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Last updated on April 12th, 2022
Divvy Credit Card
Annual FeeNone
Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
Cards like the Divvy Card tend to provide varying rewards based on specific criteria. For Divvy, that measure is how often a business pays off its balance.
Companies earn rewards based on their repayment schedule, with shorter payment cycles returning greater rewards:
Weekly Payments:
7X points on restaurants
5X on hotels
2X on recurring software subscriptions
1.5X on everything else
Semi-Monthly Payments:
4X points on restaurants
3X on hotels
1.75X on recurring software subscriptions
1X on everything else
Monthly Payments:
2X points on restaurants
2X on hotels
1.5X on recurring software subscriptions
1X on everything else
Redeeming rewards with Divvy is straightforward. Rewards points are redeemable for Divvy Travel (powered by TravelPerk), statement credits, gift cards, or cash back
FAQs About Divvy Card
Here are some answers to commonly asked questions about Divvy and the Divvy Card:
The Divvy Card is a charge card for businesses. A charge card differs from a regular credit card in that the entire balance must be repaid every month.
What is the Divvy Card like to live with? Before deciding if the card is right for you, here’s what our readers and members think about the card:
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Divvy is an awesome tool that is designed to help your company with tools to better manage the spending that is occurring at your company. Divvy has designed very colorful and very friendly software that is easy to use. With Divvy you have the ability to create spending budgets for departments or users. You can create custom digital credit cards that can be programmed to only work with a specific vendor and for a specific amount, which helps reduce any potential fraud that may occur. Also these cards can be easily deleted, and you will never be charged again for the product. Divvy does integrate with QuickBooks.
Should You Apply for the Divvy Card?
Corporate cards are a unique subset of business credit cards that offer greater versatility for larger companies. Within this market, the Divvy Card is an enticing offer.
The Divvy Corporate Business Card compares favorably with other options (most notably the Brex Card) but lacks some of the transparency that comes from other cards in the same market, like the Ink Business Unlimited or Amex Business Platinum Cards. Fortunately, Divvy offers a hands-on approach through a dedicated customer service team.
Overall, the Divvy Card ticks many of the critical boxes for a corporate business card. There are impressive rewards, scalable credit lines, and integration with management software. The lack of a personal guarantee is another great feature – as is the promise of no hidden fees.