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Mission Lane Cash Back Visa® Credit Card

Cory Santos

| Last updated on October 18th, 2023

Mission Lane Cash Back Visa® Credit Card Review

The Mission Lane Cash Back Visa® is a great option for anyone seeking basic cash back rewards with no confusing bonus categories or award options to worry about. The card features a robust selection of credit monitoring tools, like complimentary credit score access, and educational materials, and regular reporting to the major credit bureaus. Oh yeah, it also earns cash back rewards on every purchase.

Earn Cash Back Rewards to Offset Your Bills

Rebuilding credit may seem daunting, especially when there is nothing to see for your hard work except for an increase in your credit score. And yes, boosting your credit is the ultimate goal with cards like the Mission Lane Visa® from TAB Bank.

But sometimes, things like basic rewards can really serve as a reinforcement for all your good credit habits and practice. The double bonus of climbing credit and cash back rewards to offset some of your statement balance is a great emotional buzz as good financial habits combine to put you on the road to more lucrative rewards credit cards.

The Mission Lane Cash Back Visa earns a decent amount of cash back with every purchase – but just how much cash back depends on your program terms. Cardholders earn either 1% or 1.5% cash back on all net qualifying purchases made during the calendar month, with no limit on the total rewards you can earn. Cash back rewards are automatically applied to the card account as a statement credit.

Rewards Comparison

How does that cash back stack up with other similar card offers? Here’s Mission Lane compared with two other leading entry-level rewards cards:

Aspire® Cashback

Mission Lane Cash Back Visa®

Revvi Card
Rewards Earn 3% back on gas, groceries, and utilities; 1% back on all other purchases Earn either 1% or 1.5% cash back on all purchases, based on your program terms Earn 1% back on payments made to the card
Pre-Qualify? Yes Yes Yes
Annual Fee $49 to $175 the first year; up to $49 thereafter $0 $75 the first year, $48 after that
Payment Network Mastercard Visa Visa

Opportunities for Credit Limit Increases

The Mission Lane Cash Back Visa is double rewarding because if you make your payments on time, Mission Lane may provide a credit limit increase. And that is possible by paying close attention to the credit-building educational materials available on the Mission Lane website.

Mission Lane reports to all three major credit bureaus: Equifax, Experian, and TransUnion. This universal, monthly reporting can help increase the odds of securing future credit as both a user’s FICO and VantageScore will reflect their hard work and responsible credit usage.

Other Card Features

Other notable features of the Mission Lane Cash Back Visa credit card include a 23-day grace period, EMV chip technology for contactless payments, and handy mobile app access for 24/7 banking.

Mission Lane credit cards also enjoy Visa Platinum benefits and protections. These benefits include the following: 

Zero Fraud Liability Cardholder Inquiry Services Emergency Card Replacement
Roadside Dispatch and Auto Collision Damage Waiver Lost/Stolen Card Reporting ID Navigator from Norton

Mission Lane Visa Card Ratings

How does the Mission Lane Credit Card stack up? Here is a selection of expert reviews for the card:

Should You Apply for the Mission Lane Cash Back Visa® Credit Card?

The Mission Lane Cash Back Visa is an enticing rewards credit card for those who typically wouldn’t qualify for a cash back credit card with larger banks. The card requires no security deposit, complimentary credit score access, and regular reporting to the three major credit bureaus. Even better, Mission Lane is very proactive in giving credit line increases to those willing to work hard. Summing it all up, the Mission Lane Visa® Credit Card is ideal for anyone serious about their credit and committed to improving the details of their credit journey.

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