JetBlue Business Card
Earn Up to 60,000 Bonus Points
- Regular Purchase APR 15.99% or 24.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR 15.99% or 24.99% variable based on creditworthiness and the Prime Rate
- Cash Advance APR 25.24% variable based on the Prime Rate
- Annual Fee $99
- Credit Needed Excellent
- Processing Network Mastercard
- 6X points on JetBlue purchases
- 2X at restaurants and grocery stores
- 1X on all other purchases
- Free first checked bag for up to 3 companions on the same reservation
- 50% savings on inflight purchases
- 5,000 bonus points every account anniversary
- Complimentary employee cards with individual credit lines and single purchase credit limits
- Regular Purchase APR: 15.99% or 24.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 15.99% or 24.99% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $5 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 25.24% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
- Annual Fee: $99
- Foreign Transaction Fee: None
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: $39
At a Glance
The JetBlue Business Card takes the strengths of its consumer travel card and adds business-oriented perks such as 2X points for office supplies and free employee cards with customizable limits. The result: a point-earning juggernaut with a 60,000 sign up bonus that would do well in the back pocket of the business owner who frequently travels within the U.S.
Ideal for Those Who:
- Have members of your business that regularly travel within the United States or the Caribbean
- Frequently taking clients or staff to dine at restaurants
- Always want to stay connected to the business even when in the air
- Would like the option to redeem points for flights for employees in addition to the primary cardholder
JetBlue Business Card Review
Ideal for the frequently flying business owner, the JetBlue Business Card has convenient business spending and travel-related perks that make it well worth the $99 annual fee. The most notable draw is the card’s whopping 60,000 point sign up bonus which will set cardholders up with enough points for an immediate roundtrip flight (and then some). Next is the impressive rewards scale: 6X points per dollar spent on JetBlue flights, 2X points for restaurants and office supplies, and 1X for everything else.
When it comes to getting rewarded for everyday spending, the JetBlue Business Card brings you 6 times closer to earning a free flight every with client lunch, team dinner, pack of envelopes or software purchase. There is no cap on point earnings and points never expire, which makes this card particularly beneficial to companies with a remote-based team. JetBlue’s pooling feature allows cardholders to redeem flights for others, meaning your employees are only one click away from attending teambuilding events or important client meetings. Plus, a free checked bag for up to 3 companions, 50% off inflight food and beverage purchases, complimentary travel assistance, and complimentary vehicle rental insurance sweeten an already great deal.
Complimentary Employee Cards
In addition to the sizeable point-earning potential on regular business expenditures, employers are sure to be delighted by the free employee cards that also have point-earning potential. The JetBlue Business Card keeps owners in control by allowing cardholders to establish single purchase limits, cash back limits, and individual credit lines that can be monitored in a single consolidated statement. Not only does JetBlue make managing employee cards a convenience process but doing so will enable cardholders to earn the entirety of the signup bonus points. After receiving the initial 50,000 points from spending $1000 the first 90 days of opening an account – a very reasonable amount considering the size of this bonus – there’s an opportunity to earn another 10,000 points for making a purchase of any amount on an employee card.
Be Wary of the Annual Fee
Even with the considerable earning potential of the JetBlue Business Card, it may not be ideal for newer business owners. A still-growing business may not find free flights make this card worth the $99 annual fee unless there’s an already established need for travels. Startups and small shop owners may find more immediate value from a cash back business card that puts money back into company coffers. This is doubly the case as the JetBlue Business Card lacks an introductory APR for purchases or balance transfers to help accommodate for the large business expenditures a new business would typically face.
No Priority Boarding
Those who are hoping for a luxurious flight experience may be left wanting as JetBlue’s business card does not offer priority boarding or lounge access. Still, it’s a small price to pay in the face of so many other great benefits. One of JetBlue’s biggest appeals doesn’t involve the credit card at all. Fly-Fi is JetBlue’s free in-air wi-fi that’s available to all passengers regardless of whether you’re flying coach or first-class. Anyone traveling for business would hardly be opposed to being able to use their flight for extra hours of preparation for that big presentation or sales meeting.
Should You Apply for the JetBlue Business Card?
Overall, the JetBlue Business Card has powerful earning capabilities, 6X for JetBlue purchases and 2X for restaurants and office supplies and is well worth the $99 annual fee. While this card offers much by way of assistance with large upcoming expenditures, it is an excellent option for everyday business charges. Solo practitioners, remote-based teams, and mid-sized companies alike will find the JetBlue Business Card very rewarding.