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IHG® Offers a HUGE Sign-Up Bonus

Last updated on November 18th, 2021

Looking for a rewards credit card that offers a sign-up bonus that is almost too good to be true? If that is the case, IHG®, a giant in the hotel industry has something that is sure to make your mouth water. The IHG® Rewards Club Premier Credit Card offers a huge sign-up bonus of 125,000 points and up to 40x points on purchases with IHG®.

IHG® is Offering a HUGE Sign-Up Bonus

Credit card companies are always looking to entice new applicants with impressive sign-on bonuses that are accessible after a nominal spend. Typically, these initial purchase thresholds equate to $2,500 to $3,000 in purchases made with a card within the first 90 days of opening an account. For these outlays, cardholders can usually expect bonus points of anywhere between 5,000 and 60,000 points. Airlines and hotels are especially fond of offering over sized bonuses, with some eye-watering and dizzying numbers being thrown about. Take the Aer Lingus Visa Signature® Card. The card is a co-branded card with Aer Lingus, the flag carrier airline of the Republic of Ireland, and a partner airline of British Airlines, Iberia, Lufthansa, and others. The Aer Lingus Visa Signature® Card features a massive bonus of 100,000 Avios if purchase goals are met in the first year of membership – good for a free business class flight!

The IHG® Rewards Club Premier Credit Card

IHG® is also no stranger to offering enticing initial offers to lure applicants. Their IHG® Rewards Club Premier Credit Card from Chase Bank has always been a heavy hitter, offering oversized sign-up bonuses. In the past, they have offered sizeable sign-up bonuses of 80,000 points after an initial outlay of $3,000 in purchases within the first 3 months of card membership. Now, however, IHG® is looking to surpass its own amazing initial bonus points, with a staggering haul of 125,000 points. Yep, you heard that right: 125,000 points. All a cardholder has to do to gain this huge bonus is spend $3,000 in purchases within the first 90 days of opening an account. Now, 3,000 dollars may sound like a lot of money, but by using the card for everyday purchases and bill paying, reaching the $1,000 per month goal shouldn’t be too difficult.

What Are 125,000 Points Really Worth?

What are IHG® Rewards points worth in day to day life, however? After all, if the points are virtually worthless, 125,000 is nothing. Fortunately, however, IHG® points hold their value, with a current estimate of around .7 cents per point, meaning the 125,000 points has a cash value of well over $875! And, since IHG® owns big-name chains such as Holiday Inn, InterContinental Hotels. Crowne Plaza, and more, there are plenty of options when it comes to redeeming for free stays.

But Wait, There’s More!

What makes the IHG® Rewards Club Premier Credit Card so unusual, however, is that it isn’t just 125,000 bonus points that members can look forward to. For the first year of card membership, IHG® Rewards Club Premier Credit Cardholders can earn 40x points when they use their card at IHG® properties in conjunction with an existing IHG® Rewards Club account. 40x points equate to 25x points for stays at IHG® properties for the first 12 months, 10x points for an existing IHG® Rewards Club account, and 5x points from having Elite status within the IHG® rewards program – one of the perks of the card. This huge points haul means IHG® Rewards Club Premier Credit Cardholders get a whopping $.35 worth of points from a $1 spend at IHG® properties!

Should You Sign Up?

So, should you get the IHG® Rewards Club Premier Credit Card with it’s huge sign-up bonus? If you have excellent credit and plan to do a lot of traveling, the answer is likely yes. While the card has an annual fee of $89, it offers enormous points-earning potential. Not only that, but the complimentary Elite status in IHG’s rewards program and no foreign transaction fees mean the card is a powerful tool – both at home and abroad – for those looking to get the most out of their vacations. If you want to learn more about the IHG® Rewards Club Premier Credit Card, check out our dedicated review in the link above, as well as how the card stacks up against other hotel rewards credit cards. All our reviews are entirely impartial and designed to help you find the perfect card to suit your needs.

About: Cory
Cory Santos

Cory is's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

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