Amtrak Guest Rewards® World Mastercard®

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Last updated on December 29th, 2021


Please note that this credit card offer is currently unavailable. To view more credit card options like this one, please click the link below. 

At a Glance

For those who prefer to travel with Amtrak, the Amtrak Guest Rewards® World Mastercard® is a smart piece of plastic to have around, as it rewards card members early and often.

Ideal for Those Who:

  • Travel often
  • Frequently make purchases with Amtrak
  • Are looking for a travel credit card with no foreign transaction fees
  • Wish to earn points through the Amtrak Guest Rewards® program

Amtrak Guest Rewards® World Mastercard® Review

The Amtrak Guest Rewards® World Mastercard® is a quality credit card from train-fanatics and commuters alike.

Introductory Bonus Offer

New Amtrak Guest Rewards® World Mastercard® enjoy a complimentary Companion Coupon, One-Class Upgrade, and a Single-Visit Station Lounge Pass. Also, new accounts earn 20,000 bonus points after spending at least $1,000 on purchases within the first 90 days of account opening – redeemable via the Amtrak Guest Rewards® program.

How to Earn Points

While working towards reaching that $1,000 mark within the first three months, cardholders will also be accumulating additional points. For every dollar spent with Amtrak, cardholders earn three points, while other qualifying travel purchases earn 2X points. All other expenses net one point per dollar.

Amtrak Guest Rewards

The Amtrak Guest Rewards Card earns points towards the Amtrak Guest Rewards loyalty program. While that program might not be familiar with many, it offers significant value. Amtrak Guest Rewards points are among the most valuable rewards points, with a current value of approximately 2.5 cents per point.

The best option for redeeming points with the program is towards free travel on the Amtrak network. Points also apply for upgrades, services, and other options. Amtrak Rewards also transfer to a variety of other programs, including Choice Hotels, Hertz, Hilton Honors, and Wyndham Rewards. Cardholders also benefit from a 5% award travel rebate when they book their redemption travel through Amtrak.

Other Card Features

Other card features include no annual fee, Visa card protection, and free FICO Score alerts. Plus, cardholders can make purchases internationally or in foreign currencies without incurring any foreign transaction fees.

Should You Apply for the Amtrak Guest Rewards® World Mastercard®?

Is the Amtrak Guest Rewards® World Mastercard® worth applying for? That depends on the travel preferences of the potential applicants. For those that love to ride the rails or those who use the Amtrak system to commute to work, the card offers exceptional value for money.

The card – and the Amtrak Guest Rewards program – provide value on everyday travel. The addition of 2X points on other travel-related purchases is another nice perk for those who want a card that gets them to their next free fare.

For those who don’t use the Amtrak system, however, there are many better offers available from Bank of America.

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