The Best Credit Cards for Holiday Entertaining

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Last updated on November 15th, 2022

The holidays are a time for family and friends. Ready to start prepping your holiday budget? Here is a selection of our top credit cards for holiday entertaining:

At a Glance


Citi® Double Cash Card
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Costco Anywhere Visa® Card by Citi
4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter.

Discover it® Cash Back
Earn up to 5% cash back in rotating categories Learn More

Savor Cash Rewards Card
Earn unlimited 4% cash back on dining, entertainment, popular streaming services and at grocery stores. Learn More

Blue Cash Preferred® Card
Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Learn More

The Best Credit Cards for Holiday Entertaining

Citi® Double Cash Card – 18 month BT offer

doublecash 224x141
Earn 2% Cash Back on All Purchases
  • Earn 2% back on everything
  • Earn 1% back when you make a purchase and 1% back when you make you pay off that balance
☆ Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months
☆ No Reward Caps or Categories
☆ No Annual Fee

The Citi® Double Cash Card is an all-around holiday star. That’s because the card offers unlimited 2% cash back on all eligible purchases. That 2% back breaks down as 1% back when you buy and 1% back when you pay for your purchases. The simplified cash back rewards with the Double Cash are ideal for holiday entertaining. The card is a great way to stretch your budget in times of financial difficulty.

The simplified cash back is matched by two equally generous welcome offers. First, new accounts earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening. Second, new accounts enjoy 0% intro APR on balance transfers for 18 months, with a variable rate based on creditworthiness after that.

The triple threat combination of a lack of an annual fee, the 2% back, and the 0% introductory APR on balance transfers for the first 18 months make the Citi Double Cash Card the perfect everyday credit card for anyone getting ready for the holiday season.

Costco Anywhere Visa® Card by Citi

costco consumer card 224x141
Earn up to 4% Cash Back
  • 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
☆ 3% back on dining & travel
☆ 2% back at Costco; 1% elsewhere
☆ No Annual Fee

If you are looking to stock up on holiday essentials, the Costco Anywhere Visa® Card by Citi is a great way to stock the freezer and get all your holiday shopping done – all while earning valuable cash back rewards. The card, which doubles as your Costco membership card, earns 2% back on Costco purchases (including costco.com) and 3% back on restaurants and eligible travel purchases.

The dining and travel 3% categories are great for anyone who plans to hit the road this holiday season, as are the impressive rewards on fuel purchases. Costco Anywhere Visa cardholders earn a huge 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter. This lucrative category makes the Costco Visa one of the very best gas rewards credit cards on the market today.

This combination of Costco savings and impressive travel and commuting rewards is excellent for the end of the year, as Thanksgiving and holiday travel can rack up some serious bills.

Discover it Cash Back

merit
Earn Up to 5% Cash Back
  • 5% cash back in rotating categories each quarter, up to the quarterly maximum, when you activate
  • 0% for 15 months from account opening
☆ Discover Cash Back Match
☆ Redeem Points with Amazon
☆ No Annual Fee

The Discover it® Cash Back is a perennial favorite because of its excellent 5% cash back calendar. The Discover it earns 5% cash back on the first $2,500 in quarterly spending in select categories, then 1% after that. Those 5% bonus categories are lucrative, with the 2022 calendar looking as follows:

5% Cash Back Category
January – March 2022 Grocery stores plus gym and fitness club memberships
April – June 2022 Gas stations and Target
July – September 2022 Restaurants and PayPal
October – December 2022 Amazon.com and digital wallets

Amazon is a regular feature of Q4 for Discover, making the it one of the best cards for holiday shopping. The Amazon website pretty much sells anything you can imagine, including groceries via Amazon Fresh or Whole Foods. Earning 5% back with Discover around the holidays is easy – almost as easy (and enjoyable) as Discover’s Cash Back Match.

All Discover credit cards come with the Cashback Match. This unique bonus means the bank matches all the earned cash back rewards a cardholder earns in their first year – dollar for dollar, automatically, and with no cap. Add to that 0% APR for 15 months, and this is a great card for your holiday season.

Not sure if the Discover it is right for you? Consider the Citi Custom Cash℠ Card, which earns 5% back on purchases in your top eligible spend category each billing cycle up to the first $500 spent and 1% cash back thereafter.

Capital One® Savor® Cash Rewards Card

savor 224x141
Cash Back On Dining & Entertainment
  • 4% cash back on dining, entertainment, and popular streaming service
  • 3% cash back at grocery stores
☆ New Cardmember Bonus Cash
☆ Capital One Dining Access
☆ No Foreign Transaction Fee
☆ $95 Annual Fee

The Capital One® Savor® is one of the best dining and entertainment credit cards on the market today. The card, which carries a relatively modest $95 annual fee, earns an impressive 4% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases.

As detailed in our comprehensive Savor review, the Savor easily recoups that $95 yearly charge with just $198 in dining purchases every month – an easy task for the well-seasoned foodie. And since the card also earns 2% back on groceries, it offers plenty of value for those who prefer to dine out or are planning a big family feast this year.

The Savor also comes with a complementary food delivery membership through Postmates. This benefit offers $99 in value, quickly recouping the annual fee – and saving cardholders money while earning 4% back on their order!

Blue Cash Preferred® Card from American Express

blue cash
Earn Up to a $350 Statement Credit
  • 6% back at U.S. supermarkets on up to $6,000/year
  • 6% back on select U.S. streaming services
☆ 3% Back at U.S. gas stations & transit
☆ $10 Equinox+ credit per month
☆ $0 annual fee for 1st year ($95 after)

Planning on entertaining at home? If so, the Blue Cash Preferred® Card from American Express is an excellent option to consider this holiday season. The Preferred-Blue Cash Card is Amex’s answer to the Savor Card, featuring enhanced cash back on select purchases and a $95 annual fee (which Amex waives for the first year).

Like the Savor, the Blue Cash Preferred earns elevated cash back in categories that are essential for great holiday entertaining. These bonus categories include:

  • 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
  • 6% back on select streaming services
  • 3% cash back at gas stations and on transit

New accounts also enjoy a $250 statement credit when they use their new card to make $3,000 in purchases in the first six months of card membership. That welcome offer is easily attainable for the average spender – and even easier to reach for the holiday entertainer looking to put smiles on faces this holiday season.

Featured photo by Nicole De Khors / Burst

About: Cory
Cory Santos

Cory is BestCards.com's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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