Amex Adds Plan It to Delta Credit Cards

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Last updated on February 20th, 2024

Financing flights with Delta just got a whole lot easier. Delta co-branded credit cardmembers can now use their Delta Amex credit card to finance Delta flight purchases of $100 or more using Plan It, the Buy Now, Pay Later service from American Express. Here’s how:

American Express and Delta Adds Plan It to Delta Credit cards

The popularity of Buy Now, Pay Later (BNPL) services continues to soar. Thanks to this growing popularity amongst average Americans, major banks have jumped on the BNPL train, providing built-in payment plans to credit cards – such as Chase’s My Chase Plan or American Express’ Plan It.

Amex is adding the Plan It BNPL feature to its co-branded airline cards with Delta. For any flight purchases of $100 or more, American Express cardmembers in the United States will be able to break up payments into installments through Plan It.

The Plan It feature does not charge users interest, meaning cardmembers will only need to agree to a fixed charge – and make their monthly payments according to their payment plan. Cardmembers can split payments for up to six months, helping them finance expensive travel over time – with no interest charges.

American Express currently issues seven co-branded credit cards with Delta Air Lines. The SkyMiles range of cards provides exceptional value for money, with a no annual fee option for consumers, as well as the ultra-luxurious Delta Reserve, which provides Delta SkyClub access, TSA PreCheck statement credits, and more. Here are all of Delta’s American Express airline rewards credit cards:

The Popularity of BNPL

As noted, BNPL services continue to grow in popularity, with a 2021 Marqueta study noting that 70% of consumers who have used a BNPL solution said they see themselves using BNPL in place of their credit card. Despite this, some experts warn of the hidden dangers of BNPL services – with another study finding 36% of respondents had either missed a BNPL payment or were late meeting their financial obligations.

Related Article: The Ultimate Guide to Delta Air Lines SkyMiles

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About: Cory Santos
Cory Santos

Cory is the senior credit card editor at BestCards, specializing in everything credit card-related. He’s worked extensively with credit cards and other personal finance topics, including nearly five years at BestCards. Cory’s extensive knowledge is an essential part of the BestCards experience, helping readers to live their best financial lives with up-to-date insights and comprehensive coverage of all facets of the credit card space, including market trends, rewards guides, credit advice, and comprehensive credit card reviews.

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