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Paceline Credit Card
Paceline Credit Card
- 17.49% to 31.49% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 31.49% variable based on creditworthiness and the Prime Rate Cash Advance APR
At a Glance
The Paceline Credit Card is a fitness credit card that offers cash back on health and wellness purchases – with more rewards, the more you exercise. The card offers up to 5% back on eligible purchases and features a $60 annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Earn up to 5% cash back on Health & Wellness purchases when maintaining a Paceline Streak
- Earn 2.5% back on Health & Wellness purchases outside of Paceline Streaks
- Earn up to 3% back on every dollar spent on all other net purchases
- Visa Signature benefits and protections
- Regular Purchase APR: 17.49% to 31.49% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 31.49% variable based on creditworthiness and the Prime Rate
- Cash Advance Transaction Fee: Either5%of the amount of each advance or$10, whichever is greater
- Penalty APR: 31.49% variable based on the Prime Rate
- Annual Fee: $60
- Foreign Transaction Fee: 3%of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $25
- Over Limit Penalty Fee: See Terms
- You have an Apple iPhone or watch
- You're already a member of Paceline Rewards
- You need the motivation to stay fit
Affirm Debit+™ Card
Affirm Debit+™ Card
- See Terms Regular Purchase APR
At a Glance
The Affirm Debit+™ Card is a fee-free Buy Now, Pay Later debit card that links to an existing bank account. The card, from Affirm and Evolve Bank & Trust, allows users to split purchases of $100 or more with no credit score impact – and no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Pay up front, or pay over time—interest-free
- Split big purchases at 0% APR
- Regular Purchase APR: See Terms
- You're looking for a Buy Now, Pay Later service and not a credit card
- You meet the eligibility requirements for the card
- You do't want to pay an annual fee or any extraneous fees
Klutch Card
Klutch Card
- 5% to 25% variable based on creditworthiness and the Prime Rate Regular Purchase APR
At a Glance
The Klutch Card is a fresh look at the tired, old credit card. Instead of relying on the tried and true features, Klutch offers an ever-increasing number of apps and integrations, which seamlessly link with the card and offer a unique, customized experience. Even better, the Klutch card earns up to 6% cash back on purchases, features no hidden fees, and offers an exceptionally-low APR (for some).
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- No foreign transaction fees
- Endless integrations via MiniApps. You can even create your own integrations
- Earn up to 6% cash back on eligible purchases
- Regular Purchase APR: 5% to 25% variable based on creditworthiness and the Prime Rate
- Foreign Transaction Fee: 3% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $40
- Return Payment Penalty Fee: Up to $40
- You don’t want to pay an annual fee
- You enjoy adding integrations and apps to your card – a unique feature not found on any other card
- You understand coding and want to create custom integrations for your shopping and budget needs
Step Card
Step Card
At a Glance
The Step Card is a Visa debit card for teens from Evolve Bank & Trust. The card lets parents teach their kids about finances while earning rewards on eligible purchases - with no hidden fees.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- No annual fee
- Earn cash back or crypto as your build credit
- Parental controls including real-time notifications, balance tracking, merchant category blocks, mobile payments, and more
- Intuitive mobile app
- Foreign Transaction Fee: See Terms
- You have a teenager you want to whom you help provide a financial education
- You want your kids to have a good degree of financial independence
- You do't want to pay a subscription fee
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About Evolve Bank & Trust
Evolve Bank & Trust (sometimes stylized EB&T or Evolve Bank) is an Arkansas-based bank that traces its history back nearly 100 years. The bank’s history began in June of 1925 when the bank, then known as First State Bank, assumed the primary financial institution in eastern Cross County, Arkansas. By 1932 the bank was FDIC-insured, and it enjoyed continued growth through the 1960s.
Today, Evolve Bank & Trust operates a handful of locations across Arkansas and Western Tennessee, including the bank’s headquarters in Memphis.
Evolve Bank & Trust Credit and Debit Cards
While Evolve Bank & Trust doesn’t offer proprietary credit cards, it does provide payment solutions for leading companies and fintechs. These payment processing solutions include co-branded credit cards.
Evolve Bank & Trust currently offers two credit cards and a debit card – all for personal use. The two credit cards (the Bilt Mastercard® and Paceline Credit Card) feature rewards designed for specific audiences (renters and fitness enthusiasts, respectively, while the sole debit card offering (the Affirm Debit+™ Card) provides a unique mix of debit card and Buy Now, Pay Later (BNPL) service.
FAQs About Evolve Bank & Trust
Here are some commonly asked questions (and their answers) about Evolve Bank & Trust:
Yes. Evolve Bank & Trust is an FDIC-insured bank that accepts deposits, makes loans, and provides mortgage solutions, card facilities, and online banking services.
Evolve’s ACH Routing Number is 084108957
MyCardRules™ is an easy-to-use mobile app that lets you set card controls, add restrictions and receive transaction alerts.
Find the Best Card for You
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