| Last updated on October 27th, 2023
Chrysler DrivePlus Mastercard®
Chrysler DrivePlus Mastercard®
Chrysler DrivePlus Mastercard®
- 21.24% to 30.24% variable based on creditworthiness and Prime Rate Regular Purchase APR
- 21.24% to 30.24% variable based on creditworthiness and Prime Rate Balance Transfer APR
- 29.74% variable based on the Prime Rate Cash Advance APR
- 0% for 6 months from the transaction date for eligible purchases Intro Purchase APR
At a Glance
The Chrysler DrivePlus Mastercard® is a perks-friendly co-branded auto rewards card made for owners of Chrysler cars. Offering appealing introductory promotions as well as continuous rewards, it’s an easy contender for the title of daily credit card.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases
- Redeem rewards for double the value at FCA US dealerships
- 0% APR special financing for 6 billing cycles on every FCA US dealership purchase of $499 or more
- When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle
- Intro Purchase APR: 0% for 6 months from the transaction date for eligible purchases
- Regular Purchase APR: 21.24% to 30.24% variable based on creditworthiness and Prime Rate
- Balance Transfer APR: 21.24% to 30.24% variable based on creditworthiness and Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.74% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $35
- You own a Chrysler vehicle
- You frequently make vehicle-related purchases
- You regularly make FCA US dealership purchases (FIAT, Chrysler, Dodge, Jeep, Ram, SRT)
- You plan to make daily purchases with your credit card
- You want special financing on select Chrysler and FCA dealership purchases of $499+ (on qualifying purchases for six billing cycles)
Chrysler DrivePlus Mastercard® Review
Once you become a Chrysler DrivePlus Mastercard® cardholder, you’ll automatically receive a $100 statement credit just for making your first purchase. What’s more, you’ll be rewarded with a $1,000 bonus certificate if your purchases for the first year of being a cardmember total at least $7,500.
How to Earn Cash Back with the Chrysler DrivePlus Card from First Bankcard
Earning rewards with the card is easy. Cardholders get 5% back at the dealership when you use their Chrysler Card, 2% back on gas and travel purchases, and 1% back on every other purchase made with your credit card.
Here are the bonus categories in which cardholders earn 2% back on:
| Local public transportation services, including ferries | Tours, charters, and busses | Timeshares | Tolls |
| Passenger trains | Cruise lines | Airlines | Lodging, including hotels, motels, bed & breakfasts, and other similar locations |
| Taxis and limousines | Car rental companies | Travel agencies and tour operators |
Getting 5% back at FCA dealerships might sound enticing, but take it with an ever-so-slight pinch of salt. Rewards can only be earned on eligible net purchases, meaning you won’t receive 5% on the taxes or fees. Additionally, don’t expect to receive anything on the following dealership related spends:
- Credits for returned merchandise
- Annual fees
- Finance charges
- Cash advances or other account fees
How to Redeem DrivePlus Rewards
Points with the DrivePlus Mastercard are redeemable for cash back (as an ACH transfer to your checking or savings account), travel, or gift cards at a $0.01 value per point. This valuation is equivalent to 1% cash back on a credit card.
You can redeem points by logging into your card account and selecting your preferred redemption options. You can also use points for partial payment, with the rest going on to the FCA DrivePlus Mastercard account. Rewards expire seven (7) years after they are awarded.
| Amount Spent (at Dealership) | Points Earned (%) | Point Value when Redeemed at Dealership | Point Value When NOT Redeemed at Dealership |
| $100 | 5 | $0.01 | $0.05 |
| $500 | 25 | $0.50 | $0.25 |
| $750 | 37.5 | $0.75 | $0.37 |
| $1,000 | 50 | $1 | $0.5 |
Auto Rewards Card Comparisons
Here’s how the DrivePlus cards compares to two competitors:
| My GM Rewards® Mastercard® | DrivePlus Mastercard® | Toyota Rewards Visa® | |
|---|---|---|---|
| Rewards | Earn up to 7X points on GM purchases, including service, parts, and accessories at participating dealerships, and 4X points on eligible purchases outside of GM | Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases | Earn 3X points at Toyota dealerships, 2X on gas, dining, and entertainment, and 1X on all other purchases |
| Welcome bonus | 15,000 points and 0% intro APR offer | $100 back after spending $1,000 in first 90 days | N/A |
Other Card Features
Since vehicle expenses can often get pricy, using the Chrysler DrivePlus Mastercard® can help prevent some wear and tear on your wallet. The card offers introductory 0% APR financing on purchases of at least $499 made at FCA US dealerships, so expensive replacement parts, or even a new vehicle, can be accommodated with such a benefit when bought at an FCA dealership.
You’ll also enjoy EMV chip and pin technology, adding an additional layer of security on purchases, mobile wallet connectivity with Apple Pay and Google Pay, and Mastercard Platinum features:
| Zero Liability Protection | Mastercard Global Services | ID Theft Protection |
Should You Apply for the Chrysler DrivePlus Mastercard?
The DrivePlus Cards from First Bankcard is a solid cash back gas and auto rewards credit card if you love to travel as much as you love working on yourcar, truck, SUV, or whatever else you drive. The Chrysler DrivePlus Mastercard is no different.
Earning 5% back on parts, services, or other products at the dealership is boosted by the ability to receive an exclusive 0% intro APR for six months when purchases exceed $500. Not only that, but gas station purchases and travel costs also earn 2% back, meaning this card has some serious bite – both at home and on the road.
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