Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card

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Last updated on May 11th, 2021

Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card

Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card

Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card
  • Regular Purchase APR 7.75% to 17.90% variable based on creditworthiness
  • Balance Transfer APR 7.75% to 17.90% variable based on creditworthiness
  • Cash Advance APR 7.75% to 17.90% variable based on creditworthiness
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network N/A
Best Benefits
  • Earn 1 point for every $1 you spend
  • No annual fee, no balance transfer fees, no cash advance fees
  • Travel Accident Insurance and Auto Rental Collision Damage Waiver
  • 24/7 Card Support for lost or stolen cards, denied transactions, transaction verification and more
Rates & Fees
  • Regular Purchase APR: 7.75% to 17.90% variable based on creditworthiness
  • Balance Transfer APR: 7.75% to 17.90% variable based on creditworthiness
  • Cash Advance APR: 7.75% to 17.90% variable based on creditworthiness
  • Penalty APR: 18%
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $22
Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card

Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card

Terms & Conditions

At a Glance

Growing a business is hard work; using a credit card like the Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card can make it not only easy, but rewarding. Earn 1 reward point per $1 spent on all eligible everyday purchases for your business and take advantage of VIP perks only available with a Visa Signature® card, along with a low, competitive APR and no annual fees.

Ideal for Those Who:

  • Want a business card with no annual fee, no balance transfer fee, and no cash advance fee
  • Would like the VIP perks that accompany a Visa Signature® card
  • Will take advantage of a rewards program that earns you 1 point per $1 for everyday purchases
  • Are looking for a business card with an easy-to-use mobile app and 24/7 support

Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card Review

The Visa Signature® Rewards Business Credit Card from Black Hills Federal Credit Union is a top-tier business rewards credit card option, designed for business owners who want to earn rewards and get the VIP experience – even as they grow their company. You’ll earn 1 point per $1 spent for everyday business purchases; points are redeemable for travel options, gift cards, merchandise and much more. Couple this rewards-earning power with a low interest rate (APR varies based on your creditworthiness, but can be as low as 10%) and no annual fees or fees for maintenance, set-up, balance transfers or cash advances, and you’re looking at a credit card that gets down to business. Business owners can take advantage of this low APR to pay down existing debt from balance transfers, or make large purchases worry-free.

In addition to fantastic value and a great rewards program, the Visa Rewards Business Credit Card from BHFCU is accompanied by some of the perks that Visa has become known for. You’ll get a Auto Rental Collision Damage Waiver each time you purchase a rental using your Visa card; this can come in handy when you travel for business often and rent a car. You’ll also benefit from Travel Accident Insurance, up to $1,000,000 in the event of accidental death or dismemberment when you head out of town for business or pleasure. Cardholders will also enjoy a grace period on purchases, 24/7 Card Support for lost or stolen cards, denied transactions and more, and convenient online and mobile service.

Perhaps best of all, your Visa Signature® card will give you access to exclusive offers for travel and shopping, sports and entertainment, fine wine and food – and more – through Signature Perks. You’ll also find their 24-hour Visa Signature Concierge service extremely helpful; your Concierge will book travel, help to make restaurant reservations and obtain tickets, and help find gifts – all with a personalized touch that is not available elsewhere. Enjoy Signature® perks like VIP access at over 850 airport lounges, rebates for air travel-related fees like checked-luggage charges, in-flight food, and more.

Should You Apply for the Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card?

The Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card offers Dakota-based small and medium-sized companies plenty of what they want – and nothing that they don’t. The card only earns a basic 1X point per dollar spent, but features an exceptionally low APR on purchases and balance transfers. Add on Visa Signature perks and business management tools, and you have a versatile credit card to help take you company to the next level.

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