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KrowdFit Wellness Rewards Mastercard®
KrowdFit Wellness Rewards Mastercard®
- 19.99% to 29.99% variable based on creditworthiness and the Prime Rate Regular Purchase APR
At a Glance
The KrowdFit Wellness Rewards Mastercard® is a rewards credit card that earns up to 4% cash back on wellness purchases and more, with no foreign transaction fees and no annual fee.
- Best Benefits
- Rates & Fees
- Why Should You Apply?
- 4% cash back on qualifying health, wellness, medical, and lifestyle partners
- 2% cash back on groceries
- 1% cash back on all other purchases
- Free MyFitnessPal or Calm 1-year Premium Membership
- No foreign transaction fees
- No annual fee
- Regular Purchase APR: 19.99% to 29.99% variable based on creditworthiness and the Prime Rate
- Late Payment Penalty Fee: Up to $25
- Return Payment Penalty Fee: Up to $37
- You spend a good chunk of change on health and wellness (including medical)
- You want to get rewarded for your healthy lifestyle
- You have an interest in wellness apps like MyFitnessPal or Calm
- You would like cash back for grocery shopping and everyday essentials
KrowdFit Wellness Rewards Mastercard®Terms & Conditions
KrowdFit Wellness Rewards Mastercard® Review
Get rewarded for the sweat you put into your health with the KrowdFit Wellness Rewards Mastercard®, the only card that makes you “Wellthier.” The health-centric credit card is packed with valuable reward-earning potential for wellness fanatics and has no foreign transaction fee. It is powered by Deserve and issued by Celtic Bank, and it earns up to 4% cash back on purchases for wellness, groceries, and more – all for no annual fee.
Memberships for Wellness
The KrowdFit Wellness Rewards Mastercard® has a decent array of cash back earning potential but it is not all it has to offer. Cardholders get the added value of a couple of wellness subscriptions that will surely aid anyone on their wellness journey. For starters, it features a free 1-year KrowdFit Premium Membership.
If you’re not familiar with the KrowdFit Premium Membership, it might be because you’re not familiar with the wellness app itself. KrowdFit is an app that rewards its users with cash as an incentive for engaging in living a healthy, active lifestyle. Joining the KrowdFit program is free. However, they do offer a premium option with additional benefits. That’s where the KrowdFit Premium Membership comes into play. When you level up and go premium with KrowdFit, it removes ads, unlocks daily bonus entries, and adds engagement tracking and leveling.
In addition, cardholders also get to select a free MyFitnessPal or Calm 1-year Premium Membership. Both wellness apps bring added value to any health enthusiast who may already use the free versions to track food or improve their overall health and mindfulness. For reference on the added value, a Calm annual premium plan goes for $69.99 and a MyFitnessPal annual premium plan goes for $79.99 or $19.99 a month.
Cash Back For Your Health
The rewards don’t stop at the app. Get up to 4% cash back on purchases with the KrowdFit Wellness Rewards Mastercard®. The 4% cash back category earns rewards on health and wellness purchases. For example, your gym membership, or a fitness subscription like Peloton, Tonal, and Mirror, all count to be eligible to earn 4% cash back.
If these are all things you currently subscribe to, the KrowdFit Wellness Rewards Mastercard® may be a perfect fit for your lifestyle. As a cardholder, you will also earn 4% cash back on medical and lifestyle partner purchases, including merchants like Athleta, Under Armor, and more. It is also important to note that all your earned cash back is in the form of statement credits.
Furthermore, when you’re not due for your monthly gym membership or purchasing a new pair of yoga pants, you can still earn cash back for your daily purchases. The KrowdFit Wellness Rewards Mastercard® earns users 2% cash back on groceries and 1% cash back on all other purchases. It’s truly a convenient card for anyone on a health kick looking to get rewarded for their wellness journey, whether it be for sweating it out at your local gym or making smart grocery purchases for a healthy dinner.
The application process for the KrowdFit credit card grants applicants near-instant access to the card upon approval. So once approved you can begin making purchases online, in-app, and at point of sale.
|KrowdFit Wellness Rewards Mastercard®||Upgrade Triple Cash Rewards Visa®||U.S. Bank Cash+® Visa Signature® Card||Citi Custom Cash℠ Card|
|4% Cash back on health and wellness categories, including medical and lifestyle partners||3% Cash back on health related purchase category||5% Cash back on category of your choice including fitness centers, sporting goods stores, clothing stores, and department stores||5% Cash back on your highest spend category including fitness clubs, grocery stores, drugstores, and dining|
|No Foreign Transaction Fees or Annual Fee||No Foreign Transaction Fees or Annual Fee||No Annual Fee||No Annual Fee|
Should You Apply for the KrowdFit Wellness Rewards Mastercard®?
The KrowdFit Wellness Rewards Mastercard® has a diverse mix of health-related cash back categories and benefits for anyone with an interest in their wellbeing. This is a card for people who are interested in earning rewards for the sweat and work they put into their workouts or wellness interests.
If health, wellness, and mindfulness are not your forte but you still want a chance at earning rewards, it may be best to opt for a different cash back credit card. Choose one that will earn you rewards in the things that matter most for your lifestyle. As a downside to the KrowdsFit card, it does not have any welcome bonuses or special introductory rates. However, the KrowdFit credit card can be a beneficial option for those looking to supplement their health journey with wellness memberships and rewards for healthy choices or medical expenses.