Last updated on June 15th, 2023
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Delta SkyMiles® Gold Business American Express Card
Delta SkyMiles® Gold Business American Express Card
- 20.99% to 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
Featuring a sizable welcome offer and convenient perks that frequent travelers adore like priority boarding and a free first checked bag, the Delta SkyMiles® Gold Business American Express Card is a reliable travel partner for loyal Delta flyers.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Limited Time Offer: Earn 70,000 Bonus Miles after you spend $3,000 in purchases on your new Card in your first 3 months of Card Membership. Offer Ends 8/2/23
- Save 15% On Award Travel With TakeOff 15. Eligible Card Members now enjoy exclusive savings on Delta flights. Not applicable to partner-operated flights or to taxes and fees
- Check or stow your bag with ease: First Checked Bag Free on Delta Flights + Main Cabin 1 Priority Boarding
- Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants. Earn 1 Mile on every eligible dollar spent on other purchases
- Additionally, receive a $100 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases on your Card in a calendar year
- Pay no foreign transaction fees when you travel overseas
- $0 introductory annual fee for the first year, then $99
- Terms and limitations apply
- Regular Purchase APR: 20.99% to 29.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
- Penalty APR: 29.99% variable based on the Prime Rate
- Annual Fee: $0 for the first year. After that, $99
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: $39
- You're interested in earning 2X miles on dining
- You want to earn 5X miles on Delta purchases
- You want to earn enhanced rewards for purchases in advertising and U.S. shipping
- You want to earn 50,000 bonus miles after making $2,000 in purchases in the first three months of card ownership
- You don’t want to pay foreign transaction fees while you travel with your airline rewards card
Delta SkyMiles® Gold Business American Express Card Review
The Delta SkyMiles® Gold Business American Express Card draws you in with the ability to earn impressive bonus miles and a modest $99 annual fee, which Delta and Amex waive for the first year.
New business card accounts enjoy a generous welcome offer of 70,000 Bonus SkyMiles after spending $3,000 in purchases on the new card within the first three months of membership. This welcome offer is an excellent value and very easy to reach for companies that plan to issue multiple employee cards. The offer’s value is around $700, which is a handy bonus should your company have any upcoming travel that needs financing.
The card also offers the same yearly bonus as the personal version of the Delta SkyMiles Gold American Express Card. Businesses that make $10,000 on purchases during the calendar year receive a $100 statement credit. While this isn’t exceptionally valuable, it is a nice bonus for those companies using that option extensively – something many businesses will likely do.
How to Earn SkyMiles
The Delta SkyMiles® Gold Business American Express Card features a huge 5X miles per dollar on every eligible purchase with Delta. The card also offers miles on the types of purchases many businesses spend on frequently. The card earns 2X miles on the following business-centric categories:
- Per every eligible dollar spent on purchases made directly with Delta
- Eligible US purchases, including at restaurants, shipping providers, and on advertising purchases in select media
All other purchases earn 1X miles, with no cap on the total miles a company receives. Best of all, SkyMiles never expire, so companies can accumulate an impressive haul on advertising and shipping costs.
How to Redeem Miles
Miles apply to flights, seat upgrades, car rentals, merchandise, gift cards, and much more with Delta. Miles are also redeemable not only on Delta but also on 30 additional airline partners through the SkyTeam Alliance – here’s the full list of alliance partner carriers:
|Aeromexico||China Airlines||Garuda Indonesia||Air France||Saudia|
|Air Europa||China Eastern Airlines||Kenya Airlines||China Southern Airlines||TAROM|
|Aeroflot||Czech Airlines||LATAM||Korean Air||Vietnam Airlines|
|Aerolineas Argentinas||Delta Air Lines||KLM Royal Dutch Airlines||Middle East Airlines||XiamenAir|
|Air Europa||ITA Airways||Virgin Atlantic||Shanghai Airlines||JinAir|
Other ways businesses can redeem miles include seat and cabin upgrades through Delta, Delta gift cards, Delta Vacations or Experiences, and incidental fees when flying with Delta. Delta miles are redeemable for gift cards or purchases made through the Delta SkyMiles Shopping portal.
