Wells Fargo Visa Signature® Card

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Last updated on August 9th, 2021


Please note that this credit card offer is currently unavailable. To view more credit card options like this one, please click the link below. 

At a Glance

The Wells Fargo Visa Signature® Card is a solid travel reward credit card for those who want to make the most of their spending within an introductory period. The card earns 5x points on gas, groceries, and drugstore purchases within the first six months of opening an account. After that, cardholders earn 1x points – points that are valid for five years. Cardholders also receive 0% intro APR on balance transfers and purchases for the first 15 months, all for no annual fee.

Ideal for Those Who:

  • Travel often and want to earn bonus rewards
  • Frequently spent on gas, groceries, and drugstore purchases
  • Want a lengthy 15-month 0% intro APR period for purchases and balance transfers
  • Want to protect your cell phone from damage or theft

Wells Fargo Visa Signature® Card Review  

The Wells Fargo Visa Signature® Card is ideal for those who love to rack up points on regular spending, and then use them for traveling. For the first six months after opening an account, travelers can get 5x rewards points for up to $12,500 spent on gas, groceries, and drugstore purchases. They can also get 1x points on all other purchases.

0% Intro APR on Purchases and Balance Transfers

Cardholders also benefit from no annual fee, as well as a special 0% introductory APR on both purchases and balance transfers for the first 15 months. Many rewards cards offer introductory APR offers, but few can match the Wells Fargo Visa Signature’s 15 months.

The fact that the Wells Fargo Visa Signature offers the same lengthy intro period on purchases as the bank’s Rewards Card is one thing, but offering 15 months of 0 APR on balance transfers takes the Wells Fargo Visa Signature Credit Card to the next level of performance.

Travel Perks

Travelers who use the Wells Fargo Visa Signature® Card will reap many benefits in the form of rewards and travel protections. Points earned can be redeemed for airfare, hotels, car rentals, cruises, and cash. Points are also 50% more valuable when they’re redeemed for airfare, and they aren’t subject to blackout dates, advance booking requirements, or minimum stay conditions. One downside to the impressive point-earning potential of the card is that points expire in five years.

Other Card Features

Cardholders can also vacation with peace of mind knowing they’ll receive trip cancellation protection, lost luggage reimbursement, travel accident insurance, and auto rental collision coverage. They’ll also have access to insider access to entertainment, sporting, and other popular events through Visa Signature benefits, plus access to their FICO credit score every month – free of charge.

Should You Apply for the Wells Fargo Visa Signature® Card?

The Wells Fargo Visa Signature® Card offers holders robust benefits and a quality introductory APR offer – all for no annual fee. The ability to earn 5x reward points on gas, grocery, and drugstore purchases for the first six months is very impressive, as is the 50% increased value when redeeming points towards airfare. 

While points expiring after five years is a big letdown, for those who don’t like their points to linger, the Wells Fargo Visa Signature is certainly a great option for those looking for a new travel rewards credit card.

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