Advertiser Disclosure

Dodge DrivePlus Mastercard

Cory Santos

| Last updated on September 25th, 2023

Dodge DrivePlus Mastercard®

Dodge DrivePlus Mastercard®
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
Mastercard Processing Network
None Annual Fee

Dodge DrivePlus Mastercard®

  • 20.99% to 29.99% variable based on creditworthiness and Prime Rate Regular Purchase APR
  • 20.99% to 29.99% variable based on creditworthiness and Prime Rate Balance Transfer APR
  • 29.49% variable based on the Prime Rate Cash Advance APR
  • 0% for 6 months from the transaction date for eligible purchases Intro Purchase APR

At a Glance

The Dodge DrivePlus Mastercard is a co-branded cash back credit card from Dodge and First National Bank of Omaha The card, an auto rewards credit card, gives loyal Dodge vehicle owners the chance to earn a $1,000 bonus certificate, a $100 statement credit, and up to 5% back in points on purchases. Points can be redeemed for cash back, gift cards and travel or for parts, vehicle maintenance services, and the purchase or lease of a new vehicle.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases
  • Redeem rewards for double the value at FCA U.S. dealerships
  • 0% APR special financing for 6 billing cycles on every FCA US dealership purchase of $499 or more
  • When you spend $7,500 in your first year you will receive $1,000 Bonus Certificate towards the purchase of your next FCA vehicle
  • Intro Purchase APR: 0% for 6 months from the transaction date for eligible purchases
  • Regular Purchase APR: 20.99% to 29.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer APR: 20.99% to 29.99% variable based on creditworthiness and Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 29.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $40
  • Return Payment Penalty Fee: Up to $35
  • You're planning to buy a Dodge within 12 months
  • You will spend at least $7,500 within 12 months
  • You want 0% APR special financing on select Dodge or FCA dealership purchases
  • You want to earn 5% cash back on eligible purchases
  • You plan on making a $100 purchase at an FCA US dealership within the first 30 days
  • You prefer FCA vehicles (including Chrysler, Dodge, Jeep, Ram, Fiat)

Dodge DrivePlus Mastercard Review

The Dodge DrivePlus Mastercard® is an auto rewards card for anyone who already has Dodge or plans on purchasing a new Dodge vehicle within the year. The card provides both short-term and long-term value but has below-average point redemption value which makes the card’s usability very one-sided.

Aside from that, the Dodge card offers an easily achievable signup bonus, bonus rewards for gas and travel, a special 0% interest APR for dealership transactions, as well as a year-end $1000 bonus. The Dodge credit card has no annual fee and would be a huge benefit if you intend on purchasing a new Dodge vehicle in the near future.

Bonus Offers

With the Dodge DrivePlus Mastercard, you don’t just earn rewards for everyday purchases – you also earn rewards after meeting a minimum spend after you first get your Dodge Credit Card. Apply, and when approved, you’ll receive a $100 statement credit when you use your new card to make at least $100 in FCA dealership purchases within the first billing cycle. That means all you must do is make one dealership purchase – like some new spark plugs, or an oil filter – and you’ll earn $100 back.

New accounts also receive a $1,000 bonus certificate when they use their DodgeCard to make at least $7,500 in purchases within the first year. This bonus only applies to the purchase of a new FCA US vehicle.

As with other FCA credit cards, such as the Ram DrivePlus Mastercard, new accounts also get an exclusive 0% intro APR for six billing cycles when they use their card to make dealer purchases of $499 or more., meaning every eligible dealer purchase not only earns 5% back but also qualifies for six months of interest-free payments.

Earning Dodge Drive Plus Credit Card Rewards

Dodge Mastercard owners will earn 5% back in points on purchases at the dealership (including parts or the purchase of a vehicle); 2% back on gas and travel; and 1% back on everything else.

Dealership purchases to be the most worthwhile purchase area so if you go to a private mechanic or typically buy your vehicles from third party dealerships, you’ll probably find it difficult to see any real value from this card. On the other hand, Dodge owners that rely on their dealership – either for repairs or for purchases – will find their accounts with a healthy influx of points.

There are certainly more lucrative cards for gas and travel purchases, but the card offers one compelling incentive to use this card instead of those (at least for a limited time). Cardholders that spend $7,500 in the first year of owning the card will receive bonus $1,000 certificate towards the purchase or lease of an eligible vehicle from the FCA US dealership (valid for 12 months).

If you intend on buying a Dodge within a year of opening the card, that alone is a great reason to have the card and make it your primary one. Once you’ve reached that $7,500 spend requirement, keep that card in your wallet until it comes time to use it at the dealership.

Local public transportation services, including ferries Tours, charters, and busses Timeshares Tolls
Passenger trains Cruise lines Airlines Lodging, including hotels, motels, bed & breakfasts, and other similar locations
Taxis and limousines Car rental companies Travel agencies and tour operators

How to Redeem DrivePlus Rewards

Points can be redeemed for cash back, travel, or gift cards at a $0.01 value. To get the most bang for your buck, redeem points at the dealership at double the value on accessories, services, or the purchase of a brand-new vehicle.

Amount Spent (at Dealership) Points Earned (%) Point Value when Redeemed at Dealership Point Value When NOT Redeemed at Dealership
$100 5 $0.01 $0.05
$500 25 $0.50 $0.25
$750 37.5 $0.75 $0.37
$1,000 50 $1 $0.5

Unfortunately, even a high spend will net negligible cash value, so this card is not the most effective for providing cash back in the short term. Instead, this card is better for accumulating points over the years in order to make a significant contribution towards a big-ticket purchase at the dealership. Points expire every 7 years which is plenty of time to accrue a lump sum of points.

Auto Rewards Card Comparisons

Here’s how the DrivePlus cards compares to two competitors:

My GM Rewards® Mastercard® DrivePlus Mastercard® Toyota Rewards Visa®
Rewards Earn up to 7X points on GM purchases, including service, parts, and accessories at participating dealerships, and 4X points on eligible purchases outside of GM Earn 5% back on FCA US purchases, 2% back on gas and travel purchases, and 1% back on all other purchases Earn 3X points at Toyota dealerships, 2X on gas, dining, and entertainment, and 1X on all other purchases
Welcome bonus 15,000 points and 0% intro APR offer $100 back after spending $1,000 in first 90 days N/A

Other Card Features

Other notable features of the DrivePlus FCA Mastercard from First Bankcard include an EMV chip enable card, digital wallet compatibility, and Mastercard protections. Mastercard provides the following:

Zero Liability Protection Mastercard Global Services ID Theft Protection

Should You Apply for the Fiat DrivePlus Mastercard?

The Fiat DrivePlus Credit Card from First Bankcard is a solid cash back gas and auto rewards credit card for those who love to travel as much as they love working on their Fiat 500.

Earning 5% back on parts, services, or other products at the dealership is boosted by receiving an exclusive 0% intro APR for six months when purchases exceed $500. Not only that, but gas station purchases, and travel costs also earn 2% back, meaning this card has some serious bite – both at home and on the road.

While the options for redeeming DrivePlus points are exceptional, for those who want to save towards a new vehicle – or just want to get some money off much-needed parts for their beloved ride, the card is an excellent option to consider.

Browse Other First Bankcard Credit Card Offers:

Editorial Disclosure – The opinions expressed on's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.

Advertiser Disclosure

BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.