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The Best Credit Cards for Streaming Services

Last updated on May 4th, 2022

 Streaming services  became a welcome distraction – and essential part of life – during the coronavirus pandemic and lockdowns, so why give them up now that life is returning back to “normal.” These services – from Amazon Prime Video and Netflix, to HBO Max and Peacock – help us get away from the realities of the world and make life at home more enjoyable. Are you looking to save money or earn more rewards when paying for your streaming service subscriptions? Here are our top credit cards for paying streaming service bills every month.

This post may contain links from partner offers, and we may receive compensation when you click on links to these offers. Please see our advertiser and editorial disclosures above for more information. Citi is an advertising partner.

Credit Card Picks Summary

owners rewards card m1

Owner’s Rewards Card by M1

Best for: Investments

https://www.bestcards.com/credit-cards/citi-custom-cash-card/

Citi Custom Cash℠ Card

Best for: All-year spend

blue cash

Amex Blue Cash Preferred

Best for: Cash Back

chase freedom flex mastercard

Chase Freedom Flex

Best for: Quarterly categories

Citi Custom Cash℠ Card

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Earn 5% Back On Your Top Spending Category
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening
☆ 5% Categories Include Gas, Streaming, Groceries, Travel, & More!
☆ 0% Intro APR on balance transfers and purchases for 15 months
☆ No Annual Fee

The Citi Custom Cash℠ Card is Citibank’s latest cash back credit card. The card earns 5% back on your highest spending category each billing period, placing it on par with the Bank of America Customized Cash RewardsWells Fargo Active Cash, or the Chase Freedom Flex.

The 5% back categories with the Custom Cash include the following and is limited to the first $500 spent every billing period: dining, drugstores, fitness clubs, gas stations, grocery stores, home improvement stores, live entertainment, select travel, select streaming services, and select transit.

Citi® Double Cash Card – 18 month BT offer

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Earn 2% Cash Back on All Purchases
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
  • To earn cash back, pay at least the minimum due on time
☆ Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months
☆ No Reward Caps or Categories
☆ No Annual Fee

The Citi® Double Cash Card – 18 month BT offer card does not offer a special rewards category for streaming services. Instead, Citi provides 2% cash back on all eligible purchases. The card earns a flat-rate 1% cash back on all eligible purchases – and another 1% back when the account holder pays off that balance.

Eligible purchases include pretty much everything you can imagine and exclude account services and other administrative fees (think balance transfers, cash advances, money orders, wire transfers, returns, etc.).

The lack of an annual fee, the 2% back on streaming service subscriptions (or any other purchases, for that matter), and the 0% introductory APR on balance transfers for the first 18 months make the Citi Double Cash Card the perfect everyday card that just happens to reward your streaming habits.

The Owner’s Rewards Card by M1

owners rewards card m1
Earn Up to 10% Cash Back
  • No annual fee with an M1 Plus account
  • Earn 10%, 5% or 2.5% cash back on purchases with some of the most popular brands
☆ Reinvest Rewards with M1 Automation
☆ No Foreign Transaction Fees
☆ Mobile Wallet and Contactless Payments

The Owner’s Rewards Card by M1 is a fintech credit card that offers cardmembers the chance to earn up to 10% cash back on purchases with leading brands including Chewy, Netflix, GameStop, Lululemon, and more. While none of the 10% or 5% back categories qualify for streaming, the 3% back categories do, with Amazon, Audible, Direct TV, and more qualifying for 3% back.

Even better, cardholders can easily reinvest their rewards for continual portfolio growth thanks to seamless integration with M1 Invest through M1 automation. Cardholders can invest in the companies they believe in, shop at those companies to earn rewards, and then reinvest their cash back to bolster their portfolio.

