Best Halloween Credit Cards

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Last updated on March 10th, 2023

Spooky season is back. With the return of fall, the air is full of pumpkin spice and chilling breezes. It’s also time for Halloween – and that means stocking up on candy, decorations, costumes, and more. Before you hit the stores, check out our list of the best Halloween credit cards for 2022 – designed to ensure you get a frighteningly good deal when shopping!

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At a Glance

Citi Custom Cash℠ Card
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.

Sam’s Club® Mastercard®
Earn 5% cash back on gas (on first $6,000 per year, then 1%), 3% back on Sam's purchases, dining, and takeout, and 1% back on all other purchases.

Citi® Double Cash Card
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Chase Freedom Flex
Earn 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate, 5% on travel purchased through Chase, 3% back on drugstores and dining, and 1% on all other purchases. Learn More

Amazon Prime Rewards Visa Signature® Card
Earn 5% Cash Back on and Whole Foods purchases. Learn More

Best Credit Cards for Buying Halloween Candy, Decorations, & More

Here are our top Halloween credit cards for 2022:

Citi Custom Cash℠ Card

citi custom cash 224x141
Earn 5% Back On Your Top Spending Category
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter
  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening
☆ 5% Categories Include Gas, Streaming, Groceries, Travel, & More!
☆ 0% Intro APR for 15 Months
☆ No Annual Fee

Part of the process of preparing for Halloween is realizing that you simply don’t have enough candy. Maybe you “accidentally” ate it all before the first trick-or-treaters arrived, or perhaps you didn’t purchase enough. Either way, a quick trip to the local store is usually on the cards.

Speaking of cards, the Citi Custom Cash℠ Card is a great cash back pick for last-minute candy purchases. The card can earn you 5% in cash back on your highest spending category each billing period, including grocery stores (where there is plenty of candy). 

The 5% back categories with the Custom Cash include the following and are limited to the first $500 spent every billing period: dining, drugstores, fitness clubs, gas stations, grocery stores, home improvement stores, live entertainment, select travel, select streaming services, and select transit.

The Custom Cash also features a lengthy introductory period with 0 interest on balance transfers and purchases. That 0% intro APR period extends for 15 months, making the card rewarding, versatile, and convenient.

Sam's Club® Mastercard®

Sam's Club® Mastercard®
Doubles As Your Membership Card
  • Earn 5% cash back on gas anywhere Mastercard is accepted (on first $6,000 per year, then 1%)
  • Earn 3% cash back on dining and takeout
☆ No Annual Fee
☆ Additonal Cash Back w/ Sam's Plus Membership
☆ No Foreign Transaction Fees

Sam’s Club is another great retailer for stocking up on Halloween supplies in bulk. The Sam’s Club® Mastercard® is the ideal credit card for the current Sam’s Club member who wants to maximize their savings when buying their body weight in Halloween candy – or anything else, for that matter.

The card earns 3% cash back on Sam’s Club purchases for Plus members, 3% back on dining and takeout, and 1% back on everything else. Even better, the card can also earn a bonus 5% cash back on gas anywhere Mastercard is accepted (on the first $6,000 spent per year. After that, gas purchases will earn 1% back).

The 5% back with the Sam’s Club Card is on par with many of the other nominees for “best gas credit card,” making it something of a no-brainer for existing and future Sam’s Club members who frequently fill up their gas tank and wants to save at the pump – October, November, or whenever.

Citi® Double Cash Card – 18 month BT offer

doublecash 224x141
Earn 2% Cash Back on All Purchases
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases
  • To earn cash back, pay at least the minimum due on time
☆ Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months
☆ No reward caps or categories
☆ No annual fee

While the Citi Custom Cash Card earns 5% back in select categories, the different rewards approach of the Citi Double Cash Card also makes it an exceptional option for Halloween purchases.

The Citi® Double Cash Card earns a flat-rate 1% cash back on all eligible purchases, and another 1% back when the account holder pays off those purchases. So, the card essentially earns 2% cash back almost everywhere. That unlimited 2% cash back is more than what a close competitor – the Chase Freedom Unlimited – provides at 1.5%. Additionally, the card carries no annual fee and offers a lengthy 18-month 0% intro APR offer on balance transfers for new accounts.

The lack of an annual fee, the prospect of 2% cash back, and the 0% introductory APR on balance transfers make the Citi Double Cash Card a solid everyday credit card for those looking to save this Halloween, holiday season, or any day of the year.

Chase Freedom Flex

chase freedom flex mastercard
Earn a $200 Bonus and Up to 5% Cash Back
  • 5% on up to $1,500 on combined purchases in bonus categories each quarter
  • 0% intro APR for 15 months
☆ 5% Back on Chase Travel
☆ 3% Back on Dining & Drugstores
☆ No Annual Fee

The Chase Freedom Flex is another excellent cash back credit card with 5% rotating categories. For Q4 2022, the Freedom Flex earns 5% back on the first $1,500 in combined spending on purchases in-store at Walmart and via PayPal.

Walmart is another great source for Halloween candy, decorations, and supplies, but PayPal is the real enticing bonus category with the Freedom Flex. PayPal is an extremely useful online payment and mobile wallet tool – accepted by millions of retailers worldwide. All you need to do is link the Freedom Flex to your PayPal account and set it as the default payment method. This versatility makes the 5% category near-universal – especially if the retailer where you pick up your Halloween goodies features contactless payments.

Amazon Prime Rewards Visa Signature® Card

Amazon Gift Card Upon Approval
  • 5% back on Amazon and Whole Foods purchases
  • 2% back on dining, gas, and drugstores
☆ Visa Signature features
☆ No foreign transaction fees
☆ $No annual fee

The  Amazon Prime Rewards Visa Signature is an excellent credit card for any time of year, but it’s particularly enjoyable around spooky season. The card features no annual fees but does require an Amazon Prime membership to get its maximum value. Having a Prime account, for instance, bumps up the cash back earned to 5% at Amazon and Whole Foods. Having no Prime membership means cardholders earn just 3% back when shopping at these merchants. 

For Halloween, Amazon has become a game-changer. The retail titan provides access to Halloween (or any season) decorations, costumes, treats, candy, and more. If you can think of it, Amazon probably sells it! It’s important to mention that Amazon Prime Visa Signature accounts also enjoy a $100 Amazon gift card upon approval.

The information related to the Citi Custom Cash Card and Citi® Double Cash Card has been collected by and has not been reviewed or provided by the issuer or provider of this product or service.

Featured image by Myriams-Fotos / PixaBay

About: Cory
Cory Santos

Cory is's "Jack of all trades" and resident credit expert, covering all facets of the credit card space. Cory holds academic degrees in both the U.S. and U.K. In addition to credit cards, Cory finds that jogging, cats, and memes are essential parts of a balanced day.

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BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.

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