porcelain - Offer Expires on December 31, 2021 - See Details
  • Go on a guided truffle-hunting expedition in the Motovun Forest - Offer Expires on December 31, 2021 - See Details
  • Embark on a journey through the city of the Iron Throne - Offer Expires on December 31, 2021 - See Details
  • Discover Agra beyond the Taj Mahal on a virtual tour - Offer Expires on December 31, 2021 - See Details
  • Play the Hidden Network of Private Courses - Offer Expires on December 31, 2022 - See Details
  • Marvel at a celebrity stylist's star-studded fashion collection - Offer Expires on June 01, 2021 - See Details
  • Embark on a virtual trip to the Banaras' ghats, Sarnath, and more - Offer Expires on December 31, 2021 - See Details
  • Get a glimpse into India's history through the Gujarati thali - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Avant Credit Card

Applying Won't Affect Your Credit Score

Avant Credit Card
  • Regular Purchase APR 23.99% to 25.99% variable based on the Prime Rate
  • Cash Advance APR 23.99% to 25.99% variable based on the Prime Rate
  • Annual Fee $0 to $39
  • Credit Needed Fair , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Check eligibility with no hard pull
  • Elegant mobile interface for monitoring purchases
  • Zero fraud liability
  • No foreign transaction fee
Rates & Fees
  • Regular Purchase APR: 23.99% to 25.99% variable based on the Prime Rate
  • Cash Advance APR: 23.99% to 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of the cash advance, whichever is greater
  • Annual Fee: $0 to $39
  • Late Payment Penalty Fee: Up to $39
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Exclusive tableware and home d?cor items from porcelain - Offer Expires on December 31, 2021 - See Details
  • Go on a guided truffle-hunting expedition in the Motovun Forest - Offer Expires on December 31, 2021 - See Details
  • Embark on a journey through the city of the Iron Throne - Offer Expires on December 31, 2021 - See Details
  • Discover Agra beyond the Taj Mahal on a virtual tour - Offer Expires on December 31, 2021 - See Details
  • Play the Hidden Network of Private Courses - Offer Expires on December 31, 2022 - See Details
  • Marvel at a celebrity stylist's star-studded fashion collection - Offer Expires on June 01, 2021 - See Details
  • Embark on a virtual trip to the Banaras' ghats, Sarnath, and more - Offer Expires on December 31, 2021 - See Details
  • Get a glimpse into India's history through the Gujarati thali - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Jasper Mastercard®

Credit History Not Needed to Apply

Jasper Mastercard®
  • Regular Purchase APR 15.49% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% to 29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair , Poor , No Credit Required
  • Processing Network Mastercard
Best Benefits
  • Earn 1% cash back automatically anywhere you shop
  • A credit history is not required to apply
  • Get up to a $5,000 credit limit
  • Unique autopay settings, push notifications, and utilization alerts help manage your account
Rates & Fees
  • Regular Purchase APR: 15.49% to 24.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 24.99% to 29.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $27
  • Return Payment Penalty Fee: Up to $27
Credit Card Deals
  • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
  • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
  • Exclusive tableware and home d?cor items from porcelain - Offer Expires on December 31, 2021 - See Details
  • Go on a guided truffle-hunting expedition in the Motovun Forest - Offer Expires on December 31, 2021 - See Details
  • Embark on a journey through the city of the Iron Throne - Offer Expires on December 31, 2021 - See Details
  • Discover Agra beyond the Taj Mahal on a virtual tour - Offer Expires on December 31, 2021 - See Details
  • Play the Hidden Network of Private Courses - Offer Expires on December 31, 2022 - See Details
  • Marvel at a celebrity stylist's star-studded fashion collection - Offer Expires on June 01, 2021 - See Details
  • Embark on a virtual trip to the Banaras' ghats, Sarnath, and more - Offer Expires on December 31, 2021 - See Details
  • Get a glimpse into India's history through the Gujarati thali - Offer Expires on December 31, 2021 - See Details
  • View All Deals -

Brex Mastercard® Corporate Credit Card

No Personal Guarantee Required

Brex Mastercard® Corporate Credit Card
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • 10-20X higher limits than traditional business credit cards
  • No personal guarantee required
  • No fees and no interest charges
  • Create virtual credit cards for your team as soon as you're approved
  • Built-in QuickBooks, NetSuite, and Xero integrations
Rates & Fees
    Credit Card Deals
    • Take a hike with an award-winning landscape photographer - Offer Expires on December 31, 2021 - See Details
    • Immerse yourself in the world of Italian food and wine - Offer Expires on January 24, 2031 - See Details
    • Exclusive tableware and home d?cor items from porcelain - Offer Expires on December 31, 2021 - See Details
    • Go on a guided truffle-hunting expedition in the Motovun Forest - Offer Expires on December 31, 2021 - See Details
    • Embark on a journey through the city of the Iron Throne - Offer Expires on December 31, 2021 - See Details
    • Discover Agra beyond the Taj Mahal on a virtual tour - Offer Expires on December 31, 2021 - See Details
    • Play the Hidden Network of Private Courses - Offer Expires on December 31, 2022 - See Details
    • Marvel at a celebrity stylist's star-studded fashion collection - Offer Expires on June 01, 2021 - See Details
    • Embark on a virtual trip to the Banaras' ghats, Sarnath, and more - Offer Expires on December 31, 2021 - See Details
    • Get a glimpse into India's history through the Gujarati thali - Offer Expires on December 31, 2021 - See Details
    • View All Deals -

