Evolve Bank & Trust Credit Cards

First Evolve Bank & Trust is an Arkansas-based bank that issues credit cards for leading companies. Browse credit card offers from our partners below:

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Affirm Debit+™ Card

Affirm Debit+™ Card
  • Regular Purchase APR See Terms
  • Annual Fee None
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    No Credit Required
  • Processing Network Visa
Best Benefits
  • No annual fee
  • Pay up front, or pay over time—interest-free
  • Split big purchases at 0% APR
Rates & Fees
  • Regular Purchase APR: See Terms
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Paceline Credit Card

Paceline Credit Card
  • Regular Purchase APR 15.99% to 29.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR 29.99% variable based on creditworthiness and the Prime Rate
  • Annual Fee $60
  • Credit NeededBestCards.com uses a variation of FICO Score 8, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card.
    Excellent , Good
  • Processing Network Visa
Best Benefits
  • Earn up to 5% cash back on Health & Wellness purchases when maintaining a Paceline Streak
  • Earn 2.5% back on Health & Wellness purchases outside of Paceline Streaks
  • Earn up to 3% back on every dollar spent on all other net purchases
  • Visa Signature benefits and protections
Rates & Fees
  • Regular Purchase APR: 15.99% to 29.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance APR: 29.99% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either5%of the amount of each advance or$10, whichever is greater
  • Penalty APR: Up to 29.99% variable based on the Prime Rate
  • Annual Fee: $60
  • Foreign Transaction Fee: 3%of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
  • Late Payment Penalty Fee: Up to $25
  • Return Payment Penalty Fee: Up to $25
  • Over Limit Penalty Fee: See Terms
Credit Card Deals

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Join today!

About Evolve Bank & Trust

Evolve Bank & Trust (sometimes stylized EB&T or Evolve Bank) is an Arkansas-based bank that traces its history back nearly 100 years. The bank’s history began in June of 1925 when the bank, then known as First State Bank, assumed the primary financial institution in eastern Cross County, Arkansas. By 1932 the bank was FDIC-insured, and it enjoyed continued growth through the 1960s.

Today, Evolve Bank & Trust operates a handful of locations across Arkansas and Western Tennessee, including the bank’s headquarters in Memphis.

Evolve Bank & Trust Credit and Debit Cards

While Evolve Bank & Trust doesn’t offer proprietary credit cards, it does provide payment solutions for leading companies and fintechs. These payment processing solutions include co-branded credit cards.

Evolve Bank & Trust currently offers two credit cards and a debit card – all for personal use. The two credit cards (the Bilt Mastercard® and Paceline Credit Card) feature rewards designed for specific audiences (renters and fitness enthusiasts, respectively, while the sole debit card offering (the Affirm Debit+™ Card) provides a unique mix of debit card and Buy Now, Pay Later (BNPL) service.

FAQs About Evolve Bank & Trust

Here are some commonly asked questions (and their answers) about Evolve Bank & Trust:

  • Yes. Evolve Bank & Trust is an FDIC-insured bank that accepts deposits, makes loans, and provides mortgage solutions, card facilities, and online banking services.

  • Evolve’s ACH Routing Number is 084108957

  • MyCardRules™ is an easy-to-use mobile app that lets you set card controls, add restrictions and receive transaction alerts.

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