Advertiser Disclosure Editorial Disclosure

Amazon Rewards Visa Signature Card

Amazon Rewards Visa Signature Card

Amazon.com Gift Card Bonus

Amazon Rewards Visa Signature Card
  • Regular Purchase APR 14.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 14.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Get a $60 Amazon.com gift card upon account approval
  • Earn 3% back on Amazon.com and Whole Foods Market purchases
  • Earn 2% back on purchases at restaurants, gas stations, and drug stores
  • Earn 1% back on all other purchases
Rates & Fees
  • Regular Purchase APR: 14.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 14.24% to 22.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $5 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 24.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

Add cards to start comparing.

  

At a Glance

Ideal for frequent Amazon.com shoppers, the Amazon Rewards Visa Signature Card offers a generous cash back earning rate in exchange for constant use at the online retailer.

Ideal for Those Who:

  • Have an Amazon.com account but don’t have Amazon Prime or Prime Rewards
  • Shop frequently at Amazon.com or Whole Foods Market
  • Are looking for a versatile credit card that will earn cash back rewards across a variety of shopping categories
  • Use a credit card regularly to make purchases at restaurants, gas stations, and drugstores

Amazon Rewards Visa Signature Card Review

With Amazon’s rise showing no signs of stopping, these days it’s difficult to find a person who doesn’t shop at the retail giant. If you’re one of the majority, considering the Amazon Rewards Visa Signature Card might be worthwhile. Soon after account approval you’ll be gifted a $50 Amazon.com Gift Card, automatically loaded into your Amazon.com account.

Though you can use the Amazon Rewards Visa Signature everywhere Visa cards are accepted, you’ll be doing yourself the biggest favor by setting it as your default payment method at Amazon.com, where every purchase earns you 3% back. You can also earn 3% back at Whole Foods Market locations, as well as at the grocer’s online shopping portal within Amazon.com.

Purchases at restaurants, gas stations, and drugstores will also net you a heightened cash back rate at 2%, while all other shopping transactions earn 1% back. Regardless of how you choose to earn your points, all accumulated rewards can be redeemed via Amazon.com’s Shop with Points feature. There’s no minimum amount required for redemption – you can use your points to pay for part of a purchase – and practically any item in the virtual storefront is eligible.

The Amazon Rewards Visa Signature Card performs best when used at Amazon.com, but you can also use it with confidence when shopping abroad, as there are no foreign transaction fees. There is also no annual fee, making the card all the more appealing.

Amazon Prime Required to Receive Best Rewards

While the Amazon Rewards Visa Signature® Card has no annual fee for cardholders, the card earns less than the Amazon Prime Rewards Visa Signature® Card. That card earns 5% back at both Amazon and Whole Foods, meaning if you already have a Prime account the basic Amazon Chase Card simply doesn’t make sense.

Should You Apply for the Amazon Rewards Visa Signature Card?

The Amazon Rewards Visa Signature makes sense for those who only occasionally use Amazon for purchases, but want to earn additional rewards when shopping at Whole Foods. For those individuals, the card offers exceptional value. For those who do shop at Amazon, however, or make use of Prime for things like TV shows, music, or even Audible, the Amazon Prime Rewards Visa Signature® Card makes much more sense.