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Norwegian Cruise Line® World Mastercard®

Norwegian Cruise Line® World Mastercard®

Set Sail with 10,000 Bonus WorldPoints® ($100 Value)

Norwegian Cruise Line® World Mastercard®
  • Regular Purchase APR 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 17.99% to 25.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Mastercard
Best Benefits
  • 3X WorldPoints® points for every $1 spent on Norwegian purchases
  • 1X WorldPoints® point per $1 spent on all other purchases
  • No foreign transaction fee
  • No annual fee
Rates & Fees
  • Regular Purchase APR: 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.99% to 22.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transaction, whichever is greater
  • Cash Advance APR: 17.99% to 25.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Penalty APR: Up to 29.99% variable based on creditworthiness and the Prime Rate
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $29

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At a Glance

The Norwegian Cruise Line® World Mastercard® rewards you with WorldPoints® for booking your voyages and making every purchase in between, as well as by offering an appealing introductory bonus. If you are a frequent cruiser with Norwegian, this may be the ideal card for you.

Ideal for Those Who:

  • Often travel with Norwegian Cruise Line®
  • Want to quickly earn WorldPoints® points by making purchases – both exceptional and everyday
  • Are looking for a travel credit card with no foreign transaction fees and no annual fee

Norwegian Cruise Line® World Mastercard® Review

The Norwegian Cruise Line® World Mastercard® starts you off with 10,000 bonus points offer after making a qualifying transaction within the first 90 days of opening an account – that’s equivalent to $100 you can take off your next cruise. With every subsequent purchase, you’ll earn 1 WorldPoint® for every dollar spent, and qualifying purchases with Norwegian earn 3 WorldPoints®.

The Norwegian Cruise Line® World Mastercard® doesn’t impose an annual fee nor foreign transaction fees, so you can save money while you spend money as you journey on a Norwegian cruise. As you accumulate WorldPoints® with the Norwegian Cruise Line® World Mastercard®, you can redeem them for stateroom upgrades, discounts, onboard credit, or even car rentals and hotel stay. You’ll be able to start redeeming after 2,500 points, but after netting that 10,000 points introductory offer, you’ll have cleared that hurdle without even thinking about it.

Should You Apply for the Norwegian Cruise Line® World Mastercard®?

Cruises are always an expensive thing, but with the Norwegian Cruise Line® World Mastercard®, users can earn rewards towards discounts on all Norweigan Cruise journeys. The card lacks an annual fee and earn 3X points on purchases with Norweigan and 1X points on all other purchases.

The card is limited in that it only makes sense for those looking to save for a cruise or are a regular on the Norweigan fleet of vessels. For those individuals, however, the card will provide significant value. For those unsure of which line the are also worth consideration.ey prefer, however, the Royal Caribbean® Visa Signature® Credit Card  or the Celebrity Cruises® Visa Signature® Credit Card are also worth consideration.