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Lowe's Business Rewards Card

  • Regular Purchase APR 17.24% to 26.24% variable based on creditworthiness and the Prime Rate
  • Intro Purchase APR 0% for 6 months from account opening date
  • Cash Advance APR 26.74% variable based on the Prime Rate
  • Annual Fee None
  • Credit Needed Excellent , Good
  • Processing Network American Express
Best Benefits
  • ◉  5% off eligible purchases at Lowe's
  • ◉   3X points at restaurants, office supply stores & wireless telephone services
  • ◉   2X points on Lowe's purchases
  • ◉   1X points on all other purchases
Rates & Fees
  •  Intro Purchase APR: 0% for 6 months from account opening date
  •  Regular Purchase APR: 17.24% to 26.24% variable based on creditworthiness and the Prime Rate
  •  Cash Advance APR: 26.74% variable based on the Prime Rate
  •  Cash Advance Transaction Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater
  •  Penalty APR: 29.99% variable based on the Prime Rate
  •  Foreign Transaction Fee: 2.7% of the transaction amount in U.S. dollars
  • Late Payment Penalty Fee: Up to $39
  •  Return Payment Penalty Fee: $39
  •  Credit Needed: Excellent , Good

 

At a Glance

The Lowe’s Business Rewards Card from American Express is a great business rewards card for those who want to earn 3X points while making everyday business purchases at restaurants and office supply stores, as well as 2X points during their trips to Lowe’s. Do-it-yourselfers will be pleased to know that they can earn an intro bonus offer of $100 in cash back as soon as they’re approved for the card.

The Gist

Whether building a deck or building up your fledgling small business, the Lowe’s Business Rewards Card from American Express is a tool worth having in your box. Not only do you earn 3X points at U.S. restaurants, office supply stores, and on wireless telephone services purchased directly from US service providers, but you can also earn 2X points when you shop at Lowe’s and 1X points on all other eligible purchases with the card. These points can then be Points can then be redeemed for Lowe’s gift cards and American Express gift cards, funding future projects and helping complete current ones. While accepted everywhere that American Express is, this credit card offers a few perks that loyal Lowe’s shoppers will surely benefit from. Not only do you get a 5% discount every day on eligible Lowe’s purchases without having to pay an annual fee, but you also have access to Lowe’s ProServices program for your business, which includes Discounted Delivery, Bulk Rate Pricing, and the Business Replenishment Program. The Lowe’s Business Rewards Card from American Express provides workplace management also has the added peace of mind that comes with setting spending limits for additional cardholders added while being able to easily track and view their purchases.

Apply for This Card if You:

  • Own a business and frequently shop at Lowe’s home improvement stores
  • Want to earn 3X points on everyday business purchases at restaurants and office supply stores, 2X points while shopping at Lowe’s, and 1X points on all other eligible purchases
  • Want free money in the form of a $100 cash back credit as soon as their account is opened

 

Editorial Disclosure — The opinions expressed on BestCards’ reviews, blogs, and all other content on or relating to the website are solely those of the content’s author. They are not reflective of any card issuer or financial institution and have not been reviewed or approved by these entities unless otherwise noted. Further, BestCards lists credit card offers that are updated daily with information believed to be accurate to the best of our knowledge.

Published: January 2, 2020 8:17 am

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