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Last updated on May 12th, 2021
Space Coast Student Visa® Credit Card
Build Your Credit While in School
- Build Credit Responsibly
- No Annual Fee
- Roadside Assistance
- Free FICO® Score
- Regular Purchase APR: 14.24% variable based on the Prime Rate
- Balance Transfer APR: 14.24% variable based on the Prime Rate
- Cash Advance APR: 14.24% variable based on the Prime Rate
- Foreign Transaction Fee: Up to 1% of the transaction amount in U.S. dollars
- Late Payment Penalty Fee: Up to $27
- Return Payment Penalty Fee: Up to $27
At a Glance
The Space Coast Student Visa® Credit Card is designed to help teenagers get their proverbial feet wet in the credit ocean, with a flat rate APR and straightforward fee structure. The student card also earns 1% cash back on eligible purchases, giving students their first taste of what a reward card has to offer. While the card requires a co-signer, it benefits from 0% introductory APR for the first six months and no annual fees. With responsible use, students can upgrade to other Space Coast products or another rewards credit card.
Ideal for Those Who:
- Are a student looking to establish credit for the first time
- Want to learn credit responsibility with a cash back bonus
- Live in Florida and bank with Space Coast Credit Union
Space Coast Student Visa® Credit Card Review
Financial responsibility is key to opening the doors to a brighter credit future, and the Space Coast Student Visa® Credit Card is the way to get your credit history off on to a great start. The card, offered by leading Florida credit union Space Coast Credit Union, is specially designed to help students gain the financial skills they need to succeed in life.
The Space Coast Student Visa® Card is available to those between the ages of 15 and 18 years old and requires a co-signer. A this is an entry-level card, students can expect a flat APR for purchase and cash advances of around 17%, though the exact rate will vary depending on the Prime Rate. A nice feature of the card is the introductory APR of 5.99% for purchases and cash advances for the first six months, meaning parents can let their kids learn the basics of interest with a low rate.
Other noteworthy features of the Space Coast Student Visa® Card are the lack of an annual fee or fees for balance transfers or cash advances. As the card is a first card, however, there likely will be little need for transferring balances anyways. Cardholders also benefit from a free monthly FICO® score, so they can see their hard work paying off.
Should You Apply for the Space Coast Student Visa®?
All things said, the Space Coast Student Visa® Credit Card is a great entry-level credit card for students who want to start their credit history off on the right foot. With practice, students will be able to upgrade to a higher credit limit, or even another card from Space Coast, such as the Platinum Visa®.curate to the best of our knowledge.