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Regions Life Visa® Credit Card
0% Intro APR for 15 Months
- Regular Purchase APR 11.99% to 21.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 11.99% to 21.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 24.99% variable based on the Prime Rate
- Annual Fee None
- Credit Needed Excellent
- Intro Purchase APR 0% for 15 months from account opening date
- Processing Network Visa
- 0% introductory APR for 15 months on purchases that post in the same period
- 0% introductory APR for 15 months on balance transfers that post within 60 days of account opening
- Use instead of cash for everyday purchases to help you manage
- No annual fee
- Intro Purchase APR: 0% for 15 months from account opening date
- Regular Purchase APR: 11.99% to 21.99% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 15 months from account opening date
- Balance Transfer APR: 11.99% to 21.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
- Cash Advance APR: 24.99% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
- Penalty APR: 28.99% variable based on the Prime Rate
- Late Payment Penalty Fee: Up to $39
- 20% off + Free Shipping on Fanatics.com orders of $49+ – Offer Expires on April 15, 2021 – See Details
- Stay 3, Pay 2 – Offer Expires on April 30, 2021 – See Details
- Stay 3, Pay 2 – Offer Expires on December 22, 2021 – See Details
- Save 10% on Select Regularly Priced Jewelry – Offer Expires on February 03, 2022 – See Details
- Save 10% and complimentary daily breakfast for two with Preferred Hotels – Offer Expires on March 31, 2022 – See Details
- Save $25 in the US with 1-800-GOT-JUNK? – Offer Expires on December 31, 2021 – See Details
- Save 15%* off the Merchandise Value** of your purchase with promotion code VISA38 – Offer Expires on December 31, 2021 – See Details
- Save 15%* off the Merchandise Value** of your purchase at Harry & David – Offer Expires on December 31, 2021 – See Details
- Troon® Golf for Visa Infinite – Offer Expires on January 26, 2022 – See Details
- Sonoma Wine Tastings 2:1 Offer with a Visa Signature or Visa Infinite Card – Offer Expires on December 31, 2021 – See Details
- View All Deals –
At a Glance
If you’re in the market for a balance transfer card, the Regions Life Visa® Credit Card features an intro balance transfer APR of 0% for 15 months that can help you get back on your feet. Coupled with the numerous fees that this card waives, your finances will be off and running again in no time.
Ideal for Those Who:
- Want an intro balance transfer APR of 0% for 15 months for balances posted within 60 days of the account opening
- Also want a card featuring an intro purchase APR of 0% for 15 months for purchases posted in the same time period
- Don’t care for annual fees or foreign transaction fees
Regions Life Visa® Credit Card Review
When it comes to the Regions Life Visa® Credit Card, if the 0% introductory annual percentage rate for 15 months on balance transfers doesn’t lure you in, the 0% introductory annual percentage rate for 15 months on purchases likely will. There are also no annual fees or foreign transaction fees to worry about, which should be a weight off the shoulders for anyone using this card while traveling abroad for work or leisure.
Though the Regions Life Visa® Credit Card is noticeably lacking when it comes to the rewards that similar cards in the space may offer, that value that you can get from not paying interest for 15 months on purchases and balance transfers can add up to equally impressive levels, especially if you’re bringing a hefty debt from elsewhere. Reassuringly, this card does include popular Visa® benefits with everyday applications, such as extended product warranty protection, roadside dispatch services, and travel and emergency assistance services.
