Vegas Golden Knights Credit Card
Show Your Vegas Pride with Every Purchase
- Earn !% cash back on all purchases
- Complimentary access to your Experian credit score
- Exclusive Vegas Golden Knights offers
- Regular Purchase APR: 17.99% to 23.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: N/A`
- Cash Advance APR: 23.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $5 or 8% of the amount of each Cash Advance, whichever is greater, or $10 or 3% of each Cash Advance, whichever is greater, or $10 or 5% of each Cash Advance, whichever is greater
- Annual Fee: $0 to $95 for the first year. After that, $0 to $99
- Foreign Transaction Fee: Either $1 or 3% of each purchase in U.S. dollars, whichever is greater
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: Up to $39
At a Glance
The Vegas Golden Knights Credit Card from Capital One is a basic cash back rewards card that allows cardholders to show their Vegas pride with every purchase. The card, a Credit One Bank product, is available not only to those with excellent credit scores but also to those who are currently rebuilding their credit. The card earns 1% cash back on eligible purchases, with rewards automatically redeemed as statement credits each billing period.
Ideal for Those Who:
- Want to support the Las Vegas Golden Knights
- Want access to exclusive Golden Knights offers and experiences
- Are rebuilding their credit, but want to show their Vegas pride
Credit One Vegas Golden Knights Credit Card Review
The Credit One Vegas Golden Knights Credit Card is the official credit card partner of the National Hockey League’s newest team – and a great way for Vegas residents to show their pride with every purchase.
Who Is Eligible for Credit One Credit Cards?
Credit One is a leading credit card issuer that many people mistake for Capital One, partially because the two names sound alike, but also because their logos are nearly identical. Credit One, however, is geared more towards all credit types, whereas Capital One mostly services credit cards for those with good to excellent credit scores, with some exceptions (such as the Capital One Platinum and Platinum Secured Cards)
All Credit One Cards, including the Vegas Born Credit Card, are available not only to those with excellent or good credit scores, but also those who are actively rebuilding their credit score. This wide acceptance makes the card perfect for almost any Golden Knights fans, though it is a very good option for those with a fair credit score, as it can help them boost their score while earning rewards at the same time.
How to Earn 1% Cash Back
All Credit One cards, including the Golden Knights Card, earn a 1% cash back on eligible purchases, with some other options earning more rewards. While 1% cash back isn’t exceptional, for those who are rebuilding their credit it is a decent reward.
The bank defines “eligible purchases” for the Vegas Golden Knights Card i as 1% cash back on gas, grocery, mobile phone services, internet services, or cable and satellite purchases.
Cash back rewards are automatically redeemed as a statement credit each billing period, which does take the worry out of how to redeem rewards, but doesn’t allow for other methods of redemption, such as a cash back check, or towards a rewards program, as with variety when it comes to redeeming rewards is frustrating, but for those who a no-nonsense rewards other credit card issuers.
Variable Annual Fee
Credit One offers come in various shapes and sizes depending on the creditworthiness of the applicant, and the Vegas Golden Knights Credit Card is no different. Depending on the credit score of the applicant, the annual fee for this card can be as high as $99 per year ($95 for the first year) or as low as no annual fee at all.
$99 is relatively high for a yearly fee, but as likely this is only the cost for those with a fair credit score or lower, it might be palatable given that is an unsecured credit card and offers a basic rewards program. It also might be worth it to those who want to showcase their Vegas pride, something the card’s design makes very easy indeed.
Other Card Features
Beyond the basic cash back rate and the stylish “Vegas Born” design of the card, the Golden Knights Visa also comes with exclusive deals, discounts, and experiences for Las Vegas hockey fans, something which makes it perfect for the Vegas-based Knights fan.
Should You Apply for the Vegas Golden Knights Credit Card from Credit One?
The Vegas Golden Knights Credit Card appeals to two groups: the Vegas Golden Knights fans who want to showcase their pride no matter what, and the Golden Knights fan looking to rebuild their credit score while supporting their team.
Those rebuilding their credit can enjoy the benefits of an unsecured credit card, exclusive offers, a basic 1% cash back rate, and a stylish “Vegas Born” design. Credit One also saddles them with an annual fee of up to $99, which is high but is still acceptable given that rebuilding credit isn’t always free.
Those who are hockey-mad and want everyone to know will equally be impressed by the exclusive offers and the sleek design of the card and likely will overlook the annual fee and low cash back rewards. They may even have excellent credit, meaning they’ll pay no annual fee at all.
For everyone else, however, there are plenty of other offers to consider. The Ollo Rewards Card, for example, accepts those with fair credit scores and offers unlimited 2% cash back on all purchases – with an annual fee of up to $39. Those with excellent or even good credit scores will have far more options, with no annual fee cash back cards like the NHL Discover It, which offers 5% back on select categories each quarter, 1% back on everything else, plus a 10% discount at NHL.com, or even the Apple Card.