At a Glance
The State Farm® Good Neighbor Visa® is a low APR credit card designed for those who want a competitive APR for everyday living. The card offers an impressive introductory offer of 0% APR for 12 months on both balance transfers and purchases, followed by a highly competitive typical APR after that for those with exceptional credit. The card also benefits from no annual fees, as well as the full complement of purchase and fraud protection you’d expect from Visa.
Ideal for Those Who:
- Don’t want to pay an annual fee
- Want a 0% intro APR on both balance transfers and purchases for 12 months
- Plan on carrying a balance on your card
State Farm® Good Neighbor Visa® Review
The State Farm® Good Neighbor Visa® is a low APR credit card from State Farm Bank that is geared towards those that want a competitive APR for every purchase they make. The card features an enticing introductory offer of 0% APR for the first 12 months on both balance transfers and payments, and then a very competitive APR for those with exceptional credit after that.
The low APR of the State Farm® Good Neighbor Visa® makes it an excellent choice for those that are looking for a simple, straightforward credit card and plan to carry a balance. It’s also a great option not only for those who want to use the card to make balance transfers within the first year of membership but also for those who may want to make a balance transfer further down the line as well.
While the card does charge foreign transfer fees, unlike some other similar cards, it really shouldn’t put people off, because this isn’t the type of card generally used for the globetrotters out there. Rather, the State Farm® Good Neighbor Visa® is designed for occasional use and for maintaining a balance where needed, not buying an Americano under the Eiffel Tower.
The card also benefits from no annual fees and a suite of features and protections from Visa. These benefits include comprehensive account fraud monitoring, identity theft protection, Apple Pay integration, and auto rental collision damage protection. And while the State Farm® Good Neighbor Visa® may not be a travel rewards card, if you do plan to use it while exploring, Visa offers 24/7 emergency travel assistance and $250,000 in travel insurance.