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USAA® Rewards™ Visa Signature® Card

USAA® Preferred Cash Rewards Visa Signature® Card

Unlimited 1.5% Cash Back

USAA® Preferred Cash Rewards Visa Signature® Card
  • Regular Purchase APR 11.9% to 25.9% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 11.9% to 25.9% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 11.9% to 25.9% variable based on creditworthiness and the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Easy, Unlimited 1.5% Cash Back on Purchases
  • Get free collision damage waiver coverage to pay for physical damage and theft to most vehicle rentals
  • Extend your manufacturer's or U.S. store-brand warranties
  • Manage your account with tools to help you transfer balances, set travel notifications and report your card lost or stolen
Rates & Fees
  • Regular Purchase APR: 11.9% to 25.9% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 11.9% to 25.9% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount of each transfer
  • Cash Advance APR: 11.9% to 25.9% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: 3% of the amount of each cash advance. Fee waived when transferring funds electronically to a USAA deposit account
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $35
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

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At a Glance

The USAA® Rewards™ Visa Signature® Card is the ideal rewards credit card for anyone looking to receive rewards points based on their gas and dining purchases. These rewards points can eventually be redeemed for great perks, such as plane tickets, cruises, cash, or gift cards.

Ideal for Those Who:

  • Are in the U.S. military or are related to someone in the U.S. military
  • Frequently dine out or spend money on gas
  • Don’t want to pay an annual fee
  • Never want to pay foreign transaction fees when you use you card abroad

The USAA® Rewards™ Visa Signature® Review

Earning 2x points on dining and gas, and 1x points on everything else is definitely a good reason to consider the USAA® Rewards™ Visa Signature®. Rewards points with the USAA® Rewards™ Visa Signature® can be redeemed for cash, air travel, cruises, gift cards, and cash. Traveling with the USAA Rewards™ Visa Signature® Card is beneficial as there are no foreign transaction fees associated with this card. Cardholders will also receive travel accident and baggage delay insurance. An added benefit for military members who are on deployment/PCS is the extremely low APR they’ll receive on balances for up to 12 months. The USAA® Rewards™ Visa Signature® Card is a good choice for military members or family members of military members who want to collect rewards points without having to pay an annual fee.