Carnival® World Mastercard®

Advertiser Disclosure Editorial Disclosure

Last updated on March 10th, 2021

Carnival® World Mastercard®

Earn 20,000 Bonus FunPoints® After First Purchase or Balance Transfer

Carnival® World Mastercard®
  • Regular Purchase APR 14.99%, 19.99% or 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.99%, 19.99% or 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 25.24% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Intro Purchase APR 0% for 6 months from account opening date for Carnival Cruise purchases
  • Processing Network Mastercard
Best Benefits
  • Earn 20,000 Bonus FunPoints® after first purchase or balance transfer ($200 value)
  • Earn 2X FunPoints® on purchases with Carnival
  • Earn 1X FunPoints® on all other purchases
  • 0% Promotional APR for 6 months on Carnival cruise bookings
  • Receive 10% Statement Credit on a Carnival shore excursion when booking your cruise online
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date for Carnival Cruise purchases
  • Regular Purchase APR: 14.99%, 19.99% or 23.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made 45 days from account opening date
  • Balance Transfer APR: 14.99%, 19.99% or 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Cash Advance APR: 25.24% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
Credit Card Deals
  • Take a hike with an award-winning landscape photographer – Offer Expires on December 31, 2021 – See Details
  • Immerse yourself in the world of Italian food and wine – Offer Expires on January 24, 2031 – See Details
  • Exclusive tableware and home d?cor items from porcelain – Offer Expires on December 31, 2021 – See Details
  • Go on a guided truffle-hunting expedition in the Motovun Forest – Offer Expires on December 31, 2021 – See Details
  • Embark on a journey through the city of the Iron Throne – Offer Expires on December 31, 2021 – See Details
  • Discover Agra beyond the Taj Mahal on a virtual tour – Offer Expires on December 31, 2021 – See Details
  • Play the Hidden Network of Private Courses – Offer Expires on December 31, 2022 – See Details
  • Marvel at a celebrity stylist’s star-studded fashion collection – Offer Expires on June 01, 2021 – See Details
  • Embark on a virtual trip to the Banaras’ ghats, Sarnath, and more – Offer Expires on December 31, 2021 – See Details
  • Get a glimpse into India’s history through the Gujarati thali – Offer Expires on December 31, 2021 – See Details
  • View All Deals

At A Glance  

The Carnival® World Mastercard® is a handy co-branded card to keep in your pocket if you frequently vacation on cruise lines. It has no annual or foreign transaction fees and is a great balance transfer credit card for those who want to pay off debt while earning travel rewards.

Ideal for Those Who:

  • Annually spend at least $2500 on Carnival or World’s Leading Cruise Lines ℠
  • Plan on booking a cruise in the near future
  • Want to earn FunPoints for a balance transfer
  • Want a card with no annual fee

Carnival® World Mastercard® Review

To start, Carnival® World Mastercard® cardholders will immediately earn 20,000 FunPoints ($200 value) after making their first purchase or balance transfer. FunPoints can be redeemed for future cruise bookings, onboard experiences, for travel with partnered airlines and hotels, or gift cards. Purchases made with Carnival or partner cruise lines will earn 2X FunPoints, while all other purchases will have a return of 1X FunPoints.

Earning points can be challenging as Carnival purchases are the only reward category. This puts a bit of a damper on the card is redemption requires a minimum of 5,000 FunPoints and points expire after five years. But until you have enough points to redeem for freebies, the Carnival® World Mastercard® will put some money back into your pocket in the form of a 10% statement credit for booking Carnival shore excursion. A win-win considering that paying with your Carnival® World Mastercard® will also earn 2X FunPoints.

Carnival FunPoints

The value of FunPoints is about average with other retail rewards cards, but the individual will vary based on how you choose to redeem them. As expected, FunPoints hold the most value (between 1 and 1.5 cents) when used directly with Carnival Cruise Lines. Afterward, point value declines with gift card/certificate redemptions offering the lowest FunPoint value of 0.7 cents. Ultimately, while Carnival® World Mastercard® technically has other redemption options, the most lucrative use of earnings will be booking Carnival cruises.

0% Intro APR

The Carnival® World Mastercard® also offers two unique introductory APR offers which could greatly benefit the individual with intentions to book a cruise in the near future. For the first 6 months form the card’s opening date, cardholders can enjoy 0% APR on a Carnival cruise booking. That two-week luxury excursion becomes much more obtainable with this neat – albeit highly specific – introductory purchase APR. However, the truly remarkable intro offer lies with balance transfers.

New cardholders will have 0% APR for 15 months on balance transfers – and while already a strong offering on its own – will also earn 1 FunPoint per dollar (up to $5000 max). It’s very rare to see actual rewards given for balance transfers and is easily one of the strongest selling points of the Carnival® World Mastercard®. If you begin your ownership of this card with a balance transfer, you could immediately find yourself with up to 25,000 FunPoints (a $250 value).

Should You Apply for the Carnival® World Mastercard®?

The Carnival® World Mastercard® doesn’t attempt to be a well-rounded credit card. Instead, it offers highly specific Carnival-related rewards that benefit the frequent cruiser. Unless the Carnival® World Mastercard® becomes your primary credit card, it could take a long while to accrue enough points to put a dent in your booking costs. Those who already utilize other rewards cards may find few opportunities to earn FunPoints through the Carnival® World Mastercard® if they are not booking cruises on a regular basis. As such, this card is a bad choice for those hoping to earn points to completely their cruise booking costs.

Browse Other Barclays Credit Card Offers: