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Gold Delta SkyMiles® Credit Card

  • Regular Purchase APR 17.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 17.24% to 26.24% on balance transfers requested within 60 days of account opening
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $0 for the first year, then $95
  • Credit Needed Excellent , Good
  • Processing Network American Express
Best Benefits
  • ◉  Earn 35,000 miles after spending $1,000 within first 3 months
  • ◉   Earn $50 statement credit after making a Delta purchase within first 3 months
  • ◉   2X miles per $1 spent on direct Delta purchases
  • ◉   1X mile per $1 spent on all other purchases
  • ◉   First checked bag free
  • ◉   20% in-flight savings
Rates & Fees
  •  Regular Purchase APR: 17.24% to 26.24% variable based on creditworthiness and the Prime Rate
  •  Balance Transfer APR: 17.24% to 26.24% on balance transfers requested within 60 days of account opening
  •  Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: 29.99% variable based on the Prime Rate
  •  Annual Fee: $0 for the first year, then $95
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Credit Needed: Excellent , Good

 

At a Glance

Featuring a sizable introductory bonus and convenient perks that frequent travelers adore like priority boarding and a free first checked bag, the Gold Delta SkyMiles® Credit Card is a solid travel partner for loyal Delta flyers. That’s even more apparent when you factor in the ability to earn 2 SkyMiles on every eligible dollar spent on direct Delta purchases and 1 mile on each eligible dollar spent on other purchases.

The Gist

The Gold Delta SkyMiles® Credit Card draws you in with the ability to earn 35,000 bonus miles after making $1,000 in purchases within the first 3 months and a $50 statement credit after making a Delta purchase within that same time frame. It encourages loyalty and shows its flexibility by offering 1 mile on each eligible dollar spent on all purchases and 2 miles for every eligible dollar spent on direct Delta purchases. Best of all, these miles don’t expire – and you have the ability to earn unlimited rewards. Miles can be used towards flights, seat upgrades, car rentals, merchandise and gift cards, and much more.

There are plenty of travel perks that accompany your Gold Delta SkyMiles® Credit Card. Enjoy priority boarding for your Delta flight, as well as one free checked bag on each trip; you’ll even save on in-flight purchases to sweeten the deal. If you’re traveling abroad, you won’t pay any foreign transaction fees, either.

If you’re a regular flyer, then you already know how enticing access to the Delta Sky Club® lounges (granted at a discounted rate for Gold Delta SkyMiles® Credit Card members) can be. These areas provide cardholders and up to two guests Wi-Fi access, snacks, drinks, personal assistance with your flight, and a host of other conveniences. Speaking of convenient, this card also includes exclusive access to select entertainment ticket presales, extended warranties for eligible retail product purchases, and even free 2-day shipping with ShopRunner.

Apply for This Card if You:

  • Are interested in earning 2 miles on every eligible dollar spent on direct Delta purchases and earning 1 mile on each eligible dollar spent on other purchases
  • Want to earn 35,000 bonus miles for making $1,000 in purchases in the first 3 months of card ownership
  • Look forward to the perks available to travelers in Delta Sky Club® airport lounges
  • Don’t want to pay foreign transaction fees while you travel with your airline rewards card

 

Editorial Disclosure — The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Published: January 2, 2020 8:15 am

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