Blue Cash Preferred® Card from American Express

blue cash
Earn Up to a $350 Statement Credit
  • 6% back at U.S. supermarkets on up to $6,000/ year
  • 6% back on select U.S. streaming servcies
☆ 3% Back at U.S. Gas Stations & Transit
☆ $10 Equinox Credit/ Month

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☆ $0 Annual Fee for 1st Year ($95 After)

The Blue Cash Preferred® Card features an annual fee, but for binge watchers who want excellent value every day, it’s an easy charge to justify. The card earns a huge 6% back on eligible streaming subscriptions. That list includes over 30 services from the radio (iHeartRadio, SiriusXM); TV (Hulu, Peacock, Prime Video, Netflix, and more); music (Amazon Music Unlimited, Apple Music, Pandora, Spotify, etc.); and other categories.

Beyond 6% back on streaming services, the Blue Cash Preferred offers a lot more value for its $95 annual fee. These perks include 6% cash back on the first $6,000 in spending on U.S. groceries each year, 3% back on gas and transit (tolls, taxis, rideshare services, etc.), and 1% back on all other eligible purchases.

Chase Freedom Flex

chase freedom flex mastercard
Earn a $200 Bonus and Up to 5% Cash Back
  • 5% on up to $1,500 on combined purchases in bonus categories each quarter
  • $200 bonus after you spend $500 on purchases in the first 3 months
☆ 5% Back on Chase Travel
☆ 3% Back on Dining & Drugstores
☆ No Annual Fee

The Chase Freedom family of credit cards has long been one of the most popular options for cash back rewards. The family includes a range of excellent cash back cards, topped off by the ever-impressive Chase Freedom Flex.

The Freedom Flex World Elite Mastercard earns 5% cash back on rotating categories each quarter after activation, 5% back on travel booked through Ultimate Rewards, 3% back on dining and drugstore purchases, and 5% cash back on eligible gas station purchases on up to $6,000 spent in the first year. The card’s rotating categories are always popular, with Q2 2022 including Amazon purchases and select streaming services – making now the time to jump on the Flex to maximize those streaming rewards.

Upgrade Visa® Card with Bitcoin Rewards

Upgrade Visa® Card with Bitcoin Rewards
The First Widely- Available BTC Credit Card
  • Earn 1.5% Cash back Rewards in BTC on every purchase
  • No annual fees, no foreign transactions fees
  • Zero Fraud Liability
☆ Fast Online Pre-Approval
☆ Earn Bitcoin with Every Purchase
☆ Pay w/ Apple Pay™ or Google Pay™
☆ 24/7 Mobile App Access

The Upgrade Bitcoin Rewards is a tough-to-beat credit card for fans of crypto rewards and low interest rates. The interest rates are the same as with other Upgrade Cards, making it among the best in the business. The ability to pay down debt – and earn BTC with every purchase – is another perk that makes the card something that provides everyday value.

While the Bitcoin version of the Upgrade Card doesn’t offer superior cash back versus cards like the Freedom Flex or Citi Custom Cash, it does offer those rewards as BTC – something very few credit cards can provide.

Honorable Mentions

Want some more credit card options for streaming services to consider? Here are two cards that just missed out on our top spots:

upgrade cash rewards horizontal home

Upgrade Visa® Card with Cash Rewards

The Upgrade Visa® Card with Cash Rewards offers no fees, low rates, cash back, and credit lines up to $20,000 in one unique package. The card provides the flexibility and predictability consumers need to quickly pay down balances and get debt-free. The Upgrade credit card is one of the lowest regular APR credit cards on the market for those with excellent credit scores, putting it firmly on any list of the best credit cards in the U.S.

Journey® Student Credit Card from Capital One®

Journey® Student Credit Card from Capital One®

The Journey® Student Credit Card from Capital One® is a student credit card that offers up to $60 in statement credits for students during their first year of account membership. Students receive a $5 credit each month they pay their statement balance on time, for a grand total of $60. This is a great bonus for students looking to build their credit – and stream at the same time.

Featured photo by Matthew Henry / Burst

About: Cory
Cory Santos

Cory is BestCards.com's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

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