Last updated on May 26th, 2023
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China Airlines World Elite™ Mastercard® Blue Card
China Airlines World Elite™ Mastercard® Blue Card
- 24.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 24.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.99% variable based on the Prime Rate Cash Advance APR
At a Glance
The China Airlines World Elite™ Mastercard® Blue Card is a co-branded airline rewards card from First Bankcard and China Airlines. The card is geared towards those who prefer to fly with China Airlines and also want to earn miles for their everyday purchases. The card earns 1 mile for every dollar spent on purchases through China Airlines and ½ a mile for every other dollar spent on the card. New account holders also benefit from 2,500 bonus miles after first using their card, as well as 0% introductory APR
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Earn 1 mile for every dollar spent with China Airlines
- Earn 1 mile for every $2 spent on all other purchases
- 0% introductory APR on balance transfers for the first 6 billing cycles
- Regular Purchase APR: 24.74% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 6 months from account opening date
- Balance Transfer APR: 24.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You prefer to fly with China Airlines
- You don’t want to pay an annual fee
- You don’t want to pay foreign transaction fees
China Airlines World Elite™ Mastercard® Blue CardTerms & Conditions
China Airlines World Elite™ Mastercard® Blue Card Review
The China Airlines World Elite™ Mastercard® Blue Card is an airline reward credit card from First Bankcard (FNBO). The card is co-branded with China Airlines and designed for those who frequently travel to Asia – particularly China – or those who prefer to fly with China Airlines.
How to Earn Rewards
The China Airlines Mastercard earns rewards in the Dynasty Flyer loyalty program. Cardholders earn miles for every dollar spent on purchases through China Airlines and everywhere else, with the different levels of card offering different rewards.
The no annual fee China Airlines World Elite™ Mastercard® Blue Card earns a single Dynasty Flyer Mile for every $1 spent on purchases with China Airlines, including things like fares, class and status upgrades, luggage, and other incidentals. You’ll also earn 1X miles on every other dollar spent on purchases (1X per $2 spent), with no cap on the total number of miles earnable.
The Blue-version of the China Airlines Mastercard also comes with a simple, but uninspiring welcome offer: 2,500 miles after the first purchase made within the first three billing cycles. That welcome bonus is about $25 in value, which isn’t much; still, for any purchase, that’s easy money.
How to Redeem Dynasty Flyer Miles
Miles earned through the China Airlines World Blue Card are redeemable for flights with China Airlines, lounge access or seat upgrades, or for gaining tiers in the airline’s Dynasty frequent flyer program. Miles may also be used for booking flights with other SkyTeam Alliance partner airlines, including:
|Aeromexico||China Airlines||Garuda Indonesia||Air France||Saudia|
|Air Europa||China Eastern Airlines||Kenya Airlines||China Southern Airlines||TAROM|
|Aeroflot||Czech Airlines||LATAM||Korean Air||Vietnam Airlines|
|Aerolineas Argentinas||Delta Air Lines||KLM Royal Dutch Airlines||Middle East Airlines||XiamenAir|
|Air Europa||ITA Airways||Virgin Atlantic||Shanghai Airlines||JinAir|
China Airlines has a redemption method known as Miles and Cash, allowing members to pay with rewards and cash. Miles and Cash payment is only available via the China Airlines website. If you book your ticket through travel agents or China Airlines ticket offices or call centers, you will not have the option to mix your miles and cash for payment2.
Related Article: The Ultimate Guide to the SkyTeam Alliance
International Airline Card Comparison
Not sure which international credit card is right for you? Here is a side-by-side comparison of the China Airlines credit cards and another competitor card:
China Airlines Blue Mastercard
China Airlines Gold Mastercard
Cathay Pacific Visa Signature
|Rewards||1X miles on China Airlines purchases; 1X miles per $2 spent everywhere else||2x miles on China Airlines purchases; 1X miles everywhere else||2X miles on Cathay Pacific purchases; 1.5X miles on US dining and international purchases; 1X miles everywhere else|
Other Card Features
The card has a reasonably competitive APR for both purchases and balance transfers, with a bonus of 0% APR for balance transfers for the first six months after opening an account. The typical APR will vary depending on both creditworthiness and the Prime Rate. It is a higher rate than is present with the China Airlines World Elite™ Mastercard® Gold Card but minus the annual fee. Other features include Mastercard World Elite™ protections, including:
Hotel Stay Guarantee
|Zero Liability Protection||Airport Concierge||Cell Phone Protection|
|Mastercard Global Services||Priceless Experiences||Lyft Credits|
|ID Theft Protection||Priceless Golf||DoorDash Offer|
|Mastercard Travel Services||ShopRunner Membership||Hello Fresh Savings|
|Mastercard Hotel Stay Guarantee||Fandango Savings|
How does First National Bank of Omaha (FNBO or First Bankcard) stack up as a lender and credit card issuer? Here is a selection of ratings for the bank:
|BestCards||Better Business Bureau||TrustPilot|
Should You Apply for the China Airlines World Elite™ Mastercard® Blue Card?
The China Airlines World Elite™ Mastercard® Blue Card is a decent rewards card but isn’t the best value out there. China Airlines is a member of the SkyTeam Alliance, meaning not only can rewards be spent with airlines such as Delta (and their SkyMiles program), Air France, KLM, and others, but they can also be earned through these partners as well. For that reason, it may be more advantageous to choose a card with a different carrier that offers better perks – for the serious China Airlines fan, however, the China Airlines World Elite™ Mastercard® Blue Card is a decent choice.