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Regions Explore Visa® Credit Card

  • Regular Purchase APR   24.99% variable based on the Prime Rate
  • Balance Transfer APR  24.99% variable based on the Prime Rate
  • Cash Advance APR  26.99% variable based on the Prime Rate
  • Annual Fee  $29
  • Credit Needed  Poor , No Credit Required
  • Processing Network Visa

Best Benefits
  • Secured by a Regions Explore Card savings account, this can help build credit history with responsible use
  • Gain access to Purchase Security and Warranty Manager benefits
  • Use with Google Pay™, Apple Pay® and Samsung Pay
  • Regions Lo
Rates & Fees
     Intro Purchase APR: N/A
     Regular Purchase APR: 24.99% variable based on the Prime Rate
     Intro Balance Transfer APR: N/A
     Balance Transfer APR: 24.99% variable based on the Prime Rate
     Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
     Cash Advance APR: 26.99% variable based on the Prime Rate
     Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
     Penalty APR: N/A
     Annual Fee: $29
     Foreign Transaction Fee: None
     Late Payment Penalty Fee: Up to $39
     Return Payment Penalty Fee: None
     Over Limit Penalty Fee: None
     Minimum Deposit Required: $250
     Credit Needed: Poor , No Credit Required

At a Glance

The Regions Explore Visa® Credit Card is a secured card that serves as a straightforward tool to help you build your positive credit history. You can set your credit limit based on the funds you deposit into your account, giving you control over the direction of your financial future.

The Gist

If a few money missteps have caused your credit score to plummet over time, the Regions Explore Visa® Credit Card may be just what you need to bring you back up. Not only do you determine your credit limit based on how much you put into your account, but over time, your responsible behavior with this card may make it easier to qualify for the unsecured credit card of your dreams. This process is expedited with the Regions Explore Visa® as your behavior is also reported to all three major credit bureaus.

This secured credit card may also be a viable option for you if you travel often for work or leisure, as it doesn’t charge any foreign transaction fees. On top of that, it boasts a low annual fee and late payment fee, though you should definitely pay the former while avoiding the latter. That advice can be applied for all credit cards, but especially with the Regions Explore Visa® Credit Card if you want to establish or improve your current credit score.

Apply for This Card if You:

  • Want a simple secured card to rebuild your credit score
  • Do not want to pay foreign transaction fees on purchases while vacationing overseas
  • Seek a card with overdraft protection and the ability to monitor on your smartphone using Regions LockItSM on the Regions mobile app.

 

Editorial Disclosure — The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Published: September 5, 2019 8:42 am

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.