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Bass Pro Shops® CLUB Card

Cory Santos

| Last updated on November 15th, 2023

Bass Pro Shops® CLUB Card

Bass Pro Shops® CLUB Card
BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent
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None Annual Fee

Bass Pro Shops® CLUB Card

  • 9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 20.24%, 23.24% or 31.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 20.24%, 23.24% or 31.99% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 31.99% variable based on the Prime Rate Cash Advance APR

At a Glance

The Bass Pro Shops® CLUB Card from Capital One allows outdoor enthusiasts to earn up to 5% back for savings on gear and equipment. With no annual fee and no cap on earnings, loyal Bass Pro Shop customers can easily accumulate savings for the purchases they already make.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • 2% back in CLUB Points on all Bass Pro Shops and Cabela's Purchases
  • 1% back in CLUB Points on other purchases
  • No annual fee
  • Special APR for all Bass Pro Shops purchases
  • Regular Purchase APR: 9.99% for purchases at Bass Pro Shops and Cabela's. For other purchases, 20.24%, 23.24% or 31.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 20.24%, 23.24% or 31.99% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: 3% of the amount on transfers posted at a promotional APR. None for balances transferred at the standard APR
  • Cash Advance APR: 31.99% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $40
  • You have excellent credit
  • You want a card with no annual fee
  • You're looking to purchase a big-ticket item such as a boat or an ATV
  • You frequently participate in outdoor recreational activities such as fishing, hiking, camping, or hunting

Bass Pro Shops® CLUB Card Review

Ideal for the avid outdoorsmen, the Bass Pro Shops® CLUB Card allows cardholders to earn up to 5% back for use towards future purchases at Bass Pro Shops and its properties. There’s no annual fee or spending minimum, which makes it easy for outdoor enthusiasts to benefit from where they already shop. Cardholders can access exclusive outdoor events and member-only deals and receive a special low APR on Bass Pro Shops and Cabela’s purchases.

Welcome Offers

As with Cabela’s CLUB Card, also from Capital One, the Bass Pro Shops Mastercard  provides an exclusive incentive to apply in-store at any Bass Pro Shops or Cabela’s location. Bass Pro Shops offers a bonus of up to $60 in CLUB points upon approval and an extra $30 worth of points after making five purchases within the first 30 days.

Additionally, from now through December 24, 2023, Capital One is offering another welcome bonus: 0% intro APR for 12 months when you spend $500 or more on your new Bass Pro Shops CLUB Mastercard account.

How to Earn Rewards

Bass Pro Shops makes earning points very straightforward; based on the CLUB member tier, cardholders will receive either 2X, 3X, or 5X points for every $1 spent at Bass Pro Shops, their associated restaurants and lodges, Cabela’s, or Cenex ® convenience stores; and X1 point for every dollar spent elsewhere.

Certain items will offer exclusive CLUB member promos for even higher point bonuses, allowing cardholders to earn points much more quickly. Points are not redeemable for cash, which limits this card’s use, but it could hardly be considered a downside for anyone who regularly dabbles in the great outdoors.

Bass Pro Shops Membership Tiers

Membership tiers (Classic, Silver, or Black) are determined by your minimum annual spend and creditworthiness. The initial Bass Pro Shops® CLUB Card will be at the Classic level, offering 2% points back with no annual spending requirement. After spending reaches $10,000 annually, you’ll be bumped up the silver tier, where all Bass Pro Shops and Cabela’s purchases will land you a sweet 3% return. black, the top tier membership level, has a hefty $25,000 annual spending requirement but offers an impressive 5% points back on all purchases.

How to Redeem Rewards

Redeeming points is very straightforward. Any purchases made at Cabela’s, Bass Pro Shops, or their restaurants or lodges, and Cenex® convenience stores will earn you 2, 3, or 5 rewards points for every dollar spent. Every 100 points is worth $1 and can be applied in-store and online to save your final purchase price. Whether you’re saving for a big-ticket item or needing an accessory from time to time, both retailers’ combined earning and redemption options make it easy for cardholders to maximize the value of this niche card.

Points never expire, there is no cap on reward earnings, nor is there a minimum number of points required for redemption. Even a semi-frequent outdoorsman could collect a healthy amount of points for big-ticket items for fishing, hunting, or boating.

Outdoors Card Comparison

There are several retail credit cards aimed at the avid outdoorsman and fishing lovers.Here is how the Bass Pro Shops CLUB Card compares:

FLW Visa® Rewards Card Bass Pro Shops® CLUB Card Cabela's CLUB® Card
Annual fee $0 $0 $0
Rewards 3X on streaming, cable, & rideshares; 2X on gas and dining; 1X on all else 2% back on Bass Pro Shops or Cabela’s purchases; 1% on all else 2% back on Bass Pro Shops or Cabela’s purchases; 1% on all else
Other Free FLW membership Special store financing Special store financing
Network Visa Mastercard Mastercard

Other Card Features

Other noteworthy features of the Bass Pro Shops CLUB® Card from Capital One include:

  • Competitive, variable APR
  • $0 Fraud Liability
  • Mobile wallet compatibility with Apple Pay, Google Pay, and Samsung Pay.
  • Access to Eno, Capital One’s digital assistant

Cardholders also enjoy essential security protections that come from Mastercard, including:

Zero Liability Protection Mastercard Global Services ID Theft Protection

Capital One Ratings

How is Capital One a credit card issuer? Here is a selection of reviews for the bank from consumers and experts alike:

Should You Apply for the Bass Pro Shops® CLUB Card?

Bass Pro Shops® credit card is a no-brainer if you’re already a frequent Bass Pro Shops customer. Their acquisition of Cabela’s in 2017 doubles the shopping and point redemption options of cardholders for either retailer, and points can be earned and redeemed at either brand at the exact same rates. The card is the same as the Cabela’s Club Visa credit card – but that’s not a bad thing. While not recommended as an everyday credit card, the specialized rewards of this retail credit card would suit any hunter, fisherman, or backpacker’s wallet quite well.


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