| Last updated on November 13th, 2023
Space Coast Platinum Visa® Credit Card
Space Coast Platinum Visa® Credit Card
Space Coast Platinum Visa® Credit Card
- 16.49% to 18.00% variable based on creditworthiness and the Prime Rate Regular Purchase APR
- 16.49% to 18.00% variable based on creditworthiness and the Prime Rate Balance Transfer APR
- 0% for 6 months from account opening date. Then 16.49% to 18.00% variable Cash Advance APR
- 0% for 6 months from account opening date Intro Purchase APR
At a Glance
The Space Coast Platinum Visa® Credit Card is a cashback credit card designed to handle whatever life throws at it. The card, offered by Florida bank Space Coast Credit Union, features an exclusive 0% introductory APR for six months on balance transfers, cash advances, and purchases, followed by a typical competitive APR after that. The card also earns 1% cashback on all eligible purchases, making it a potent tool in every Floridian’s tool belt – all for no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- Special Introductory Rates For The First 6 Months
- No Annual Fee
- Free FICO® Score
- No Balance Transfer Or Cash Advance Fees
- Intro Purchase APR: 0% for 6 months from account opening date
- Regular Purchase APR: 16.49% to 18.00% variable based on creditworthiness and the Prime Rate
- Intro Balance Transfer APR: 0% for 6 months from account opening date
- Balance Transfer APR: 16.49% to 18.00% variable based on creditworthiness and the Prime Rate
- Cash Advance APR: 0% for 6 months from account opening date. Then 16.49% to 18.00% variable
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $27
- Return Payment Penalty Fee: Up to $27
- You already bank with Space Coast Credit Union
- You live on the east coast of Florida
- You don’t want to pay an annual fee
- You want an all-round reliable credit card for everyday use
Space Coast Platinum Visa® Credit Card Review
The Space Coast Platinum Visa® Credit Card is a straightforward cashback rewards card that fits in in every situation. Offered by Space Coast Credit Union, one of the largest credit Unions in Florida with locations spanning the entire Atlantic coast of the state, the Space Coast Platinum Visa® Credit Card offers a simple, flat rate of 1% cashback on qualifying purchases.
The Space Coast Platinum Visa® Credit Card also benefits from a special introductory APR on not only purchases but also balance transfers and cash advances. New account holders receive a special rate of 0% introductory APR for the first six months, followed by a very competitive typical rate after that. For those with excellent credit, they can expect an APR of around 11%, though the precise rate will vary according to the applicant’s creditworthiness, along with the Prime Rate.
Credit Union credit cards are usually great at keeping the fees at bay, and the Space Coast Platinum Visa® is no different. Account-holders never have to worry about paying an annual fee, or do they need to pay fees for balance transfers or cash advances. Sure, there are foreign transaction fees associated with the card, but the Space Coast Platinum Visa® Credit Card is more of an about the town, everyday card than a travel rewards card anyways.
Should You Apply for the Space Coast Platinum Visa® Credit Card?
Overall, the Space Coast Platinum Visa® Credit Card from Space Coast Credit Union is a versatile, and reliable, tool for everyday use. The lack of an annual fee, combined with a flat cashback rate, and exclusive 0% introductory APR make it a smart choice for Florida natives.
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