Black Hills Federal Credit Union Visa Cash Back Credit Card

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Last updated on May 11th, 2021

Black Hills Federal Credit Union Visa Cash Back Credit Card

Earn 1 Point per $1 Spent on Everyday Purchases

Black Hills Federal Credit Union Visa Cash Back Credit Card
  • Regular Purchase APR 7.75% to 17.90% variable based on creditworthiness
  • Balance Transfer APR 7.75% to 17.90% variable based on creditworthiness
  • Cash Advance APR 7.75% to 17.90% variable based on creditworthiness
  • Annual Fee None
  • Credit Needed Good
  • Processing Network Visa
Best Benefits
  • Earn 1 point per $1 spent on all everyday purchases and redeem points for gift cards, travel options, and more
  • Low and competitive APR, grace period on purchases
  • Auto Rental Collision Damage Waiver and Travel Accident Insurance (coverage up to $250,000)
  • 24/7 Card Support for lost or stolen cards, denied transactions, transaction verification and more
Rates & Fees
  • Regular Purchase APR: 7.75% to 17.90% variable based on creditworthiness
  • Balance Transfer APR: 7.75% to 17.90% variable based on creditworthiness
  • Cash Advance APR: 7.75% to 17.90% variable based on creditworthiness
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $25
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At a Glance

Designed for those who want to be rewarded for making everyday purchases, the Black Hills Federal Credit Union Visa Cash Back Card is a versatile tool for building credit while saving money and earning rewards points towards travel, gift cards, and more. Enjoy a card with no fees for maintenance, set-up, balance transfers or cash advances, as well as a grace period for purchases and much more.

Ideal for Those Who:

  • Want a card with no annual fee, no balance transfer fee, and no cash advance fee
  • Want to enjoy a grace period on new purchases
  • Will take advantage of a rewards program that earns you 1 point per $1 for everyday purchases
  • Are looking for a card with an easy-to-use mobile app and 24/7 support

Black Hills Federal Credit Union Visa Cash Back Credit Card Review

The Visa Cash Back Card from Black Hills Federal Credit Union combines rewards earning power with a competitive, low APR to help you save money (and earn points) even as you spend. Interest rates as low as 10%, depending on your creditworthiness, for purchases and balance transfers will definitely interest anyone who is looking to use a credit card to finance a large purchase, or pay down existing debt. Additionally, this card offers a grace period on purchases.

Cardholders will see that with their Black Hills Federal Credit Union Visa Cash Back Card, they’ll earn 1 point per $1 spent on everyday purchases; points can be redeemed for travel, gift cards, electronics and other merchandise, and more. BHFCU works with ScoreCard Rewards to provide great service and add value to their rewards program; check ScoreCardRewards.com regularly for more details on the exciting gifts and travel rewards you’ll be able to redeem towards. Additional savings can be had thanks to no annual fee, maintenance fee or set-up fee, as well as no fee for balance transfers or cash advances.

The Visa Cash Back Card from BHFCU also comes with several valuable perks from Visa. Cardholders will be able to take advantage of things like Travel Accident Insurance – up to $250,000 in the case of accidental death or dismemberment – and Auto Rental Collision Damage Waiver, so you’ll be covered in the event that you rent a vehicle and something happens. Thanks to Black Hills Federal Credit Union’s easy-to-use online and mobile service, you’ll be able to register for card alerts, access 24/7 Card Support for lost or stolen cards, denied transactions, transaction verification, and more. Additionally, BHFCU provides Smart Travel Tips, so when you’re away from home base you’ll have some great advice at your fingertips.

Should You Apply for the Black Hills Federal Credit Union Visa Cash Back Card?

The Black Hills Federal Credit Union Visa Cash Back Card offers superior cash back on everyday purchases, no fees for maintenance, set-up, balance transfers or cash advances, and plenty more – all for no annual fee. It’s an exciting card offer for BHFCU members, and one they should carefully consider. 

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