You can compare a maximum of 6 cards.
credit card icon

Charge Cards

Charge cards function like credit cards, but they typically have higher credit limits and require you to pay your balance in full each month. Charge cards are not as common as they used to be, but they still serve as another option for customers to consider. Browse credit cards from our partners below:

  • Regular Purchase APR 15.74% to 23.74% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR
  • Cash Advance APR
  • Annual Fee $295
  • Credit Needed Excellent , Good
  • Processing Network American Express
Best Benefits
  • Pick 2 categories for the 4X bonus
  • 4X points made directly from select technology providers of computer hardware, software, and cloud solutions
  • 4X points at gas stations
  • 4X points at restaurants
  • 4X points for shipping
  • 4X points on advertising (online, TV, radio)
  • Earn 1X points on all other purchases
  • Earn 25% points back after booking flights using 'Pay with Points'
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 15.74% to 23.74% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR:
  •  Balance Transfer Transaction Fee:
  •  Cash Advance APR:
  •  Cash Advance Transaction Fee:
  •  Penalty APR: 29.99% variable based on the Prime Rate
  •  Annual Fee: $295
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
  •  Return Payment Penalty Fee: $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent , Good

  • Regular Purchase APR 16.74% to 23.74% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee $150
  • Credit Needed Excellent
  • Processing Network American Express
Best Benefits
  • 3X points on travel (flights, hotels, transit, taxis, tours, ridesharing)
  • 3X points at restaurants worldwide
  • 1X points on all other purchases
  • $100 CLEAR statement credit each year
  • $100 Loungebuddy statement credit each year
  • $100 statement credit for Away luggage
  • Baggage insurance plan up to $1,250
  • Car rental loss and damage insurance
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 16.74% to 23.74% variable based on creditworthiness and the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR:
  •  Balance Transfer Transaction Fee:
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR: 29.99% variable based on the Prime Rate
  •  Annual Fee: $150
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

  • Regular Purchase APR 19.74% variable based on the Prime Rate
  • Intro Purchase APR
  • Balance Transfer APR
  • Cash Advance APR
  • Annual Fee $595
  • Credit Needed Excellent
  • Processing Network American Express
Best Benefits
  • Get 5X Membership Rewards® points on flights and prepaid hotels
  • Receive a $200 airline fee credit each calendar year
  • 1 year of Platinum Global Access from WeWork
  • Receive 50,000 Membership Rewards® points after spending $10,000 within 3 months
  • Receive extra 50,000 points spending an additional $15,000 within your first 3 months
  • Get 50% more points on purchases of $5,000 or more
  • Receive 35% points back when they’re used for flights
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR: 19.74% variable based on the Prime Rate
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR:
  •  Balance Transfer Transaction Fee: None
  •  Cash Advance APR:
  •  Cash Advance Transaction Fee: None
  •  Penalty APR: 29.99% variable, based on the Prime Rate, for Pay Over Time
  •  Annual Fee: $595
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: $39 or 2.99% of any past due Pay in Full amount, whichever is greater
  •  Return Payment Penalty Fee: $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

  • Regular Purchase APR
  • Intro Purchase APR
  • Balance Transfer APR
  • Cash Advance APR
  • Annual Fee $0 for the first year. After that, $250
  • Credit Needed Excellent
  • Processing Network American Express
Best Benefits
  • Receive 1.5% discount when you pay your bill within 10 days of your statement closing date
  • Up to 60 days to pay with no interest
  • Choose whether to receive your bill at the beginning, middle, or end of the month
  • Annual fee waived the first year
  • No preset spending limit
  • Employee Plum Cards for no additional fee
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR:
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR:
  •  Balance Transfer Transaction Fee: None
  •  Cash Advance APR:
  •  Cash Advance Transaction Fee: None
  •  Penalty APR:
  •  Annual Fee: $0 for the first year. After that, $250
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: $39 or 1.5% of the past due amount, whichever is greater
  •  Return Payment Penalty Fee: $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

  • Regular Purchase APR
  • Intro Purchase APR
  • Balance Transfer APR
  • Cash Advance APR 26.99% variable based on the Prime Rate
  • Annual Fee $595
  • Credit Needed Excellent
  • Processing Network American Express
Best Benefits
  • 5X Membership Rewards® Points on flights booked directly with airlines or with American Express Travel
  • 5X Membership Rewards® Points on prepaid hotels through amextravel.com
  • Annual $200 statement credit on airline incidentals
  • Statement credit for Global Entry or TSA Precheck
  • American Express Global Lounge Collection
  • $200 Uber savings and VIP Status
  • Complimentary Gold status in Marriott Bonvoy and Hilton Honors programs
  • Complimentary membership in premium car rental programs
  • Earn 50% more points on purchases of $5,000 or more
  • Get 35% points back on redemptions for flights
Rates & Fees
  •  Intro Purchase APR:
  •  Regular Purchase APR:
  •  Intro Balance Transfer APR:
  •  Balance Transfer APR:
  •  Balance Transfer Transaction Fee: None
  •  Cash Advance APR: 26.99% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater
  •  Penalty APR:
  •  Annual Fee: $595
  •  Foreign Transaction Fee: None
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: Up to $39
  •  Over Limit Penalty Fee: None
  •  Minimum Deposit Required:
  •  Credit Needed: Excellent

Advertiser Disclosure – BestCards is an independent, Florida-based credit card comparison platform. Many of the card offers that appear on this site are from companies from which BestCards receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCards does not include all card companies or all card offers available in the marketplace.