Regions Visa® Business Enhanced Credit Card

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Last updated on July 20th, 2021

Regions Visa® Business Enhanced Credit Card

Regions Visa® Business Enhanced Credit Card

Regions Visa® Business Enhanced Credit Card
  • Regular Purchase APR 13.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • 0% introductory APR for 6 months on purchases
  • Your business can earn 1 point for each $1 spent on qualifying purchases
  • Save up to 15% on business purchases with designated merchants through the Visa SavingsEdge
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 13.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR: 13.74% to 24.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $49
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Regions Visa® Business Enhanced Credit Card

Regions Visa® Business Enhanced Credit Card

Terms & Conditions

At a Glance

Small business owners that want to avoid paying annual fees or interest on purchases for 6 months can look to the Regions Visa® Business Enhanced Credit Card. Cardholders can also earn points for all of their qualifying purchases without bouncing between categories from quarter to quarter.

Ideal for Those Who:

  • Can make headway in your business with 0% interest on purchases for 6 months
  • Want to earn points on purchases that can be redeemed for gift cards, cash, and other rewards
  • Are interested in a 15% discount on business purchases through Visa SavingsEdge

Regions Visa® Business Enhanced Credit Card Review

The Regions Visa® Business Enhanced Credit Card offers you a straightforward way of earning points on the purchases you’re already making for the office. These points can then be redeemed for a number of rewards, such as gift cards, or be credited to your regions account. Extra savings are also attainable through the Visa SavingsEdge program in the form of 15% discounts on business purchases from select merchants.

Purchases made with the Regions Visa® Business Enhanced Credit Card are protected thanks to your Visa® Signature benefits, but you can keep an eye on your transactions through activity verification alerts you set up and online account management through your smartphone. Should you find yourself in a tough spot while traveling with this card though, know that you can also rely on Visa Travel and Emergency Assistance and a handy Visa Auto Rental Collision Damage Waiver should you need to.

Should You Apply for the Regions Visa® Business Enhanced Credit Card?

Like the Regions Visa® Business Card, the Regions Visa® Business Enhanced Credit Card  boasts of a 0% intro APR on purchases but struggles in many other areas. For starters, that intro period is only six months – many other business cards from bigger banks pack a much longer punch (see the Capital One Spark cards, for example).

Additionally, the fees with card are higher than those found elsewhere. Balance transfers incur a 4% fee, as do cash advances. Typically, these fees with larger banks tend to be around 3%. That might not seem like much but those numbers add up quickly.

Browse Other Regions Bank Card Offers:

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