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Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card

Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card

Earn Rewards and Enjoy VIP Signature® Treatment

Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card
  • Regular Purchase APR 7.75% to 17.90% variable based on creditworthiness
  • Balance Transfer APR 7.75% to 17.90% variable based on creditworthiness
  • Cash Advance APR 7.75% to 17.90% variable based on creditworthiness
  • Annual Fee None
  • Credit Needed Excellent , Good
Best Benefits
  • Earn 1 point for every $1 you spend
  • No annual fee, no balance transfer fees, no cash advance fees
  • Travel Accident Insurance and Auto Rental Collision Damage Waiver
  • 24/7 Card Support for lost or stolen cards, denied transactions, transaction verification and more
Rates & Fees
  • Regular Purchase APR: 7.75% to 17.90% variable based on creditworthiness
  • Balance Transfer APR: 7.75% to 17.90% variable based on creditworthiness
  • Cash Advance APR: 7.75% to 17.90% variable based on creditworthiness
  • Penalty APR: 18%
  • Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $35
  • Return Payment Penalty Fee: Up to $22

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At a Glance

Growing a business is hard work; using a credit card like the Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card can make it not only easy, but rewarding. Earn 1 reward point per $1 spent on all eligible everyday purchases for your business and take advantage of VIP perks only available with a Visa Signature® card, along with a low, competitive APR and no annual fees.

The Gist

Important: Please note that the rates you see on BestCards.com for this card offer may not be current. We contacted BHFCU to get their latest interest rates at the time this was published, but they may have changed since then.

The Visa Signature® Rewards Business Credit Card from Black Hills Federal Credit Union is a top-tier business rewards credit card option, designed for business owners who want to earn rewards and get the VIP experience – even as they grow their company. You’ll earn 1 point per $1 spent for everyday business purchases; points are redeemable for travel options, gift cards, merchandise and much more. Couple this rewards-earning power with a low interest rate (APR varies based on your creditworthiness, but can be as low as 10%) and no annual fees or fees for maintenance, set-up, balance transfers or cash advances, and you’re looking at a credit card that gets down to business. Business owners can take advantage of this low APR to pay down existing debt from balance transfers, or make large purchases worry-free.

In addition to fantastic value and a great rewards program, the Visa Rewards Business Credit Card from BHFCU is accompanied by some of the perks that Visa has become known for. You’ll get a Auto Rental Collision Damage Waiver each time you purchase a rental using your Visa card; this can come in handy when you travel for business often and rent a car. You’ll also benefit from Travel Accident Insurance, up to $1,000,000 in the event of accidental death or dismemberment when you head out of town for business or pleasure. Cardholders will also enjoy a grace period on purchases, 24/7 Card Support for lost or stolen cards, denied transactions and more, and convenient online and mobile service.

Perhaps best of all, your Visa Signature® card will give you access to exclusive offers for travel and shopping, sports and entertainment, fine wine and food – and more – through Signature Perks. You’ll also find their 24-hour Visa Signature Concierge service extremely helpful; your Concierge will book travel, help to make restaurant reservations and obtain tickets, and help find gifts – all with a personalized touch that is not available elsewhere. Enjoy Signature® perks like VIP access at over 850 airport lounges, rebates for air travel-related fees like checked-luggage charges, in-flight food, and more.

Apply for This Card if You:

  • Want a business card with no annual fee, no balance transfer fee, and no cash advance fee
  • Would like the VIP perks that accompany a Visa Signature® card
  • Will take advantage of a rewards program that earns you 1 point per $1 for everyday purchases
  • Are looking for a business card with an easy-to-use mobile app and 24/7 support