ExxonMobil™ Smart Card

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Last updated on June 17th, 2021

ExxonMobil™ Smart Card

30¢ Off Every Gallon During First 2 Months

ExxonMobil™ Smart Card
  • Regular Purchase APR 26.49% variable based on the Prime Rate
  • Cash Advance APR 29.95% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Mastercard
Best Benefits
  • Get $6 back when you make 3 mobile transactions within 2 months from your account open date with the Exxon Mobil Rewards+ app
  • Get 30¢ off each gallon of Synergy™ fuel for the first 2 months
  • View monthly itemized fuel costs for each card in your account
  • No annual fee
  • No foreign transaction fees
Rates & Fees
  • Regular Purchase APR: 26.49% variable based on the Prime Rate
  • Cash Advance APR: 29.95% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 5% of the amount of each transaction, whichever is greater
  • Late Payment Penalty Fee: Up to $40
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At a Glance

The ExxonMobil™ Smart Card is a gas rewards credit card helps drivers save money on every gallon of gas they pump, and it tracks their fuel costs online. Cardholders who apply through the Exxon Mobil Rewards+ app can get 30 cents off every gallon of Synergy fuel for the first two months after opening their account.

Ideal for Those Who:

  • Frequently purchase gasoline
  • Fill up at Exxon or Mobil locations
  • Don’t want to pay an annual fee

ExxonMobil™ Smart Card Review

With the rising cost of gasoline, cardholders can find some relief with the ExxonMobil™ Smart Card.

Additional Value Through the Speedpass App

Applying through the Speedpass+ app will get cardholders 50 cents off every gallon of Synergy fuel for the first two months, and applying without it will take 12 cents off every gallon of Synergy fuel for the first two months.

How to Earn Rewards Every Day

Once the first two months are up, they’ll save 6 cents on every gallon of gas they pump. The ExxonMobil™ Smart Card lets cardholders track fuel costs with monthly itemization for each card on their account, and they can make scheduled payments online.

Should You Apply for the ExxonMobil™ Smart Card?

Gas reward card may not be ideal for everyone. For those who frequently fill-up at Exxon and Mobil, however, the ExxonMobil™ Smart Card is an excellent option to consider. The card earns 12 cents off every gallon of Synergy fuel for the first two months and 6 cents per gallon after that. Applying through the Speedpass app increases this introductory bonus to a massive 50 cents per gallon for the first two months.

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