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Union Bank Bank Freely™ Rewards Visa® Credit Card
Union Bank Bank Freely™ Rewards Visa® Credit Card
- 17.74% to 27.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 17.74% to 27.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.00% variable based on the Prime Rate Cash Advance APR
- 0% for 12 months from account opening date Intro Purchase APR
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 1.5% unlimited cash back for every $1 spent
- 25% reward bonus when you redeem into your Union Bank checking or savings account
- 50% reward bonus when you redeem as a principal reduction payment to your Union Bank mortgage
- 0% introductory APR on purchases and balance transfers for 12 months from account opening date
- No annual fee
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 17.74% to 27.74% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from account opening date
- Balance Transfer APR: 17.74% to 27.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.00% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $35
- N/A
Union Bank Business Preferred™ Rewards Visa® Credit Card
Union Bank Business Preferred™ Rewards Visa® Credit Card
- 15.74% to 24.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 15.74% to 24.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.00% variable based on the Prime Rate Cash Advance APR
- 0% for 6 months from account opening date Intro Purchase APR
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 5 points per $1 spent, up to $25,000 annually, on business expense net purchases
- Earn 2 points per $1 spent, up to $25,000 annually, on gas station and restaurant net purchases
- Earn 1 point per $1 spent on all other purchases
- 0% introductory APR on purchases for 6 months after opening an account
- No annual fee
- Intro Purchase APR: 0% for 6 months from account opening date
- Regular Purchase APR: 15.74% to 24.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer APR: 15.74% to 24.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.00% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: $35
- Over Limit Penalty Fee: $35
- N/A
Union Bank Business Platinum™ Visa® Credit Card
Union Bank Business Platinum™ Visa® Credit Card
- 13.74% to 21.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 13.74% to 21.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.00% variable based on the Prime Rate Cash Advance APR
- 0% for 6 months from account opening date Intro Purchase APR
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 0% introductory APR for 6 months from account opening date on purchases and balance transfers
- Low regular APR after introductory APR offer ends
- No annual fee
- Chip security and 24/7 online account access
- Intro Purchase APR: 0% for 6 months from account opening date
- Regular Purchase APR: 13.74% to 21.74% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 6 months from account opening date
- Balance Transfer APR: 13.74% to 21.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.00% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $39
- Return Payment Penalty Fee: $35
- Over Limit Penalty Fee: $35
- N/A
Union Bank Business Secured Visa® Credit Card
Union Bank Business Secured Visa® Credit Card
- 17.74% variable based on the Prime Rate Regular Purchase APR
- 17.74% variable based on the Prime Rate Balance Transfer APR
- 29.00% variable based on the Prime Rate Cash Advance APR
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Establish your personal and business credit history with responsible use
- Chip security included
- 24/7 online account access
- Easily set spending limits and establish alerts
- Regular Purchase APR: 17.74% variable based on the Prime Rate
- Balance Transfer APR: 17.74% variable based on the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 5% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.00% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Annual Fee: $25
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: $35
- Minimum Deposit Required: Disclosed after account opening
- N/A
Union Bank Preferred Rewards Visa® Credit Card
Union Bank Preferred Rewards Visa® Credit Card
- 17.74% to 27.74% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 17.74% to 27.74% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 29.00% variable based on the Prime Rate Cash Advance APR
- 0% for 12 months from account opening date Intro Purchase APR
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn 5 points per $1 spent, up to $6,000 annually, on mobile wallet net purchases
- Earn 3 points per $1 spent, up to $6,000 annually, on restaurant net purchases
- Earn 2 points per $1 spent, up to $6,000 annually, on gas and grocery store net purchases
- Earn 1 point per $1 spent on all other purchases
- Get a 25% reward bonus when you redeem points as a deposit to a Union Bank checking, savings, or money market account
- Get a 50% reward bonus when you redeem points as a principal reduction payment to a Union Bank mortgage
- Intro Purchase APR: 0% for 12 months from account opening date
- Regular Purchase APR: 17.74% to 27.74% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 12 months from account opening date
- Balance Transfer APR: 17.74% to 27.74% variable based on creditworthiness and the Prime Rate
- Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
- Cash Advance APR: 29.00% variable based on the Prime Rate
- Cash Advance Transaction Fee: Either $15 or 5% of the amount of each cash advance, whichever is greater
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $37
- Return Payment Penalty Fee: Up to $35
- N/A
You’ve viewed 5 of 8 credit cards
Union Bank Credit Cards
Union Bank offers a wide range of credit cards for personal and business use. The bank’s credit cards are all Visa products, meaning they enjoy a selection of important security features and benefits. Just some of the features applicants can anticipate from Union Bank credit cards include:
- Roadside Dispatch: Visa Roadside Dispatch is a pay-per-use towing and roadside assistance program. This program gives travelers peace of mind should they break down, anywhere, 24/7.
- Auto Rental Collision Damage Waiver: Receive coverage when you use your Visa to pay for the entire cost of car rental. This protection covers damage due to collision or theft.
- Cardholder Inquiry Service: 24/7 access to Visa customer service representatives who can provide detailed information for members in all major languages.
- Lost or Stolen Card Reporting: Visa will help you block your lost or stolen card and connect you with your bank.
- Emergency Card Replacement: Once connected with your bank, Visa will work with them to get you an emergency replacement card within one to three days. Conditions apply.
- Emergency Cash Disbursement: Visa can also work with your bank to help get your emergency cash until your new card arrives.
- Zero Fraud Liability: Cardholders pay nothing if their card is subject to unauthorized use or theft.
Visa business credit cards also come with additional features, like payment management by combining statements, additional employee cards, and business monitoring tools.
Union Bank is one of the few banks to offer a secured credit card for businesses. The Union Bank Business Secured Visa® Credit Card lets companies build credit with every business purchase – something rarely seen in a business credit card.
FAQs About Union Bank
Here are answers to common questions about Union bank, their services, and their credit cards:
- Like other banks, UnionBank customers can access Zelle by logging on to their mobile banking and selecting the Send/Receive Money tab.
- Union Bank’s routing number is different depending on the state you bank in:
- California: 122000496
- Oregon: 123000068
- Washington: 125000118
Find the Best Card for You
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