Zions Bank Clarity Visa® Credit Card

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Zions Bank Clarity Visa® Credit Card

Enjoy a Low Interest Rate and 0% Intro APR

Zions Bank Clarity Visa® Credit Card
  • Regular Purchase APR 9.75% to 18.75% variable based on the Prime Rate
  • Balance Transfer APR 9.75% to 24.25% variable based on the Prime Rate
  • Cash Advance APR 21.25% to 25.25% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Fair , Poor
  • Intro Purchase APR 0% for 6 months from account opening date
  • Processing Network Visa
Best Benefits
  • Enjoy one of Zions Bank's lowest rates available
  • No annual fee, foreign transaction fee, nor late fee
  • 0% intro APR on purchases (for 6 months) and balance transfers (for 15 months)
  • Cell phone protection and contactless-enabled technology available
Rates & Fees
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 9.75% to 18.75% variable based on the Prime Rate
  • Intro Balance Transfer APR: 0% for 15 months on transfers made within 60 days from account opening date
  • Balance Transfer APR: 9.75% to 24.25% variable based on the Prime Rate
  • Balance Transfer Transaction Fee: Either $10 or 3% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 21.25% to 25.25% variable based on the Prime Rate
  • Cash Advance Transaction Fee: Either $10 or 3% of the amount of each cash advance, whichever is greater
Credit Card Deals

At a Glance

Keep things simple with the Zions Bank Clarity Visa® Credit Card. The card is equipped to benefit your pockets with low rates, no annual fee, no late fees, and more. If transparency is what you’re looking for in a credit card, you’ve come to the right place.

Ideal for Those Who:

  • Want a simple everyday credit card with no extra fees for ease of mind
  • Want to pay down debt with lower rates
  • Find value in additional protection services for travel, mobile, and more

Zions Bank Clarity Visa® Credit Card Review

Zions Bank is an established financial institution with over 140 years of history behind every transaction, making it one of the oldest financial institutions in the Intermountain West. With their many years of banking, credibility follows their many credit card products such as the Zions Bank Clarity Visa® Credit Card. The credit card name says it all: Clarity. It carries all the essential aspects of simplicity to your pocket (or your digital wallet) for secure everyday purchases.

Lowest Rates

The Zions Bank Clarity Visa® Credit Card offers one of the lowest rates available of all Zions Bank credit card products. Ideally, a low-rate credit card makes a convenient tool for everyday purchases without the worry of paying back high interest on simple purchases like everyday cups of coffee to get the morning started or afternoon lunches. The card is not only beneficial for everyday purchases, but it also comes in handy if you’re planning on any upcoming large purchases to ensure you’re not paying more than you must in the long run.

Balance Transfers

Additionally, you’ll have the support of an introductory APR on both purchases and balance transfers, which ties in perfectly with the low rates after that. So, if you’re looking to pay down existing debt and carry an old balance over, the low rates on balance transfers for the Zions Bank Clarity Visa® Credit Card can help you reach a personal finance goal. Get better rates while you chisel down at standing debt.

No Fees

If low rates on purchases and balance transfers weren’t enough, let’s not forget this card has no extra fees.

  • No late fees
  • No returned payment fees
  • No foreign transaction fees
  • No annual fee

We are all human, and unfortunately, there may be a time when we mistake our payment date for another. In which case, you won’t have to stress about a late fee with the Zions Bank Clarity Visa® Credit Card. And if you’re planning on travel, you’ll be pleased to learn this card has no foreign transaction fees, so feel free to spend a little extra on souvenirs on your next trip out of the country with care-free purchases.

Earn Uber Cash

Earn rewards through Visa Local Offers. Once you enroll your card on the Uber App, you’ll be able to browse places to go and use your card for a chance at earning Uber Cash. Earn Uber Cash with Visa Local Offers when you make a qualifying purchase at any of their 1,000+ featured restaurants, retailers, and coffee shops.

Other Benefits

There are many other incentives to becoming a Zions Bank Clarity Visa® Credit Card user. The benefits continue with the inclusion of extra services, protection, and travel perks.

  • 24/7 customer service
  • Card alerts
  • Tap To Pay
  • Roadside dispatch
  • Cell phone protection
  • Extended warranty
  • Mobile Fraud Alert Service
  • Travel accident insurance
  • Lost luggage assistance
  • Auto Rental collision damage waiver

Should You Apply for the Zions Bank Clarity Visa® Credit Card?

The Zions Bank Clarity Visa® Credit Card is a simple, transparent, and forward card of choice. When chipping down at existing debt, it is best with a low-rate credit card and even better if the credit card features no extra fees, just like the Zions Bank Clarity Visa® Credit Card. Have peace of mind that you won’t get charged a late fee for those moments in life where missing a payment may happen by accident. Enjoy introductory APR promotions, plus features like earning rewards through Visa Local Offers, travel benefits, and more. Overall, the Zions Bank Clarity Visa® Credit Card is an excellent choice if you’re looking for a simple card with low rates, no extra fees, and the added protection and travel features.