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All travel rewards credit cards are designed to help consumers earn points towards their next tropical vacation or business trip. The best travel cards, however, offer perks that extend well beyond only earning points. Finding the best bang for your buck isn’t always easy – and there are a lot of cards to pick from. If you are searching for your next travel credit card but don’t know where to start, don’t worry. Our team of editors has got you covered. The credit card experts at BestCards.com have compiled a list of the best travel rewards credit cards for 2020. We’ve examined dozens of airline rewards cards, hotel rewards cards, and general travel credit cards. Our results found the cards that offer the most flexibility for earning and redeeming travel rewards. In addition, you’ll know which give the best value for money. Check out our top travel cards for 2020 below.
Best Premium Travel Rewards Credit Cards
In the travel credit card space, the more lavish offers are usually the winners. Though they have considerably higher annual fees, premium travel cards are full of benefits and perks. There are even attributes that can help reduce the overall cost of the annual fee. Recent years have seen stiffer competition for the top of the totem pole, but established names like American Express and Chase still rule.
The Platinum Card® from American Express
Regular Purchase APRSee Pay Over Time APR
Cash Advance APR25.99% variable based on the Prime Rate
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Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel
5X Membership Rewards® Points on prepaid hotels booked on amextravel.com
$200 Airline Fee Credit: Get up to $200 in statement credits per calendar year in baggage fees and more at one select qualifying airline
Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required
$200 Hotel Credit: Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card®
VIP status and $200 Uber savings on rides or eats orders in the U.S. annually
Complimentary Gold status in Marriott Bonvoy and Hilton Honors programs
Complimentary membership in premium car rental programs
$240 Digital Entertainment Credit: Get up to $20 back each month on eligible purchases made with your Platinum Card® on one or more of the following: Audible, Disney+, The Disney Bundle, ESPN+, Hulu, Peacock, SiriusXM, and The New York Times. Enrollment required.
$179 CLEAR® Credit: Use your Card and get up to $179 back per year on your CLEAR® membership
$300 Equinox Credit: Get up to $25 back each month on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required
$155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Cost includes $12.95 plus applicable local sales tax
Rates & Fees×
Regular Purchase APR:
See Pay Over Time APR
Cash Advance APR:
25.99% variable based on the Prime Rate
Cash Advance Transaction Fee:
Either $10 or 5% of the amount of each cash advance, whichever is greater
See Rates & Fees
Late Payment Penalty Fee:
Up to $40
Return Payment Penalty Fee:
Up to $40
Credit Card Deals×
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