Huntington National Bank Credit Cards

The Huntington National Bank is a leading U.S. bank and holding company located in Columbus, Ohio. The bank issues several credit card products, aimed at both consumers and businesses, including rewards cards. Browse a selection of card offers below.

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Huntington Cashback Credit Card

Huntington Cashback Credit Card
  • Regular Purchase APR 12.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Mastercard
Visit Card Site Read Review Terms & Conditions
Date Reviewed: April 05, 2022
Best Benefits
  • No annual fee
  • No foreign transaction fees
  • Earn 1.5% back on all eligible purchases
  • 0% Intro APR on balance transfers for 12 billing cycles from account opening
Rates & Fees
  • Regular Purchase APR: 12.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months
  • Balance Transfer APR: 12.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the transfer amount or $19, whichever is greater
  • Cash Advance APR: 24.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either 3% of the advance amount or $19, whichever is greater
  • Return Payment Penalty Fee: Up to $40
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The Ohio State Voice Credit Card

The Ohio State Voice Credit Card
  • Regular Purchase APR 12.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 12.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 24.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Mastercard
Visit Card Site Read Review Terms & Conditions
Date Reviewed: March 17, 2022
Best Benefits
  • No annual fee
  • Select from one of 10 categories to earn 3X points for the first $2,000 in quarterly spending
  • Earn 1X on all other eligible purchases
  • 0% intro balance APR for 12 months after account opening
Rates & Fees
  • Regular Purchase APR: 12.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months
  • Balance Transfer APR: 12.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either 3% of the transfer amount or $19, whichever is greater
  • Cash Advance APR: 24.24% to 29.24% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either 3% of the advance amount or $19, whichever is greater
  • Late Payment Penalty Fee: Up to $40
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Voice Business Credit Card℠

Voice Business Credit Card℠
  • Regular Purchase APR 10.99% – 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 10.99% – 21.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Mastercard
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 22, 2021
Best Benefits
  • Choose from 10 categories where you’ll earn 4% cash back – on the first $7,000 spent per quarter, or $28,000 annually
  • Earn 1% cash back on all other purchases
  • No annual fee
  • No foreign transaction fee
  • Employee cards and spend controls available
Rates & Fees
  • Regular Purchase APR: 10.99% – 21.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 10.99% – 21.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $39
  • Return Payment Penalty Fee: Up to $39
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Huntington Bank Voice Low Rate

Huntington Bank Voice Low Rate
  • Regular Purchase APR 9.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 9.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Mastercard
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 03, 2020
Best Benefits
  • No annual fee
  • No penalty APR
  • Get an extra day to pay if you miss a payment with Late Fee Grace
  • No foreign transaction fee
Rates & Fees
  • Regular Purchase APR: 9.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 9.99% to 23.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $38
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Huntington Bank Voice Rewards

Huntington Bank Voice Rewards
  • Regular Purchase APR 11.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 23.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Mastercard
Visit Card Site Read Review Terms & Conditions
Date Reviewed: September 03, 2020
Best Benefits
  • No annual fee
  • Select from one of 10 categories to earn 3X points in
  • Change your chosen category every quarter
Rates & Fees
  • Regular Purchase APR: 11.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 90 days from account opening date
  • Balance Transfer APR: 11.99% to 25.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 23.99% to 28.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each advance, whichever is greater
  • Late Payment Penalty Fee: Up to $38
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Browse these credit card deals and thousands of other offers by becoming a Bestcards Member.

Join today!

Offer Details

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Terms & Conditions

Please Note: The details of the offer(s) shown above should not be taken as a guarantee that you will receive the discount/rewards/offer mentioned above. Any information about combined offers and/or rewards should be taken as an estimate only. You may be responsible for completing certain steps at the merchant’s checkout page. Please read the merchant’s full terms and conditions for details.

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About Huntington National Bank

Huntington National Bank (also known as Huntington Bank or HNB) is a Midwestern bank that is the second-largest administrator of Small Business Association loans in the country.  The bank currently holds over $114 billion in assets, making it one of the largest regional banks in the United States.

HNB traces its roots back to 1866 when it was founded as Huntington National Bank in the same Columbus location that still operates as its headquarters. HNB is the subsidiary of Huntington Bancshares Incorporated, the bank’s holding company, which has its headquarters in Columbus, Ohio.

The bank provides all the major products and services customers expect from a bank, including checking accounts, savings accounts, loans and mortgages, investments, and credit cards.

Huntington Bank Branch Locations

HNB operates 920 branches in seven Midwestern states:

  • Illinois
  • Indiana
  • Kentucky
  • Michigan
  • Ohio
  • Pennsylvania
  • West Virginia

The majority of the bank’s branches are in Ohio, with more than 450 locations scattered throughout the state. Michigan has the second-largest number of locations at 290, with all other states having at least ten branches.

Huntington Bank Credit Cards

As a credit card issuer, Huntington Bank currently offers three credit cards: two personal credit cards and a small business credit card.

All HNB credit cards are Mastercard products. These cards provide the basic Mastercard perks and protections, which include Zero Fraud Liability protection, ID Theft protection, and card member global services.

HNB credit cards also feature:

  • No annual fee
  • Low interest rates
  • 0% APR (0% intro APR for 12 months)
  • Late free grace period
  • No foreign transaction fees
  • Complimentary FICO Score access

Huntington Bank FAQs

Here are answers to some of the most frequently asked questions about Huntington National bank:

  • Huntington rewards points are redeemable through the HNB banking portal. Simply log in to your account and redeem your points. Alternatively, cardholders can call HNB customer service at 1-800-340-4165. Award options include travel, statement credits, and more.
  • HNB’s routing number is 044000024.
  • The SWIFT code for Huntington is HUNTUS33. This code applies to wire transfers.
  • Huntington credit cards require a good credit score or an excellent credit score to apply.
  • No. All Huntington National Bank credit cards are Mastercard.

Find the Best Card for You

The team at BestCards.com knows how hard it is to find your perfect credit card. This is especially true if you don’t have the right tools and knowledge. That’s why we offer insightful credit card reviews, as well as informative articles to guide you every step of the way. Browse our 1,000 reviews and find your best card today.