Related Article: The Ultimate Guide to Delta Air Lines SkyMiles
Delta SkyMiles Business Card Comparison
The Amex Delta Air Lines credit card portfolio is robust, with multiple options for both business and personal use. Not sure which SkyMiles credit card is right for you? Here is a head-to-head comparison of the Delta business credit cards from American Express:
SkyMiles® Gold Business
SkyMiles® Platinum Business
SkyMiles® Reserve Business
|Annual fee||$99 annual fee ($0 first year)||$250||$550|
|Welcome offer||Earn 70K (after spending $3,000 within the first 3 months)*||Earn 90K (after spending $4,000 within the first 3 months)*||Earn 100K (after spending $6,000 within the first 3 months)*|
|Rewards||2X Miles on purchases made directly with Delta and at restaurants, shipping providers, and on advertising purchases in select media; 1X Miles on all other purchases.||3X Miles on purchases made directly with Delta and hotels; 1.5X Miles on purchases of $5,000+ up to $50,000/yr.; 1X Miles on all other purchases.||3X Miles on purchases made directly with Delta and hotels; 1X Miles on all other purchases.|
|Free bags||1st bag free||1st bag free||1st bag free for you and up to 3 guests|
|Priority boarding||–||Main Cabin 1 priority boarding||Main Cabin 1 priority boarding|
|Lounge access||–||Sky Club access for $50 per person||Sky Club, Centurion Lounge complimentary|
|Other features||$100 Delta credit after spending $10,000/yr.||Annual companion certificate||Annual companion certificate; priority and complimentary upgrades|
Delta SkyMiles® Gold Business American Express Card enjoys the same travel perks as the personal card. Cardholders enjoy Cabin 1 priority boarding on Delta flights and one free checked bag on Delta flights. Holders also save 20% on in-flight purchases. The card also boasts no foreign transaction fee, making it a decent option for companies that send their employees abroad on business.
If you’re a regular flyer, then you already know how enticing access to the Delta Sky Club® lounges (granted at a discounted rate for Delta SkyMiles® Gold Business American Express Card members) can be.
TakeOff 15 is a new perk from Delta and American Express. The feature lets eligible cardholders get 15% off when using miles to book Award Travel on Delta flights through Delta.com and the Fly Delta app. Please note that this discount does not apply to partner-operated flights or taxes and fees.
Expense Management Tools
Any business credit card worth its salt comes with access to some type of expense management tools – and the Gold version of the SkyMiles Business Card is no different. Companies have access to several impressive tools and services, including:
|Complimentary employee cards||Get more out of your Business Card with Employee Cards. Earn miles‡ and stay on top of how much employees are spending.|
|QuickBooks® integration||Save time with auto-expense categorization in QuickBooks- Once enrolled, your Business Card transactions are automatically tagged with your QuickBooks categories.|
|Account manager||Free up time. Assign a trusted team member to oversee your American Express account. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so you’re free to focus on other priorities.|
|Account alerts||Set Account Alerts to help you avoid late payments, spot irregular spending, and monitor Employee Card use.|
|Vendor Pay by Bill.com||You can make the most out of paying your business bills. Improve your cash flow and take advantage of Card benefits when you use your Card to pay bills with Vendor Pay by Bill.com. Take advantage of Vendor Pay by Bill.com by enrolling your Card. With the basic plan, there is no monthly fee for the first user and no fee for a second user for six months. After six months, the second user will have a fee of $15 per month. Additional fees may apply based on plan type and number of users.|
|Year-end summary||After the end of the year, see a complete summary that categorizes your spending by month and purchase type, and helps you track your business expenses down to the last detail.|
|‡ Terms apply|
Other Card Features
Other Business Gold SkyMiles Amex features include EMV chip and pin technology, mobile wallet access with Samsung Pay, Google Pay, and Apple Pay, and access to Amex Offers.
American Express Ratings
How is Amex as a credit card issuer? Here is a selection of ratings for American Express from experts and the general public:
Should You Apply for the Delta SkyMiles® Gold Business American Express Card?
The Delta SkyMiles® Gold Business American Express Card offers good for companies that want a travel credit card that rewards them for their usual expenses. Getting 2X miles on advertising and shipping will greatly interest many businesses, as will the generous welcome bonus SkyMiles.
The business-centric perks with the card don’t extend much beyond the 2X miles on select categories. Still, the addition of expense management tools is something that adds value. Fortunately, the travel perks more than compensate and will comfort weary employees on business travels.