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Last updated on May 5th, 2021
Vegas Golden Knights Credit Card
Show Your Vegas Pride with Every Purchase
- Regular Purchase APR 17.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 17.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Annual Fee $0 to $95 for the first year. After that, $0 to $99
- Credit Needed Excellent , Good , Fair
- Processing Network Visa
- Earn 1% cash back on gas and groceries as well as your monthly mobile phone, internet, cable, and satellite TV services
- Complimentary access to your Experian credit score
- Exclusive Vegas Golden Knights offers
- Regular Purchase APR: 17.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 17.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either $5-$10 or 3%-8% of the amount of each cash advance, whichever is greater
- Annual Fee: $0 to $95 for the first year. After that, $0 to $99
- Foreign Transaction Fee: Either $1 or 3% of each purchase in U.S. dollars, whichever is greater
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
At a Glance
The Vegas Golden Knights Credit Card from Credit One is a basic cash back rewards card that allows cardholders to show their Vegas Golden Knights pride with every purchase. The card, a Credit One Bank product, is available not only to those with excellent credit scores but also to those who are currently rebuilding their credit. The card earns 1% cash back on eligible purchases, with rewards automatically redeemed as statement credits each billing period.
Ideal for Those Who:
- Are supporters of the Las Vegas Golden Knights
- Want access to exclusive Golden Knights offers and experiences via their card
- Wish to boost their credit with responsible credit
- Are looking for a simple cash back rewards card
Credit One Vegas Golden Knights Credit Card Review
The Vegas Golden Knights Credit Card from Credit One Bank is the official credit card of the Vegas Golden Knights hockey team. It’s also a great way for Las Vegas residents to show their fandom with every purchase.
Who Is Eligible for Credit One Credit Cards?
Credit One is a leading credit card issuer geared towards consumers of all credit types. All Credit One cards, including the Vegas Golden Knights Credit Card, are available not only to those with excellent or good credit scores; people who are actively rebuilding their credit score can also apply.
This wide acceptance makes the card ideal for almost any Golden Knights fan, though it is a very good option for those with a fair credit score. As such, it can help them boost their credit while earning rewards at the same time.
How to Earn 1% Cash Back with the Vegas Golden Knights Credit Card
All Credit One cards, including the Vegas Golden Knights card, earn 1% cash back on eligible purchases. Some options, however, earn rewards at a higher rate. While 1% cash back isn’t exceptional, it is a decent rewards for those who are rebuilding their credit.
The bank defines “eligible purchases” for the Vegas Golden Knights card as 1% cash back on gas, grocery, mobile phone services, internet services, or cable and satellite purchases.
Cash back rewards are automatically redeemed as a statement credit each billing period. This takes the worry out of how to redeem rewards, but doesn’t allow for other methods of redemption, such as a cash back check, or towards a rewards program. Those looking for variety when it comes to redeeming rewards may find this frustrating. But individuals who want a no-nonsense rewards structure will appreciate this aspect of the card.
Variable Annual Fee
Credit One offers come in several varieties depending on the applicant’s creditworthiness, and the Vegas Golden Knights Credit Card is no different. Depending on the credit score of the applicant, the annual fee for this card can be as high as $99 per year ($95 for the first year) or as low as no annual fee at all.
$99 is relatively high for a yearly fee on a card of this type. But as likely this is only the cost for those with a fair credit score or lower, it might be palatable given that it is an unsecured credit card that offers a basic rewards program. It also might be worth it to those who want to showcase their favorite hockey team in their wallet – something the card’s design makes very easy, indeed.
Other Card Features
Beyond the basic cash back rate and the stylish “Vegas Born” black-and-gold design of the card, the Golden Knights card also comes with exclusive deals, discounts, and experiences for Las Vegas hockey fans.
The card also boasts Credit One Bank’s usual other features, including Visa Zero Fraud Liability, free online access to your Experian credit score every month, and a simple online pre-qualification option when you’re ready to apply.
Should You Apply for the Vegas Golden Knights Credit Card from Credit One?
The Vegas Golden Knights Credit Card appeals to two groups: fans of the hockey team who want to showcase their pride no matter what, and the Golden Knights fan looking to rebuild their credit score while supporting their team.
Those rebuilding their credit can enjoy the benefits of an unsecured credit card, exclusive offers, a basic 1% cash back rate, and a stylish “Vegas Born” design. Credit One adds a high annual fee with these benefits, but it is still acceptable given that rebuilding credit isn’t always free.
Those who are hockey-mad and want everyone to know it will equally be impressed by the exclusive offers and the sleek design of the card and likely will overlook the annual fee and basic cash back rewards structure. They may even have excellent credit, meaning they’ll pay no annual fee at all.
For everyone else, however, there are plenty of other offers to consider. The Ollo Rewards Card, for example, accepts those with fair credit scores and offers unlimited 2% cash back on all purchases – with an annual fee of up to $39.
Those with excellent or even good credit scores will have far more options. For hockey fans, the NHL Discover It offers 5% back on select categories each quarter, 1% back on everything else, plus a 10% discount on purchases made at NHL.com.