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UMB Bank Credit Cards

UMB Bank issues credit card products to a wide range of clients. Browse UMB Bank credit card offers below.

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Showing 4 Cards

Date Reviewed: January 03, 2020

UMB Direct Cash® Visa® Signature Credit Card

UMB Direct Cash® Visa® Signature Credit Card
  • Regular Purchase APR 14.49% to 26.49% APR, based on creditworthiness and variable with the Prime Rate
  • Balance Transfer APR 14.49% to 26.49% APR, based on creditworthiness and variable with the Prime Rate
  • Cash Advance APR 26.49%, variable with the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 1.25% cash back on monthly purchases up to $5,000
  • Earn 1.5% cash back on monthly purchases in excess of $5,000
  • No annual fee
  • Introductory APR of 0% on balance transfers made within 60 days of account opening, for 12 billing cycles after account approval
Rates & Fees
  • Regular Purchase APR: 14.49% to 26.49% APR, based on creditworthiness and variable with the Prime Rate
  • Intro Balance Transfer APR: 0% for the first 12 billing cycles for balances transferred within 60 days from account opening
  • Balance Transfer APR: 14.49% to 26.49% APR, based on creditworthiness and variable with the Prime Rate
  • Balance Transfer Transaction Fee: Three percent (3%) of the amount of the Balance Transfer, with a $15 minimum and no maximum
  • Cash Advance APR: 26.49%, variable with the Prime Rate
  • Cash Advance Transaction Fee: Three percent (3%) of the amount of the Cash Advance, with a $15 minimum and a $50 maximum
  • Foreign Transaction Fee: Two percent (2%) of the U. S. dollar amount of each Cash Advance or Purchase
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38

Date Reviewed: December 30, 2019

UMB Simply Rewards Visa Credit Card

UMB Simply Rewards Visa Credit Card
  • Regular Purchase APR 13.49% to 21.49% variable based on creditworthiness the Prime Rate
  • Balance Transfer APR 13.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 26.49% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Good , Fair
  • Intro Purchase APR 0% for the 12 months from account opening date
  • Processing Network Visa
Best Benefits
  • 3X points for every $1 spent on gas, groceries, discount stores, restaurants, and fast food
  • Earn 1X point for every $1 spent on all other qualifying purchases
  • 0% APR on purchases and balance transfers for 12 months
  • No annual fee
Rates & Fees
  • Intro Purchase APR: 0% for the 12 months from account opening date
  • Regular Purchase APR: 13.49% to 21.49% variable based on creditworthiness the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 13.49% to 21.49% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $15 or 3% of each cash advance, whichever is greater
  • Cash Advance APR: 26.49% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $15 or 3% of each cash advance, whichever is greater
  • Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38

Date Reviewed: December 30, 2019

Farm Sanctuary Visa® Credit Card

Farm Sanctuary Visa® Credit Card
  • Regular Purchase APR 15.49% to 19.49%, based on creditworthiness and variable with the Prime Rate
  • Balance Transfer APR 15.49% to 19.49%, based on creditworthiness and variable with the Prime Rate if your balance transfer is treated as a Purchase, or 26.49% if your balance transfer is treated as a Cash Advance
  • Cash Advance APR 26.49%
  • Annual Fee None
  • Credit Needed Good , Fair
  • Processing Network Visa
Best Benefits
  • A donation of $50 is made to Farm Sanctuary after each credit card account is approved and used within the first 90 days of approval
  • Each time the card is used, 0.5% of the amount of each purchase is donated to Farm Sanctuary
  • No annual fee
  • 0% introductory APR on balance transfers for 12 months, when balance transfer is completed within 90 days of opening an account
Rates & Fees
  • Regular Purchase APR: 15.49% to 19.49%, based on creditworthiness and variable with the Prime Rate
  • Intro Balance Transfer APR: 0% APR for the first 12 billing cycles for balances transferred within 60 days from account opening
  • Balance Transfer APR: 15.49% to 19.49%, based on creditworthiness and variable with the Prime Rate if your balance transfer is treated as a Purchase, or 26.49% if your balance transfer is treated as a Cash Advance
  • Balance Transfer Transaction Fee: Three percent (3%) of the amount of the Balance Transfer, with a $15 minimum and no maximum.
  • Cash Advance APR: 26.49%
  • Cash Advance Transaction Fee: Three percent (3%) of the amount of the Cash Advance, with a $15 minimum and a $50 maximum.
  • Foreign Transaction Fee: Two percent (2%) of the U.S. dollar amount of each Cash Advance or Purchase
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38

Date Reviewed: October 01, 2019

DC Power Visa®

DC Power Visa®
  • Regular Purchase APR 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer APR 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 27.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn 2,500 points and $50 Fandango promo code after spending $500 within the first 90 days
  • 3X points on entertainment
  • 2X points on dining & gas
  • 1X points on everything else
  • Customizable card design
  • No annual fee
  • 10% off purchases at shopdcentertainment.com
  • 10% off purchases at shopdcentertainment.com
  • 20% off WB Studio Tour Hollywood and merchandise
Rates & Fees
  • Regular Purchase APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 12 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 15.74% to 25.74% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: $15 or 3% of the amount of each balance transfer, whichever is greater
  • Cash Advance APR: 27.74% variable based on the Prime Rate
  • Cash Advance Transaction Fee: $15 or 3% of the amount of each cash advance, whichever is greater
  • Foreign Transaction Fee: 2% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $38
  • Return Payment Penalty Fee: Up to $38

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