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Bloomingdale’s American Express® Card at the Top of the List
Four Triple Point Days
- Regular Purchase APR 25.24% variable based on the Prime Rate
- Cash Advance APR 25.24% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Excellent , Good
- Processing Network American Express
- Receive $25 in rewards for every 5,000 points earned
- 4X points at Bloomingdale’s
- 8X points on shoes, cosmetics, and fragrances from Bloomingdale’s
- 4X points on all other purchases
- Choose your own Triple Point days (4)
- Free standard domestic shipping & returns
- Complimentary fur storage during the summer
- Early access to Friends & Family sale
- Exclusive Top of the List offers and events
- Free unlimited gift wrapping services (where available)
- Regular Purchase APR: 25.24% variable based on the Prime Rate
- Cash Advance APR: 25.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 4% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- Spend $500 or more, get $100 back – Offer Expires on April 02, 2021 – See Details
- Spend $149 or more, get $75 back – Offer Expires on September 02, 2021 – See Details
- Spend $250 or more, get $50 back – Offer Expires on October 02, 2021 – See Details
- Spend $100 or more, get $20 back – Offer Expires on July 03, 2021 – See Details
- Spend $60 or more, get $12 back – Offer Expires on March 30, 2021 – See Details
- Spend $44 or more, get $15 back – Offer Expires on April 04, 2021 – See Details
- Get 15% back on purchases, up to $25 – Offer Expires on June 30, 2021 – See Details
- Get 15% back on purchases, up to $25 – Offer Expires on June 30, 2021 – See Details
- Get 30% back on purchases, up to $60 – Offer Expires on April 15, 2021 – See Details
- View All Deals –
At a Glance
The Bloomingdale’s American Express® Card at the Top of the List cardholders will enjoy the highest rewards – 8X points for shoe, cosmetic, and fragrance purchases and 4X points per dollar spent on everything else. This card cannot be applied for directly, and is an automatic upgrade given to current Bloomingdale’s American Express® Card owners once they spend $3,500 a calendar year.Ideal for Those Who:
- Annually spend at least $3,500 at Bloomingdale’s
- Own a fur and need a place to store it during the summer
- Prefer not to carry shopping bags around and would rather have items delivered
- Frequently shop at Bloomingdale’s to find gifts for others
Bloomingdale’s American Express® Card at the Top of the List Review
The Bloomingdale’s American Express® Card at the Top of the List is the premier version of the Bloomingdale’s American Express® Card. This status upgrade brings along with it an even higher point-earning rate of up to 8X points per dollar spent, two additional Triple Point Days (for a total of four), as well as a host of other luxurious perks for an unrivaled shopping experience making this card more than the most powerful a tool for earning $25 Bloomingdale’s rewards at the fastest rate possible, but also for providing a VIP Bloomingdale’s experience. While there is no annual fee, the top-tier Bloomingdale’s credit card is only eligible to those who spend at least $3,500 at Bloomingdale’s each calendar year, giving it a steep unofficial cost. Additionally, cardholders should be wary of a high fixed-rate APR (which means your interest charges will be high no matter how good your credit score is) and the inability to perform balance transfers. This card is not designed to help shoppers manage their debt or improve their credit score, instead, those considering it should do so solely for the sake of enjoying the shopping and earning perks – and with the intention of paying off their balance in full each month.What is Bloomingdale’s Top of the List Status?
‘Top of the List’ is the status that Bloomingdale’s gives it’s high-spending cardholders, those who spend $3,500 or more each year. Although this status is treated as an extension of Loyallist perks, this status can only be earned by those who own a Bloomingdale’s credit card (either the store card or the open-loop card). Top of the List Benefits:- More Loyallist points per dollar
- Free shipping with no minimum purchase (includes shipping upgrades up to $28)
- Unlimited gift wrapping (where services are available)
- Four Triple Point Days
- Early access to Friends & Family Sale
- Exclusive offers and events
- One free fur storage during the summer
How to Get the Bloomingdale’s American Express® Card at the Top of the List
The Bloomingdale’s American Express® Card at the Top of the List cannot be applied for directly. Instead, potential cardholders must meet two requirements:- Currently own the purple Bloomingdale’s American Express® Card
- Spend $3,500 at Bloomingdale’s during the calendar year
Will Top of the List Status Affect Your Credit History?
There are plenty of instances where a card issuer offers an upgrade comes at the cost of your existing account, forcing you to close your existing account to accept the new offer, negatively affecting your average age of credit. Fortunately, this is not the case with the Bloomingdale’s American Express® Card at the Top of the List upgrade. While your account number will change, your card history will remain active and intact.Signup Bonus & Introductory Offers
The Bloomingdale’s American Express® Card at the Top of the List does not offer any kind of welcome bonus or special interest financing. While the Top of the List credit card offers more perks than its standard Bloomingdale’s counterpart, the most impressive feature is still the card’s point earning capabilities and the rewards for outside purchases:- 4X points for every dollar spent at Bloomingdale’s
- 8X points for every dollar spent on cosmetics, shoes and fragrance at Bloomingdale’s
- 4X points for every dollar spent outside of Bloomingdale’s
Purchase Type | Required Spend for Top of the List Credit Card | Required Spend for Standard Bloomingdale’s Credit Card | Required Spend for Non-Cardholders |
Shoes, Cosmetics, Fragrance | $625 | $834 | $2,500 |
Other Bloomingdale’s Purchases | $1,250 | $1,667 | $5,000 |
Non-Store Purchases | $1,250 | $1,667 | – |
Triple Point Days
An exclusive benefit available only to Bloomingdale’s cardholders – choose four days in the calendar year to earn 12 points per dollar spent at Bloomingdale’s on all categories of merchandise both in-store and online. Exclusions where Triple Points cannot be earned include:- Purchases outside of Bloomingdale’s
- Purchases at Bloomingdale’s The Outlet Store
- Purchases at Bloomingdale’s outside of the U.S.
- Louis Vuitton merchandise
- Nespresso shops
- Store restaurants
- Store services
- When redeeming a gift card or rewards certificate