Last updated on March 22nd, 2023
Streaming services became a welcome distraction – and essential part of life – during the coronavirus pandemic and lockdowns, so why give them up now that life is returning back to “normal.” These services – from Amazon Prime Video and Netflix, to HBO Max and Peacock – help us get away from the realities of the world and make life at home more enjoyable. Are you looking to save money or earn more rewards when paying for your streaming service subscriptions? Here are our top credit cards for paying streaming service bills every month.
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At a Glance
Citi Custom Cash℠ Card
|Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.|
Citi® Double Cash Card
|Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.|
Blue Cash Preferred® Card
|Earn 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), plus 6% back on streaming.||Learn More|
U.S. Bank Cash+® Visa Signature®
|Earn 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.||Learn More|
Upgrade Visa® Card with Bitcoin Rewards
|Earn 1.5% unlimited cash back in bitcoin when you make payments.|
Citi Custom Cash℠ Card
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening
The Citi Custom Cash℠ Card is Citibank’s latest cash back credit card. The card earns 5% back on your highest spending category each billing period, placing it on par with the Bank of America Customized Cash Rewards, Wells Fargo Active Cash, or the Chase Freedom Flex.
The 5% back category with the Custom Cash includes the following and is limited to the first $500 spent every billing period: dining, drugstores, fitness clubs, gas stations, grocery stores, home improvement stores, live entertainment, select travel, select streaming services, and select transit.
Here is the list of eligible streaming services according to Citi:
|Amazon Music||Fubo TV||MLB.tv||Prime Video|
|Apple Music||HBO Max||NBA League Pass||Showtime|
|Apple TV+||YouTube (Music/TV)||Netflix||Sling TV|
Other noteworthy features of the Custom Cash credit card from Citi include 15 months of 0% intro APR on purchases and balance transfers, a $200 cash back welcome bonus (after making $750 in purchases within the first three months of opening an account), and – of course – no annual fee.
That 15-month introductory APR period is also one of the longest for a cash back credit card – and applies to both balance transfers and purchases. With Custom Cash, you can make a large purchase and pay down an existing credit card balance – all for no annual fee.
Citi® Double Cash Card – 18 month BT offer
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
To earn cash back, pay at least the minimum due on time
The Citi® Double Cash Card – 18 month BT offer card does not offer a special rewards category for streaming services. Instead, Citi provides 2% cash back on all eligible purchases. The card earns a flat-rate 1% cash back on all eligible purchases – and another 1% back when the account holder pays off that balance.
Eligible purchases include pretty much everything you can imagine and exclude account services and other administrative fees (think balance transfers, cash advances, money orders, wire transfers, returns, etc.).
The lack of an annual fee, the 2% back on streaming service subscriptions (or any other purchases, for that matter), and the 0% introductory APR on balance transfers for the first 18 months make the Citi Double Cash Card the perfect everyday card that just happens to reward your streaming habits.
Blue Cash Preferred® Card from American Express
6% back at U.S. supermarkets on up to $6,000/year
6% back on select U.S. streaming services
The Blue Cash Preferred® Card features an annual fee, but for binge-watchers who want excellent value every day, it’s an easy charge to justify. The card earns a huge 6% back on eligible streaming subscriptions. That list includes over 30 services from the radio, TV, music, and more.
Here is a full breakdown of American Express eligible streaming services:
|Amazon Music||Fubo TV||Luminary||Paramount+||Spotify|
|Apple TV/ Music||HBO Max||MLB.tv||Peacock||Sticher|
|Audible||Standalone HBO||NBA League Pass||Prime Video||Tidal|
|DirecTV Stream||Hulu||Netflix||Showtime||YouTube Premium|
|Disney+||iHeartRadio||NHL.tv||Sling TV||YouTube Music|
|ESPN+||Kindle Unlimited||Pandora||SiriusXM||YouTube TV|
Beyond 6% back on streaming services, the Blue Cash Preferred offers a lot more value for its $95 annual fee. These perks include 6% cash back on the first $6,000 in spending on U.S. groceries each year, 3% back on gas and transit (tolls, taxis, rideshare services, etc.), and 1% back on all other eligible purchases.
U.S. Bank Cash+® Visa Signature® Card
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose
2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants
The U.S. Bank Cash+™ Visa Signature® Card is an excellent cash back credit card for those who want the power to decide where they earn their rewards. The card is similar to the Citi Custom Cash in that it offers cardholders up to 5% back on the first $2,000 in combined eligible purchases in the following categories:
|TV, internet, and streaming services||Cell phone providers||Electronics stores|
|Fast food||Home utilities||Furniture stores|
|Department stores||Clothing stores||Movie theaters|
|Ground transportation||Fitness centers||Sporting goods stores|
And here are U.S. Bank’s eligible streaming services:
|Disney+||Vudu||Google Play Music|
|Netflix||Apple Music||Slacker Radio|
|Sling TV||YouTube Music||Spotify|
As mentioned, that 5% back is limited to the first $2,000 in spending each quarter, which is very generous. Cardholders also have the same option with their 2% “everyday” category, selecting one of the following three categories each quarter:
- Grocery stores
- Gas stations
Upgrade Visa® Card with Bitcoin Rewards
Earn 1.5% Cash back Rewards in BTC on every purchase
No annual fees, no foreign transactions fees
Zero Fraud Liability
The Upgrade Bitcoin Rewards is a tough-to-beat credit card for fans of crypto rewards and low interest rates. The interest rates are the same as with other Upgrade Cards, making it among the best in the business. The ability to pay down debt – and earn BTC with every purchase – is another perk that makes the card something that provides everyday value.
While the Bitcoin version of the Upgrade Card doesn’t offer superior cash back versus cards like the Freedom Flex or Citi Custom Cash, it does offer those rewards as BTC – something very few credit cards can provide.
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