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Huntington National Bank Credit Cards

The Huntington National Bank is a leading U.S. bank and holding company located in Columbus, Ohio. The bank issues several credit card products, aimed at both consumers and businesses, including rewards cards. Browse a selection of card offers below.

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Showing 2 Cards

Date Reviewed: January 02, 2020

Huntington Bank Voice Low Rate

Huntington Bank Voice Low Rate
  • Regular Purchase APR 9.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • No penalty APR
  • Get an extra day to pay if you miss a payment with Late Fee Grace
  • No foreign transaction fee
Rates & Fees
  • Regular Purchase APR: 9.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 9.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $38

Date Reviewed: January 02, 2020

Huntington Bank Voice Rewards

Huntington Bank Voice Rewards
  • Regular Purchase APR 11.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Mastercard
Best Benefits
  • No annual fee
  • Select from one of 10 categories to earn 3X points in
  • Change your chosen category every quarter
Rates & Fees
  • Regular Purchase APR: 11.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 11.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $38

About Huntington National Bank

Huntington National Bank (also known as Huntington Bank or HNB) is a Midwestern bank that is the second-largest administrator of Small Business Association loans in the country.  The bank currently holds over $114 billion in assets, making it one of the largest regional banks in the United States.

HNB traces its roots back to 1866 when it was founded as Huntington National Bank in the same Columbus location that still operates as its headquarters. HNB is the subsidiary of Huntington Bancshares Incorporated, the bank’s holding company, which has its headquarters in Columbus, Ohio.

The bank provides all the major products and services customers expect from a bank, including checking accounts, savings accounts, loans and mortgages, investments, and credit cards.

Huntington Bank Branch Locations

HNB operates 920 branches in seven Midwestern states:

  • Illinois
  • Indiana
  • Kentucky
  • Michigan
  • Ohio
  • Pennsylvania
  • West Virginia

The majority of the bank’s branches are in Ohio, with more than 450 locations scattered throughout the state. Michigan has the second-largest number of locations at 290, with all other states having at least ten branches.

HNB Credit Cards

As a credit card issuer, Huntington Bank currently offers three credit cards: two personal credit cards and a small business credit card.

All HNB credit cards are Mastercard products. These cards provide the basic Mastercard perks and protections, which include Zero Fraud Liability protection, ID Theft protection, and card member global services.

HNB credit cards also feature:

  • No annual fee
  • Low interest rates
  • 0% APR (0% intro APR for 12 months)
  • Late free grace period
  • No foreign transaction fees
  • Complimentary FICO Score access

Huntington Bank FAQs

Here are answers to some of the most frequently asked questions about Huntington National bank:

How do I use my Huntington rewards points?

  • Huntington rewards points are redeemable through the HHNB banking portal. Simply log in to your account and redeem your points. Alternatively, cardholders can call HNB customer service at 1-800-340-4165. Award options include travel, statement credits, and more.

What is Huntington National Bank’s routing number?

  • HNB’s routing number is 044000024.

What Is HNB’s SWIFT code?

  • The SWIFT code for Huntington is HUNTUS33. This code applies to wire transfers.

What credit score do I need for an HNB credit card?

  • Huntington credit cards require a good credit score or an excellent credit score to apply.

Does Huntington have an American Express card?

  • No. All HNB credit cards are Mastercard.