| Last updated on October 27th, 2023
Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card
Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card
Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card
- 7.75% to 17.90% variable based on creditworthiness Regular Purchase APR
- 7.75% to 17.90% variable based on creditworthiness Balance Transfer APR
- 7.75% to 17.90% variable based on creditworthiness Cash Advance APR
At a Glance
Growing a business is hard work; using a credit card like the Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card can make it not only easy, but rewarding. Earn 1 reward point per $1 spent on all eligible everyday purchases for your business and take advantage of VIP perks only available with a Visa Signature® card, along with a low, competitive APR and no annual fees.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 1 point for every $1 you spend
- No annual fee, no balance transfer fees, no cash advance fees
- Travel Accident Insurance and Auto Rental Collision Damage Waiver
- 24/7 Card Support for lost or stolen cards, denied transactions, transaction verification and more
- Regular Purchase APR: 7.75% to 17.90% variable based on creditworthiness
- Balance Transfer APR: 7.75% to 17.90% variable based on creditworthiness
- Cash Advance APR: 7.75% to 17.90% variable based on creditworthiness
- Penalty APR: 18%
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $35
- Return Payment Penalty Fee: Up to $22
- You want a business card with no annual fee, no balance transfer fee, and no cash advance fee
- You would like the VIP perks that accompany a Visa Signature® card
- You'll take advantage of a rewards program that earns you 1 point per $1 for everyday purchases
- You're looking for a business card with an easy-to-use mobile app and 24/7 support
Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card Review
The Visa Signature® Rewards Business Credit Card from Black Hills Federal Credit Union is a top-tier business rewards credit card option, designed for business owners who want to earn rewards and get the VIP experience – even as they grow their company. You’ll earn 1 point per $1 spent for everyday business purchases; points are redeemable for travel options, gift cards, merchandise and much more. Couple this rewards-earning power with a low interest rate (APR varies based on your creditworthiness, but can be as low as 10%) and no annual fees or fees for maintenance, set-up, balance transfers or cash advances, and you’re looking at a credit card that gets down to business. Business owners can take advantage of this low APR to pay down existing debt from balance transfers, or make large purchases worry-free.
In addition to fantastic value and a great rewards program, the Visa Rewards Business Credit Card from BHFCU is accompanied by some of the perks that Visa has become known for. You’ll get a Auto Rental Collision Damage Waiver each time you purchase a rental using your Visa card; this can come in handy when you travel for business often and rent a car. You’ll also benefit from Travel Accident Insurance, up to $1,000,000 in the event of accidental death or dismemberment when you head out of town for business or pleasure. Cardholders will also enjoy a grace period on purchases, 24/7 Card Support for lost or stolen cards, denied transactions and more, and convenient online and mobile service.
Perhaps best of all, your Visa Signature® card will give you access to exclusive offers for travel and shopping, sports and entertainment, fine wine and food – and more – through Signature Perks. You’ll also find their 24-hour Visa Signature Concierge service extremely helpful; your Concierge will book travel, help to make restaurant reservations and obtain tickets, and help find gifts – all with a personalized touch that is not available elsewhere. Enjoy Signature® perks like VIP access at over 850 airport lounges, rebates for air travel-related fees like checked-luggage charges, in-flight food, and more.
Should You Apply for the Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card?
The Black Hills Federal Credit Union Visa Signature® Rewards Business Credit Card offers Dakota-based small and medium-sized companies plenty of what they want – and nothing that they don’t. The card only earns a basic 1X point per dollar spent, but features an exceptionally low APR on purchases and balance transfers. Add on Visa Signature perks and business management tools, and you have a versatile credit card to help take you company to the next level.
Browse Other BHFCU Credit Card Offers:
Editorial Disclosure – The opinions expressed on BestCards.com's reviews, articles, and all other content on or relating to the website are solely those of the content’s author(s). These opinions do not reflect those of any card issuer or financial institution, and editorial content on our site has not been reviewed or approved by these entities unless noted otherwise. Further, BestCards.com lists credit card offers that are frequently updated with information believed to be accurate to the best of our team's knowledge. However, please review the information provided directly by the credit card issuer or related financial institution for full details.