    GO2bank Secured Visa Credit Card

    Build Your Credit with No Credit Check

    GO2bank Secured Visa Credit Card
    • Regular Purchase APR 22.99%
    • Cash Advance APR 26.99%
    • Annual Fee None
    • Credit Needed Poor , No Credit Required
    • Processing Network Visa
    Best Benefits
    • No annual fee
    • No credit check to apply
    • Fixed-rate APR on purchases
    Rates & Fees
    • Regular Purchase APR: 22.99%
    • Cash Advance APR: 26.99%
    • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
    • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
    • Late Payment Penalty Fee: Up to $39
    • Return Payment Penalty Fee: Up to $20
    • Minimum Deposit Required: $100
    Credit Card Deals
    • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
    • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
    • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
    • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
    • Save 4% on all purchases - Offer Expires on May 16, 2021 - See Details
    • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
    • Save 4% on hotel room reservations in the U.S. - Offer Expires on June 01, 2021 - See Details
    • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
    • Save 4% on hotel room stays - Offer Expires on June 01, 2021 - See Details
    • Save 4% on hotel room reservations - Offer Expires on June 01, 2021 - See Details
    • View All Deals -

    What Is Fintech?

    Fintech refers to digital technologies and financial services. The term “Fintech” is short for financial technology and relates to a variety of new financial products designed to overturn and disrupt traditional banks and banking services.

    The roots of fintech lie in the 1950s and the introduction of the first credit cards. The industry saw further evolution in the 1960s, introducing ATMs and electronic stock trading systems in the 1970s. However, we commonly call fintech more closely associated with the digital boom and rise of the world wide web in the 1990s and 2000s.

    Fintech’s role in banking growth is also not a new phenomenon. According to the US Chamber of Commerce, fintech is directly responsible for an explosion in banks throughout the last three-quarters of a century.

    There were only approximately 13,500 banks in the United States in 1950. Thanks to the technological advances in the financial sector, that number rose to more than 83.000 in 2008. Today, neobanks and challenger banks are further pushing the limits of fintech – leading to a new banking revolution.

    The future of fintech appears to be cryptocurrency, with a new range of credit cards earning rewards and cash back via Bitcoin, Ethereum, Dogecoin or other cryptocurrencies.

    Where fintech in the 1950s introduced credit cards, the most recent trend in financial technology is disrupting the credit card status quo.

    Related Article: How Fintech Is Disrupting the Traditional Credit Cards Market

    Examples of Fintech

    Fintech is a broad term, making it difficult for many Americans to understand what exactly fintech is. Fortunately, there are plenty of common examples of fintech, which are essential components of our everyday lives.

    Some examples of fintech services and technologies include:

    Crowdfunding

    Crowdfunding services, like GoFundMe, Kickstarter, and others are redefining how companies raise funds. These unique fundraising platforms also open up the funding market to charities, groups, and even individuals, thanks to lower costs, ease of advertisement, and streamlining of the entire process.

    Mobile Wallets

    Everyone is familiar with mobile wallets. Apple Pay, Samsung Pay, Google Pay features in most mobile phones, making online payments and contactless payments more safe and secure.

    Services like Venmo, PayPal, and Square are also examples of fintech mobile wallets, allowing merchants to make purchases more straightforward for customers without cash – and allowing friends to split bills, lend to family or friends.

    Credit Monitoring Apps

    Like Experian and Credit Karma, credit monitoring apps let consumers monitor their FICO or VantageScore credit scores, track their financial progress, and match their credit profile with potential credit card offers.

    Stock Trading Apps

    While fintech was crucial in opening up the stock market to Americans in the 1950s and 1960s, mobile stock apps like Robinhood redefine how Americans trade in the 21st century. Mobile stock trading apps, including Acorns, allow investors to trade stocks from anywhere with their instead of visiting  their stockbroker.

    fintech credit cards

    Source: Tipalti

    Fintech Credit Cards

    Fintech credit cards come in two distinct varieties. The first type of fintech credit card is issued with a traditional banking partner or payment network. These cards prioritize unique rewards structures or features while maintaining a credit card’s classic look and feel.

    The second type of fintech credit card is issued through what is known as a neobank. These credit cards bypass established banking partners and seek a new approach towards the credit card experience’s financial aspect.

    What Is a Neobank?

    Neobanks (also known as a challenger bank) is a new form of banking that prioritizes online financial services over traditional banking models. The internet-only approach of a neobank isn’t solely about “disrupting the norm” but instead helps save costs – savings passed on to the customer.

    Some of the benefits of a neobank credit card include:

    • Lower interest rates than traditional credit cards
    • Reduced fees or no fees
    • Access to underbanked communities

    How Do Neobanks and Challenger Banks Differ from Traditional Banks?

    Neobanks differ from traditional banks, like Citibank, Capital One, or JPMorgan Chase, in several ways:

    • Not chartered with state or federal regulators
    • Must partner with traditional banks to offer FDIC insurance for deposits
    • Focus on digital processes and mobile apps
    • Many don’t offer overdrafts on deposit accounts

    Because of the reliance on new technologies, neobanks are not for everyone. Those unfamiliar with current technologies or apps may struggle when banking with a neobank. These fintech issuers also lack physical branches, making online banking the only option.

    Examples of Fintech Credit Cards

    What Are the Best Fintech Challenger Bank, and Neobank Credit Cards?

    Fintech companies are taking a fresh look at the credit card market and offering applicants something new. These new features include saying goodbye to fees, changing how consumers pay down debt, and offering the types of perks and rewards that many major issuers are ignoring. Browse some of our favorite fintech and neobank credit cards by checking out:

    The Five Best Fintech and Neobank Credit Cards of 2021