Black Hills Federal Credit Union Visa Traditional Credit Card

Advertiser Disclosure Editorial Disclosure

Last updated on May 11th, 2021

Black Hills Federal Credit Union Visa Traditional Credit Card

Low Interest Rates, No Annual Fee

Black Hills Federal Credit Union Visa Traditional Credit Card
  • Regular Purchase APR 7.75% to 17.90% variable based on creditworthiness
  • Balance Transfer APR 7.75% to 17.90% variable based on creditworthiness
  • Cash Advance APR 7.75% to 17.90% variable based on creditworthiness
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • No annual fee, no cash advance fee and no balance transfer fee
  • Grace period on new purchases
  • Auto Rental Collision Damage Waiver and $250,000 Travel Accident Insurance
  • 24/7 Card Support for lost or stolen cards, denied transactions, transaction verification and more
Rates & Fees
  • Regular Purchase APR: 7.75% to 17.90% variable based on creditworthiness
  • Balance Transfer APR: 7.75% to 17.90% variable based on creditworthiness
  • Cash Advance APR: 7.75% to 17.90% variable based on creditworthiness
  • Penalty APR: 18%
  • Foreign Transaction Fee: Up to 1% of the amount of each transaction in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $25
Credit Card Deals

At a Glance

A traditional credit card offer, just as the name implies, the Black Hills Federal Credit Union Visa Traditional Credit Card provides the spending power you need coupled with favorably low rates, a grace period on new purchases, no annual fee, and much more. With perks like Auto Rental Collision Damage Waiver, travel accident insurance, 24/7 card support, and free card alerts by text and email, this credit card can be a powerful tool for anyone who is looking to make worry-free purchases while building their credit.

Ideal for Those Who:

  • Want a card with no annual fee, no balance transfer fee, and no cash advance fee
  • Want to enjoy a grace period on new purchases
  • Will take advantage of your Visa benefits
  • Are looking for a card with an easy-to-use mobile app and 24/7 support

Black Hills Federal Credit Union Visa Traditional Credit Card

The Visa Traditional Credit Card from Black Hills Federal Credit Union is a no-frills credit card offer that makes saving money easy, thanks to extremely low credit card interest rates for purchases, balance transfers, and cash advances. When compared to other credit card offers, this is one that will be difficult to resist, since cardholders will save beaucoup bucks thanks to no annual fee, no cash advance fee, no balance transfer fee, and a grace period on new purchases – all in addition to this card’s competitively low APR.

When you apply for the Visa Traditional Card from BHFCU, you’re going to love the added perks that accompany its low interest rate, thanks to Visa®. Cardholders can take advantage of a $250,000 travel accident insurance, in the case of accidental death or dismemberment. Additionally, in the event that you decide to rent a car on your travels, you’ll be covered – the Auto Rental Collision Damage Waiver offers insurance coverage for automobile rentals made with your Visa Traditional Card. Cardholders will receive reimbursement for damage due to collision or theft up to the actual cash value of the rental vehicle.

Cardholders can also get Smart Travel Tips for when they’re traveling away from home base, as well as 24/7 account and card support thanks to a free mobile app that essentially turns your smartphone into an extension of a BHFCU branch. Online banking lets you manage your money whenever and wherever you’d like, and thanks to the CO-OP network that Black Hills Federal Credit Union is a part of, you’ll be able to withdraw money without paying a surcharge from over 30,000 ATMs across the country.

Should You Apply for the Black Hills Federal Credit Union Visa Traditional Credit Card?

The Black Hills Federal Credit Union Visa Traditional Credit Card is the basic entry of the BHFCU credit card lineup. That doesn’t mean it isn’t a decent credit card, however. The card offers an exceptionally-low APR on purchases, balance transfers, and cash advances. That rate is among the lowest in the nation and far better than anything offered by an major bank. 

Browse Other BHFCU Credit Card Offers: