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Wescom Bruin Edge Visa® Credit Card

Cory Santos

| Last updated on December 12th, 2023

Wescom Bruin Edge Visa® Credit Card

Wescom Bruin Edge Visa® Credit Card
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BestCards refers to a variation of FICO Score 9, which is one of many different types of credit scores. A financial institution may use a different score when deciding whether to approve you for a credit card. Please note that the range shown here is our own estimation and not a guarantee of credit needed to be approved for any given card. Recommended Credit: Excellent / Good
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None Annual Fee

Wescom Bruin Edge Visa® Credit Card

  • 17.40% to 27.40% variable based on creditworthiness and the Prime Rate Regular Purchase APR
  • 17.40% to 27.40% variable based on creditworthiness and the Prime Rate Balance Transfer APR
  • 17.40% to 27.40% variable based on creditworthiness and the Prime Rate Cash Advance APR
  • 0% for 6 months from account opening date Intro Purchase APR

At a Glance

The Wescom Bruin Edge Visa® Credit Card offers Bruin fans the chance to earn lucrative rewards on select UCLA purchases, including campus eateries and single event UCLA ticket purchases. The card also offers two 0% intro APR periods, a 50,000-point sign-up bonus, and more – all for no annual fee.

  • Best Benefits
  • Rates & Fees
  • Why Should You Apply?
  • No annual fee
  • No foreign transaction fees
  • Earn 5X points on select UCLA purchases
  • Earn 1.5X points on all other purchases
  • 0% intro APR for 6 months on purchases and balance transfers
  • Intro Purchase APR: 0% for 6 months from account opening date
  • Regular Purchase APR: 17.40% to 27.40% variable based on creditworthiness and the Prime Rate
  • Intro Balance Transfer APR: 0% for 6 months from account opening date
  • Balance Transfer APR: 17.40% to 27.40% variable based on creditworthiness and the Prime Rate
  • Balance Transfer Transaction Fee: Either $2 or 2% of the amount of each transfer, whichever is greater
  • Cash Advance APR: 17.40% to 27.40% variable based on creditworthiness and the Prime Rate
  • Cash Advance Transaction Fee: Either $2 or 2% of the amount of each cash advance, whichever is greater
  • Late Payment Penalty Fee: Up to $15
  • Return Payment Penalty Fee: Up to $25
  • You want a card with no annual fee
  • You don’t want to pay a foreign transaction fee
  • You expect to make at least $2,500 in purchases in the first three months
  • You want to pay down a small balance in the first six months
  • You frequently attend UCLA Bruin sporting events
Wescom Bruin Edge Visa® Credit Card

Wescom Bruin Edge Visa® Credit Card

Terms & Conditions

Wescom Bruin Edge Visa® Credit Card Review

The Wescom Bruin Edge Visa® Credit Card is a rewards card that lets UCLA Bruins of any age show their Edge. The card offers the same great perks as the Bruin Choice Visa, but with greater availability than the Choice, which is only available to students.

$500 Cash Back Bonus

While the Bruin Edge Visa is very similar to the Bruins Choice Visa from Wescom, the Edge differs in its impressive introductory bonus. New accounts enjoy a one-time $500 bonus after making $2,500 in purchases with the card in the first three months from opening an account.

That sign-up bonus of $500 is 50,000 MyRewards points – the currency of Wescom Credit Union rewards cards. Those points have an estimated value of one cent per point, giving cardholders up to a $500 statement credit.

Earn Impressive UCLA Rewards

The Bruin Edge Visa offers 5X points per dollar spent on select UCLA Purchases, including a wide assortment of campus and neighboring merchants. These 5X merchants include:

  • Blaze Pizza
  • Southern Lights
  • Bruin Buzz
  • North Campus Student Center
  • Northern Lights
  • Lu Valle Commons
  • Jimmy’s Coffeehouse
  • Café 451
  • Anderson Café
  • Kerckhoff Café
  • Music Café
  • Wetzel’s Pretzel’s
  • Lollicup Express
  • Sweetspot
  • Taco Bell
  • Curbside
  • Café Synapse
  • UCLA Homestand in Pauley Pavilion
  • Joe Brewin’ in Pauley Pavilion
  • Fullcourt Press in Pauley Pavilion
  • Pavilion Market in Pauley Pavilion
  • Jersey Mike’s in Pauley Pavilion
  • Subway
  • Yoshinoya
  • Veggie Grill
  • Rubio’s
  • Panda Express
  • Kikka Sushi

Also included in the 5X category are Brookside Golf Course and Brookside Restaurant, concessions at the Rose Bowl Stadium and Pauley Pavilion, UCLA Athletics single-game tickets, and UCLA campus event tickets. 

All other purchases with the card earn a flat-rate 1.5X points per dollar spent, with no limit on the total number of rewards points earnable. As mentioned, points are redeemable through the MyRewards portal.

Intro APR Offers

Meeting that minimum spending requirement is even easier thanks to two 0% intro APR offers. New cardholders enjoy 0% intro APR for six months on purchases and balance transfers – PLUS a special introductory balance transfer fee of $0.

Once the no-interest promotional periods’ end, the Bruin Edge Visa card features an exceptional value of a competitive APR starting as low as 13%. That rate is variable – and can exceed 20% depending on an applicant’s creditworthiness.

Greater Availability Than the Bruin Choice Visa

The main differences between the Bruin Edge and Bruin Choice Visa cards are the introductory bonuses – and the greater card availability of the Edge version. Unlike the Choice Card, the Wescom Bruin Edge Visa® is open to UCLA fans, alumina, friends, or anyone that wants to earn impressive Bruin-centric perks while supporting the school they love. This greater eligibility means the Edge also comes with larger credit limits than the Bruin Choice Visa.

Other Card Features

Other notable features of the Wescom Bruin Edge Visa® Credit Card include:

  • No annual fee
  • No foreign transaction fees
  • Visa Zero Fraud Liability
  • Chance to win VIP access to UCLA events and experiences
  • Mobile banking access through Wescom’s mobile app
  • Access to more than 30,000+ ATMs nationwide

Should You Appy for the Wescom Bruin Edge Visa® Credit Card?

The Wescom Bruin Edge Visa® Credit Card is unique. It caters to the UCLA fanatic but doesn’t require you to be a student -or even an alumnus – of the prestigious university. The card offers substantial; rewards at UCLA eateries and events, making it an ideal payment tool for those that frequently attend UCLA Athletics events at the Rose Bowl or Pauley Pavilion.

The card also offers a very competitive APR and two introductory interest rate periods, which provide exceptional value for money. Add to that the lack of an annual fee or foreign transaction fees, and you have a versatile rewards credit card that suits Southern California residents the purchasing power they need – and the rewards they want.

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