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Bank of America Removes Amtrak Rewards Credit Card

Last updated on April 21st, 2022

The Amtrak Guest Rewards® World Mastercard® is no more. Bank of America quietly pulled the card from its website earlier this week, with no reason given. The bank and Amtrak had partnered for several years, with the future of the Amtrak credit card portfolio unknown.

Bank of America Pulls Amtrak Credit Card

The Amtrak Guest Rewards® World Mastercard® is no longer available for new applicants. The travel rewards card is the latest Bank of America co-branded credit card to disappear from the bank’s website, following the likes of the MLB™ Cash Rewards Mastercard®, World Wildlife Fund Visa, and other co-branded cards that have been pulled in 2021.

Bank of America often pulls credit cards from its website before discontinuing the card for new cardholders. Other co-branded Bank of America credit cards that are not appearing on the bank’s website include:

It is worth noting that the credit cards mentioned above are still publicly available via the co-brand partner’s websites. When these cards cease to be available for new applicants is unknown. Still, those interested in a card should consider applying soon to avoid disappointment.

Banks Turning Attention to Proprietary Credit Cards

Many banks are streamlining their credit card portfolios, ending lackluster co-brand relationships, and replacing them with proprietary cards that better align with consumer spending habits. Bank of America has introduced several proprietary cards in recent months. The latest is the ultra-premium Bank of America Premium Rewards Elite Visa Infinite Card.

Other banks have also increased their focus on proprietary credit cards, with Chase, Citi, and Wells Fargo being notable examples in 2021 (the Chase Slate Edge, Citi Custom Cash℠ Card, and Wells Fargo Reflect cards being the most prominent examples).

Banks Also Rethinking Co-Branded Relationships

That’s not to say that banks aren’t co-branding with new partners. For example, Chase recently launched the Aeroplan® World Elite Mastercard® with Air Canada to much fanfare. That card sees Chase taking over the Air Canada credit card portfolio from TD Bank – an unhappy relationship Air Canad was happy to escape according to a recent industry event.

Bank of America, for its part, appears to be happy co-branding its Customized Cash Rewards Credit Card with universities, professional organizations, and other groups. The bank currently issues more than 30 co-branded versions of the Customized Cash Card, with some examples including the NYUAA Customized Cash Rewards Credit Card for NYU alumni, the Texas Exes Customized Cash Rewards Credit Card for University of Texas alumni, and the Susan G. Komen® Customized Cash Rewards Visa®. Expect this trend to continue into 2022 and beyond.

Related Article: Is COVID the Time to Consider 0% Intro APR Credit Cards?

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About: Cory
Cory Santos

Cory is BestCards.com's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

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