Harris Teeter REWARDS World Mastercard

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Last updated on May 9th, 2022

Harris Teeter REWARDS World Mastercard®

Harris Teeter REWARDS World Mastercard®
  • Regular Purchase APR 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 27.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Good
  • Processing Network Mastercard
Best Benefits
  • Earn 5% Cash back on mobile wallet purchases for the first $3,000, then 1% thereafter
  • Earn 3% Cash back on dining and fuel for the first $6,000, then 1% thereafter.
  • Earn 2% Cash back Inside of our Stores
  • Earn 1% Cash back Outside of our Stores
Rates & Fees
  • Regular Purchase APR: 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.74% to 27.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 27.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $40
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Harris Teeter REWARDS World Mastercard®

Harris Teeter REWARDS World Mastercard®

Terms & Conditions

At a Glance

The Harris Teeter REWARDS World Mastercard offers Harris Teeter fans across the South Atlantic states the chance to earn impressive rewards with every purchase. Cardholders earn tup to 5% back on mobile wallet purchases, with dining and fuel earning 3% back. Rewards are applicable to a variety of rewards, including free groceries.

Ideal for Those Who:

  • Frequently shop at Harris Teeter or any other company in the Kroger family of brands
  • Want to earn rewards towards free groceries and impressive gas discounts
  • Don’t want to pay an annual fee
  • Want an easy-to-earn $100 statement credit

Harris Teeter REWARDS World Mastercard Review:

The Harris Teeter Rewards World Mastercard from U.S. Bank allows cardholders to make purchases anywhere in the world Mastercard is accepted and rewards them for everyday purchases with rewards credits applicable towards future purchases at Harris Teeter at the same time.

The Harris Teeter Rewards Card earns 5% cash back on the on mobile wallet purchases for the first $3,000, then 1% thereafter. In addition, cardholders earn 3% back on dining and fuel (also for the first $6,000/year, with 1% after that), 2% back in-store at any of Kroger’s Family of Brands, and 1% back everywhere else.

Harris Teeter is a proud members of the Kroger family of companies, meaning that this card isn’t just useful in the Mid-Atlantic and Southeast, but anywhere in the country. The Kroger family of companies includes such names as Fry’s, Ralph’s, Fred Meyer, and more, with locations spanning the nation – meaning cardholders can earn not only at Harris Teeter, but any Kroger brand as well.

The ability to earn rewards towards free Harris Teeter (or any Kroger brand, for that matter) groceries is a great perk with this card – and one that is certainly going to encourage a few new applicants. 

Cash back points in the Kroger REWARDS Program are instantly turned into rewards as soon as you reach a minimum threshold. Once you accumulate 1,000 points, Kroger will automatically send a $10 reward. This makes keeping track of your points a non-issue as your rewards are instantly made available without any effort.

The card also comes with an introductory bonus offer that will surely please shoppers: new applicants receive a $100 statement credit when they use their Harris Teeter REWARDS Card to make $500 in purchases within the first 90 days.

Should You Apply for the Harris Teeter REWARDS Card?

Overall, the Harris Teeter Mastercard is a reliable retail card from Kroger and U.S. Bank. The ability to earn cash back with Harris Teeter (and other Kroger companies) is nothing to scoff at.

 

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