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Regions Life Visa® Credit Card

Regions Life Visa® Credit Card

0% Intro APR for 15 Months

Regions Life Visa® Credit Card
  • Regular Purchase APR 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent
  • Intro Purchase APR 0% for 15 months from account opening date
  • Processing Network Visa
Best Benefits
  • 0% introductory APR for 15 months on purchases that post in the same period
  • 0% introductory APR for 15 months on balance transfers that post within 60 days of account opening
  • Use instead of cash for everyday purchases to help you manage
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for 15 months from account opening date
  • Regular Purchase APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months from account opening date
  • Balance Transfer APR: 13.49% to 23.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 4% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 4% of the amount of each cash advance, whichever is greater
  • Penalty APR: 29.99% variable based on the Prime Rate
  • Late Payment Penalty Fee: Up to $39
Credit Card Deals
  • Complimentary EZ Mini Crunchies (60g) when you spend S$120 - Offer Expires on December 31, 2020 - See Details
  • 10% off museum entry - Offer Expires on December 31, 2020 - See Details
  • Save up to 55% on London theater tickets - Offer Expires on December 31, 2020 - See Details
  • Save an extra 10% on Tower of London access tickets - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Alamo® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save 5% with Enterprise Rent-A-Car® at participating locations - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The Paris Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% on The London Explorer Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Barcelona Pass - Offer Expires on December 31, 2020 - See Details
  • Save an extra 5% when you purchase your Go Bangkok Pass - Offer Expires on December 31, 2020 - See Details
  • View All Deals -

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At a Glance

If you’re in the market for a balance transfer card, the Regions Life Visa® Credit Card features an intro balance transfer APR of 0% for 15 months that can help you get back on your feet. Coupled with the numerous fees that this card waives, your finances will be off and running again in no time.

Ideal for Those Who:

  • Want an intro balance transfer APR of 0% for 15 months for balances posted within 60 days of the account opening
  • Also want a card featuring an intro purchase APR of 0% for 15 months for purchases posted in the same time period
  • Don’t care for annual fees or foreign transaction fees

Regions Life Visa® Credit Card Review

When it comes to the Regions Life Visa® Credit Card, if the 0% introductory annual percentage rate for 15 months on balance transfers doesn’t lure you in, the 0% introductory annual percentage rate for 15 months on purchases likely will. There are also no annual fees or foreign transaction fees to worry about, which should be a weight off the shoulders for anyone using this card while traveling abroad for work or leisure.

Though the Regions Life Visa® Credit Card is noticeably lacking when it comes to the rewards that similar cards in the space may offer, that value that you can get from not paying interest for 15 months on purchases and balance transfers can add up to equally impressive levels, especially if you’re bringing a hefty debt from elsewhere. Reassuringly, this card does include popular Visa® benefits with everyday applications, such as extended product warranty protection, roadside dispatch services, and travel and emergency assistance services.